Having sold my house in Neasden last March yet the purchaser is telephoning daily complaining that their lawyer is waiting to hear from mine. What are the post completion sale formalities following completion?
Following your disposal your solicitor should forward the transfer documentation and all supplemental paperwork to the purchaser's solicitors. Depending on the transaction, your lawyer should also evidence that the legal charge in favour of the lender has been paid off to the buyers conveyancers. There are no post completion steps just for conveyancing in Neasden.
My Conveyancer in Neasden is not listed on the Barnsley Building Society Conveyancing Panel. Is it possible for me to continue with my family solicitor notwithstanding that they are excluded from the Barnsley Building Society list of approved lawyers?
Your options are as follows:
- Complete the purchase with your existing Neasden solicitors but Barnsley Building Society will need to instruct a conveyancer on their panel. This will inevitably rack up the overall conveyancing charges and cause frustration.
- Find an alternative solicitor to to deal with the purchase, remembering to check they are Barnsley Building Society approved.
- Try to convince your Barnsley Building Society solicitor to seek to join the Barnsley Building Society panel
I am buying my first flat in Neasden with a mortgage from Skipton Building Society. The developers refused to budge the price so I negotiated five thousand pounds worth of additionals instead. The sale representative suggested that I not reveal to my lawyer about the extras as it will put at risk my loan with the bank. Is this normal?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Due to the guidance of my in-laws I had a survey completed on a house in Neasden ahead of appointing lawyers. I have been told that there is a flying freehold aspect to the house. My surveyor has said that some lenders will refuse to give a mortgage on this type of house.
It varies from the lender to lender. Santander has different instructions from Birmingham Midshires. Should you wish to call us we can check with the appropriate bank. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Neasden. Conveyancing will be smoother if you use a solicitor in Neasden especially if they are acquainted with such properties in Neasden.
My husband and I are new on the property ladder - agreed a price, yet the property agent told us that the seller will only issue a contract if we appoint the agent's chosen lawyers as they need an ‘expedited deal’. We would rather use a high street conveyancer used to conveyancing in Neasden
It is unlikely the owners are behind this. If they require ‘a quick sale', alienating a motivated purchaser is counter productive. Try to communicate with the owners directly and make the point that (a)you are keen to buy (b)you are ready to progress, with finances in place © you have nothing to sell (d) you intend to proceed fast (e)but you are going to use your preferred Neasden conveyancing lawyers - not the ones that will earn their negotiator at the agency a referral fee or meet his conveyancing figures demanded by senior management.
I happen to be an executor of my recently deceased mum’s Will, with a property in Neasden which is to be sold. The property is unregistered at HMLR and I'm advised that many EAs will insist that it is completed before they'll proceed. What's the mechanism for this?
In the situation you refer to it seems advisable to seek to register in the names of the personal representative(s) as named in the probate and in their capacity as PRs. The Land Registry’s online guidance explains how to register for the first time and what is required re the deeds and forms. You would need to include and certified copy of the probate as well and complete the form FR1 to refer to the PRs as the applicant.