My husband and I are buying a newly constructed duplex in The Hyde and my solicitor is informing me that she has to the lender to disclose incentives from the developer. I am on a tight deadline to sign contracts and I would rather not delay the conveyancing. is my lawyer playing by the book?
You should not exchange unless you have been advised to do so by your property lawyer. A precondition to being on a mortgage company panel is to comply with the UK Finance Lenders’ Handbook requirements. The CML Conveyancing Handbook requires that your lawyer have the appropriate Disclosure of Incentive form completed by the developer and accepted by your lender.
Will my conveyancing lawyers need to check that the building insurance for my purchase of a house in The Hyde. My lender is The Mortgage Works
The Mortgage Works have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 1/8/2026, the requirements read as follows :
I am downsizing from our house in The Hyde and according to the buyers it appears that there is a risk of it being constructed land that was not decontaminated. Any high street The Hyde conveyancer would know that there is no such problem. For the life of me I don't know why the buyers are using an internet conveyancing practice as opposed to a conveyancing solicitor in The Hyde. Having lived in The Hyde for six years we know of no issue. Do we contact our local Authority to obtain clarification that there is no issue.
It would appear that you have a conveyancing lawyer already. What do they say? You need to enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same ailment)
Me and my brother own a semi-detached Georgian property in The Hyde. Conveyancing practitioner represented me and Accord Mortgages Ltd. I happened to do a free search for it on the Land Registry database and there are a couple of entries: one for freehold, another for leasehold with the exact same address. I thought I was buying a freehold how can I check?
You need to read the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in The Hyde and other locations in the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with buyers. You can also enquire as to the situation with the conveyancing solicitor who conducted the purchase.
Due to the input of my in-laws I had a survey completed on a property in The Hyde before instructing conveyancers. I have been told that there is a flying freehold element to the house. My surveyor has said that some lenders tend refuse to grant a mortgage on this type of premises.
It varies from the lender to lender. Santander has different instructions from Birmingham Midshires. If you contact us we can check via the appropriate bank. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in The Hyde. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in The Hyde to see if the conveyancing will be more expensive.
How do I locate a The Hyde law firm on the Birmingham Midshires conveyancing panel? I have wheels and am happy to travel upto 25miles to meet the lawyer.
You can use the tool on this website. Please pick a mortgage company and your location and you will see a number of The Hyde conveyancing lawyers locally. We have listed some The Hyde conveyancing firms at the bottom of this page and you can ring them to see whether they are on the Birmingham Midshires panel