I am considering refinancing my flat in Colindale, does my lawyer have to be on the Nationwide Conveyancing panel?
There is nothing to stop you using your solicitor, but Nationwide will insist on their interests being represented by a firm on their conveyancing panel. There is greater potential for delays and confusion with an additional lawyer added to the mix, and it will undoubtedly be more expensive too.
My partner and I are intent on selling our home in Colindale and the buyers lawyers are claiming that there is a risk of it being constructed land that was not decontaminated. A local conveyancer would know this is not the case. It does beg the question why the buyers used an internet conveyancing practice rather than a conveyancing solicitor in Colindale. We have lived in Colindale for many years we know that this is a non issue. Do we contact our local Authority to obtain confirmation that there is no issue.
It would appear that you have a conveyancing solicitor already. Are they able to advise? You should check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same illness)
Despite weeks of looking the Title Certificate and documents to our house can not be found. The lawyers who conducted the conveyancing in Colindale 5 years ago are no longer around. What are my next steps?
Assuming you have a registered title the information relating to your proprietorship will be evidenced by HMLR under a Title Number. It is possible to conduct a search at the Land Registry, find your house and get up to date copies of the property title for a small fee. Where the title is Leasehold then the Land Registry will usually hold a file duplicate of the Registered Lease and again, a copy can be obtained for £20 inclusive of VAT.
How does conveyancing in Colindale differ for newly converted properties?
Most buyers of new build premises in Colindale contact us having been asked by the housebuilder to sign contracts and commit to the purchase even before the premises is ready to move into. This is because developers in Colindale typically buy the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Colindale or who has acted in the same development.
Due to the encouragement of my in-laws I had a survey completed on a property in Colindale prior to instructing solicitors. I have been informed that there is a flying freehold element to the property. Our surveyor has said that some banks tend not issue a mortgage on a flying freehold premises.
It depends who your proposed lender is. Lloyds has different instructions from Birmingham Midshires. Should you wish to call us we can check with the relevant mortgage company. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Colindale. Conveyancing will be smoother if you use a solicitor in Colindale especially if they are acquainted with such properties in Colindale.
Are there any apps to help search for a Colindale conveyancing solicitor on the lender conveyancing panel? I have a car and am prepared to travel up to 10miles to attend the solicitor.
Feel free to make use of the find a conveyancing panel search on this page. Please choose the lender and your location, in this case Colindale and you will see a number of lawyer located nearest Colindale. Alternatively you can type in the name of your proposed law firm and see if they are listed as being on the lender solicitor panel.