My son is buying a house that has just been built in Brent Park with a mortgage from TSB. His solicitor has advised him of a delay in receiving the ‘Disclosure of Incentive Form’. What is this document - I have never come across this before?
The document is intended to provide information to the main parties engaged in the transaction. Therefore, it will be provided to your son’s lawyer who should be on the TSB conveyancing panel as a standard part of the process, and to the valuer when asked. The developer will be required to start the process by downloading the form and completing it. The form will therefore need to be available for the valuer at the time of his or her site visit. The form should be sent to the TSB conveyancing panel solicitor as early as possible, in order to avoid any last minute delays, and no later than at exchange of contracts.
I am told that my conveyancing solicitors will need to check that the building insurance for my purchase of a house in Brent Park. My lender is Virgin
Virgin have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 17/8/2025, the requirements read as follows :
Forgive me if this question is silly but I am unseasoned as FTB of a ground floor flat in Brent Park. Do I receive the keys to the house on completion from my conveyancer? If this is the case, I will appoint a High Street conveyancing solicitor in Brent Park?
On the day of completion you will not be required to go to the conveyancers office in Brent Park. Conveyancing lawyers for you will electronically transfer the purchase money to the vendor’s conveyancers, and once they have received this, you will be able to pick up the keys from the Estate Agents and move into your new home. Usually this happens early afternoon.
The formalities of my purchase has taken place for my property in Brent Park. Conveyancing was a necessary evil but I would like to complain about the lender. Who do I contact should I wish to lodge a complaint?
All banks and building societies have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Care Team at head office. Ordinarily complaints to a lender are sorted out effectively and efficiently. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service who will take matters further.
I was told four weeks ago that my mortgage has been agreed to by Leeds Building Society. Is it usual for Leeds Building Society to only issue the offer once my solicitor in Brent Park is approved on their conveyancing panel? Leeds Building Society have asked my solicitor to see a copy of their PI Insurance.
Mortgage companies tend not to not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Leeds Building Society to deal with your lawyer's application to be on the Leeds Building Society conveyancing panel. There's no guarantee that your solicitor will be accepted.
I'm buying my first flat in Brent Park with a mortgage from Halifax. The sellers refused to budge the price so I negotiated 6k of additionals instead. The house builders rep told me not disclose to my conveyancer about this side-deal as it may adversely affect my loan with the lender. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I need to find a conveyancing solicitor for freehold conveyancing in Brent Park. I happened to stumble across a web site which seems to have the perfect offering If there is a chance to get all formalities done via phone that would be preferable. Do I need to be wary? What are the potential pitfalls?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
Are there any distinct advantages to instructing a local lawyer in Brent Park
A significant proportion of house movers in Brent Park choose a local conveyancing practitioner so that they can visit if they have problems, and to collect mortgage deeds rather than run the risk of relying on the post.
We would suggest that there exists a distinct advantage in using a solicitor nearby to the house you are buying, due to the in-depth knowledge of the region and potential local concerns - yet this is moot. Most conveyancers undertaking their work by way of email and could be almost anywhere.