My husband and I changing mortgage lender for our apartment in Tunbridge Wells with Barclays. We have a son 19 who lives at home. Our solicitor requested us to identify anyone over the age of 17 other than ourselves who lives in the flat. Our lawyer has now e-mailed a document for our son to sign, giving up any rights in the event that the flat is forfeited by the lender. I have two concerns (1) Is this form unique to the Barclays conveyancing panel as he never had to sign this form when we purchased 3 years ago (2) Does our son by signing this giving up his entitlement to inherit the property?
First, rest assured that your Barclays conveyancing panel solicitor is doing the right thing as it is established procedure for any occupier who is aged 17 or over to sign the necessary Consent Form, which is purely to state that any rights he has in the property are postponed and secondary to Barclays. This is solely used to protect Barclays if the property were re-possessed so that in such circumstances, your son would be legally obliged to leave. It does not impact your son’s right to inherit the apartment. Please note that if your son were to inherit and the mortgage in favour of Barclays had not been discharged, he would be liable to take over the loan or pay it off, but other than that, there is nothing stopping him from keeping the property in accordance with your will or the rules of intestacy.
Finally the sale completed on my house in Tunbridge Wells last January yet the purchaser is whats apping me to moan that her lawyer needs to hear from mine. What should my lawyer have done now that I have sold?
Following your house sale your lawyer should send the transfer documentation and all additional paperwork to the purchaser's conveyancer. If applicable, your solicitor must also confirm that the mortgage has been paid off to the purchasers solicitors. There is unlikely to be post completion procedures just for conveyancing in Tunbridge Wells.
A colleague advised me that where I am purchasing in Tunbridge Wells I should ask my conveyancer to carry out a Neighbourhood, Planning and Local Amenity Search. What does it cover?
A search of this type is occasionally quoted for as part of the standard Tunbridge Wells conveyancing searches. It is not a small report of more than thirty pages, listing and setting out significant information about Tunbridge Wells around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Tunbridge Wells Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average House Prices, Crime details, Local Education with maps and statistics, Local Amenities and other useful information regarding Tunbridge Wells.
Yesterday I discovered that there is a flying freehold element on a house I put an offer in two weeks back in what should have been a quick, chain free conveyancing. Tunbridge Wells is the location of the property. Is there any advice you can give?
Flying freeholds in Tunbridge Wells are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Tunbridge Wells you would need to get your solicitor to go through the deeds thoroughly. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Tunbridge Wells may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
I am looking for a conveyancing lawyer in Tunbridge Wells for my house move. Is it possible to see a firm’s complaints history with the profession’s regulator?
One may search for published Solicitor Regulator Association (SRA) decisions stemming from investigations from 2008 onwards. Go to Check a solicitor's record. To find details about the period before 1 January 2008, or to check a firm's history, call 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. For non-uk callers, call +44 (0)121 329 6800. The regulator may recorded call for training purposes.
How much experience do your Tunbridge Wells conveyancing solicitors have with Help To Buy, Shared Equity and similar schemes?
Tunbridge Wells conveyancing lawyers help thousands of people move home every year and supported lots of clients through the Help To Buy scheme. The chances are that whatever makes your case unique Tunbridge Wells conveyancers have worked on recent similar cases.