I am hoping to receive a offer of a home loan from Lloyds. I intend to retain the legal services of a Licensed Conveyancer in Neasden. Does the Lloyds Solicitor panel exclude Licensed Conveyancers?
The Lloyds approved solicitor list is, like many other lenders, associated to the Council or Mortgage Lenders or Building Society Association, open to Licensed Conveyancers regulated by the Council of Licensed Conveyancers.
I have recentlybecome aware that Arc property Solicitors have been shut down. They carried out my conveyancing in Neasden for a purchase of a leasehold flat 12 months ago. How can I be sure that the property is not still registered in the name of the previous owner?
The easiest way to see if the premises is registered to you, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Neasden conveyancing specialists.
Due to the encouragement of my in-laws I had a survey completed on a property in Neasden prior to retaining lawyers. I have been told that there is a flying freehold element to the house. The surveyor has said that some lenders tend not grant a loan on such a home.
It depends who your proposed lender is. HSBC has different requirements from Nationwide. Should you wish to telephone us we can check via the appropriate lender. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Neasden. Conveyancing will be smoother if you use a solicitor in Neasden especially if they are familiar with such properties in Neasden.
Is it simple use your search tool to select a conveyancing lawyer in Neasden on the authorised to act for my lender?
Step one is to select a bank such as Lloyds TSB Bank, Leeds Building Society or Clydesdale then choose your location for instance Neasden. Conveyancing firms in Neasden and across England and Wales should be listed.
My husband and I are 14 days into a leasehold purchase having been recommend to conveyancers by the selling agent to handle our conveyancing in Neasden. We are not happy. Can you help me find new solicitors?
A conveyancer would have to be really poor to suggest replacing them. Has the mortgage been generated? In the event that it has you will need to advise them of the new contact details and get the mortgage documents are re-issued. The solicitor ideally needs to be on the banks panel to avoid supplemental costs and complications. That should be your starting point. Our search tool should help you find a bank approved lawyer for your conveyancing in Neasden
Last January I purchased a leasehold flat in Neasden. Am I liable to pay service charges relating to a period prior to completion of my purchase?
In a situation where the service charge has already been demanded from the previous owner and they have not paid you would not usually be personally liable for the arrears. However, your landlord may still be able to take action to forfeit the lease. It is an essential part of leasehold conveyancing for your conveyancer to be sure to have an up to date clear service charge receipt before completion of your purchase. If you have a mortgage this is likely to be a requirement of your lender.
If you purchase part way through an accounting year you may be liable for charges not yet demanded even if they relate to a period prior to your purchase. In such circumstances your conveyancer would normally arrange for the seller to set aside some money to cover their part of the period (usually called a service charge retention).
I own a second floor flat in Neasden. In the absence of agreement between myself and the landlord, can the Leasehold valuation Tribunal determine the amount payable for the purchase of the freehold?
Most definitely. We are happy to put you in touch with a Neasden conveyancing firm who can help.
An example of a Freehold Enfranchisement matter before the tribunal for a Neasden residence is 12 & 12A Deacon Road in May 2010. the Tribunal concluded that the price to be paid for the freehold should be £38,287 This case related to 2 flats. The number of years remaining on the existing lease(s) was 65.58 years.