We were just about to exchange contracts for a property in Tunbridge Wells. We have hit a problem. The mortgage offer with Accord Mortgages Ltd runs out on 26/2/2026 but the owners are putting forward a completion date of 2/3/2026. Can one prolong the mortgage offer?
The person best placed to deal with your question is your conveyancer who should assess whether he or she is corresponding with the lender, seller’s lawyers, selling agents or conceivably all parties given the circumstances your transaction as of today.
I am thinking of refinancing my house in Tunbridge Wells, does my lawyer have to be on the Clydesdale Conveyancing panel?
There is nothing to stop you using your solicitor, but Clydesdale will insist on their interests being represented by a firm on their conveyancing panel. There is greater potential for delays and confusion with two solicitors involved, and it will undoubtedly be more expensive too.
I'm remortgaging my primary house to a BTL loan with Bank of Ireland and I will use the ballance of the raised equity as a down payment on further house. The neighborhood we are talking about is Tunbridge Wells. Will your conveyancers be able to act for both sets of banks and link together the two deals?
Do use our comparison tool on this page to ensure that the lawyers are on the relevant lender panels. On the basis that they are your conveyancer will be able to connect the two conveyancing matters but you should have a chat with you solicitor and specify your expectations and requirements.
We're FTB’s - had an offer accepted, yet the agent has warned us that the owners will only proceed if we appoint the agent's chosen conveyancers as they are insisting on an ‘expedited deal’. Our preferred option is to instruct a family conveyancer with experience of conveyancing in Tunbridge Wells
We suspect that the seller is unaware of this request. Should the seller require ‘a quick sale', taking such a hostile approach to a genuine purchaser is counter productive. Try to communicate with the sellers directly and make the point that (a)you are motivated purchasers (b)you are ready to go, with finances arranged © you are chain free (d) you wish to move quickly (e)however you will continue to appoint your preferred Tunbridge Wells conveyancing solicitors - not the ones that will give the estate agent a commission or meet his conveyancing thresholds demanded by senior management.
Can you offer any advice when it comes to finding a Tunbridge Wells conveyancing firm to deal with our lease extension?
If you are instructing a conveyancer for lease extension works (regardless if they are a Tunbridge Wells conveyancing firm) it is essential that they be familiar with the legislation and specialises in this area of work. We suggest that you speak with two or three firms including non Tunbridge Wells conveyancing practices prior to instructing a firm. Where the conveyancing practice is ALEP accredited then so much the better. The following questions could be helpful:
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What are the charges for lease extension work?
I bought a leasehold flat in Tunbridge Wells, conveyancing having been completed March 2000. Can you work out an approximate cost of a lease extension? Corresponding properties in Tunbridge Wells with an extended lease are worth £186,000. The ground rent is £55 yearly. The lease finishes on 21st October 2078
With just 53 years remaining on your lease we estimate the price of your lease extension to span between £27,600 and £31,800 plus legals.
The suggested premium range above a general guide to costs for extending a lease, but we cannot give you a more accurate figure without more detailed due diligence. You should not use the figures in tribunal or court proceedings. There are no doubt additional concerns that need to be considered and clearly you should be as accurate as possible in your negotiations. Please do not take any other action placing reliance on this information without first seeking the advice of a professional.
My friend mentioned that when choosing a conveyancing solicitors they must be approved by your bank. It happens to be my first house move but I have an offer in principle via HSBC and I already have a local conveyancing lawyer in Tunbridge Wells lined up. Does Nat West Bank require an approved conveyancer to be instructed? Does a directory of panel conveyancers even exist for my conveyancing in Tunbridge Wells?
You should choose a solicitor that is on the Nat West Bank panel. Simply call your chosen Tunbridge Wells conveyancing solicitor to check if they are on the Nat West Bank panel. If they are not approved you have a couple of options open to you here:
- Carry on with your preferred Tunbridge Wells property lawyer but Nat West Bank will need to appoint a solicitor from their approved list. The net result is additional fees and likely frustration.
- Appoint a new solicitor to conduct the conveyancing, ensuring that they are on the Nat West Bank conveyancing panel.
- Convince your solicitor to do everything within their powers to get listed on the Nat West Bank panel of solicitors.