My partner and I are acquiring an apartment in Woodcote Green. My Conveyancer has never been on on the bank conveyancing panel. Am I still permitted to use my Woodcote Green conveyancing solicitor even though they are excluded from the lender approved list?
You have a couple of alternatives available to you here
- Proceed with your existing Woodcote Green conveyancer but your bank will undoubtedly use a lawyer on their approved panel. This will result in additional cost together with potential frustration.
- Choose a new property lawyer to act in the purchase, ensuring that they are on the lender conveyancing panel.
- Convince your conveyancer to pull out all the stops to join the bank’s conveyancing panel
I am in a contract race with another prospective purchaser for a property in Woodcote Green. What can I do to speed up matters?
In the event that the seller is applying a tight deadline to sign contracts it is highly recommended that your conveyancer is familiar with the area as they will have local relationships and insight. It is even conceivable that they could have handled otherproperties in the same neighbourhood. You would be best advised to use a Woodcote Green conveyancing lawyer. In addition, ensure that the conveyancing firm is on the on the approved list for your mortgage company. It is understood that just under twenty per cent of Woodcote Green conveyancing deals are suspended or jeopardised after finding out that a purchaser’s solicitor was not on their banks member panel. This can often result in the buying process being held up by almost 21 days. It is said that this issue impacts approximately one hundred thousand home moves annually. Almost all Woodcote Green conveyancing firms can not act for certain banks so do check at the outset.
Are all Woodcote Green Conveyancing Quality Solicitors on the Principality conveyancing list of approved practices?
Some major lenders now make use of the accreditation scheme as the kick off point for Panel approval such as HSBC and Santander. CQS membership however is no guarantee to lender panel acceptance. That being said,the Council of Mortgage Lenders have indicated that it is likely to become a pre-requisite for solicitors wishing to join their panels.
Completion of my purchase has taken place for my property in Woodcote Green. Conveyancing was of an acceptable standard but I feel I should register my dissatisfaction about the lender. Who do I contact should I wish to lodge a complaint?
Almost all banks and building societies have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Services Team at head office. In most cases complaints to a lender are sorted out very quickly. If you feel the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR with full details of your complaint.
After shopping around on the internet I have found a Woodcote Green property lawyer having made sure that they are on the Clydesdale conveyancing panel. Does my lawyer arrange the survey of the property?
Clydesdale will need an independent valuation of the property. Your lawyer will not arrange this. Usually Clydesdale will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. You may wish to consider appointing your own Woodcote Green surveyor to carry out a survey or prepare a home buyers report on the property. It is up to you to satisfy yourself that the property is structurally sound before you buy it. If the survey or report reveals that building work is needed, you should tell your solicitor. You may wish to renegotiate with the seller.
I used Wolstenholmes a few years ago for my conveyancing in Woodcote Green. I now require my papers however cannot find the solicitor. What do I do?
Do call the Solicitors Regulatory Authority (SRA) to assist in tracking down your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Woodcote Green of the conveyancing firm of solicitors you previously instructed, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
In what way does the Landlord & Tenant Act 1954 affect my business property in Woodcote Green and how can you help?
The particular law that you refer to affords security of tenure to business tenants, granting the right to make a request to court for a new lease and remain in occupation when the lease reaches an end. There are limited grounds that a landlord can refuse a lease renewal and the rules are involved. We are happy to direct you to commercial conveyancing solicitors who use the act to your advantage and help with commercial conveyancing in Woodcote Green
Am I best advised to go with a Woodcote Green conveyancing lawyer who is local to the property I am hoping to buy? I have an old university friend who can carry out the legal formalities however they are based over three hundred miles away.
The benefit of a local Woodcote Green conveyancing firm is that you can pop in to sign documents, hand in your identification documents and pester them if necessary. They will also have local knowledge which is a plus. That being said nothing is more important than finding someone that will pull out all the stops for you. If if people you trust used your friend and on the whole were content that should outweigh using an unfamiliar Woodcote Green conveyancing lawyer solely due to them being Woodcote Green based.