My husband and I are approaching an exchange on a flat in West Hendon and my mum and dad have transferred the 10% deposit to my lawyer. I am now told that as the deposit has been received from someone other than me my property lawyer needs to make a notification to my bank. Apparently, in also acting for the lender he must advise them that the balance of the purchase price is not just from me. I disclosed to the lender regarding my parents' contribution when I applied for the mortgage, so is it really necessary for this now to hold matters up?
Your conveyancing practitioner is legally required to clarify with the bank to ensure that they know that the balance of the purchase price is not from your own funds. The solicitor can only reveal this to your lender if you agree, failing which, your lawyer must cease to continue acting.
Our mortgage company has recommended a law firm on their panel based in West Hendon but I would rather instruct a conveyancing lawyer in West Hendon or nearer to where I live. Are you able to assist?
The minority of West Hendon conveyancing practices are listed all lender’s conveyancing panel. Use the above search tool to choose a West Hendon conveyancing firm on the on the bank panel.
I just bought a flat at auction in West Hendon. Conveyancing is required. What happens now?
Now that you have legally committed yourself to purchase you now have to retain a conveyancing solicitor as a matter of priority as you are facing a pending a drop dead date to complete the property. All auction property will have an associated auction set of papers. This will likely include most,if not all of the paperwork that your conveyancer will need. In the case of leasehold premises the legal papers should contain a copy of the lease, management information and a sellers leasehold information form and associated conveyancing paperwork pertinent to leasehold premises. You must pass this on to the conveyancer instructed by you as soon as possible. You also need to ensure that you have funds organised to complete on the date specified in the contract.
This question may be naive but I am unexperienced as a 1st time buyer of a ground floor flat in West Hendon. Do I pick up the keys to the property on completion from my conveyancer? If this is the case, I will find a High Street conveyancing solicitor in West Hendon?
On the day of completion you will not be required to attend the conveyancers office in West Hendon. Conveyancing lawyers for you will electronically transfer the purchase money to the owner’s solicitors, and once they have received this, you should be invited to pick up the keys from the selling Agents and move into your new home. Usually this occurs between 1 and 3pm.
I have decided to exercise my right to buy my property in West Hendon off the council. I have a mortgage offer with Coventry BS. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Coventry BS, you will need to appoint a solicitor on the Coventry BS conveyancing panel.
It has been 3 months since my purchase conveyancing in West Hendon completed. I have checked the Land Registry site which shows that I paid £175,000 when infact I paid £170,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the premises from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
How can the Landlord & Tenant Act 1954 impact my commercial offices in West Hendon and how can you help?
The 1954 Act gives security of tenure to commercial lessees, giving them the legal entitlement to apply to court for a new tenancy and continue in occupation at the end of the lease term. There are certain specified grounds that a landlord can refuse a lease renewal and the rules are complicated. Fees are different for commercial conveyancing. West Hendon is one of our numerous areas of the UK in which our lawyers are based
I am looking for a conveyancing solicitor in West Hendon for my house move. Can I see a solicitor's complaints history with the profession’s regulator?
You may find documented Solicitor Regulator Association (SRA) decisions resulting from investigations from 2008 onwards. Go to Check a solicitor's record. For records about the period before 1 January 2008, or to check a solicitors history, telephone 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. International callers, dial +44 (0)121 329 6800. The SRA sometimes monitor call for training purposes.