I was informed today by my estate agent that my Neasden solicitor is not on the bank Solicitor panel. How can I be certain that this is indeed the case?
The sensible course of action for you to take is to contact your Neasden lawyer directly. It is reasonable to expect your lawyer to notify you of the situation. If they are not on the panel they may recommend you to a Neasden conveyancing practice that is on the conveyancing panel for your mortgage company.
We are about to exchange contracts for a leasehold flat in Neasden. We have hit a stumbling block. Our loan offer with Norwich and Peterborough Building Society runs out on 24/1/2024 but the sellers are putting forward a completion date of 26/1/2024. Is it possible to extend the loan expiry date?
The best person to deal with your issue is your solicitors who is in a position to determine whether he or she is better off negotiating with the mortgage broker, vendor’s representatives, property agents or indeed all parties given the history of your transaction as of today.
Do I choose a Licenced Conveyancer or Solicitor for conveyancing in Neasden?
There are two types of lawyers who can do conveyancing in Neasden namely licenced conveyancers or solicitors. Both professionals provide conveyancing services that you need to complete the disposal or acquisition of property. They are both duty bound to handle Neasden conveyancing to the same quality and guidelines so you may be safe in the knowledge that your conveyancing will be professionally administered and that the necessary procedures should be correctly attended to.
I have decided to exercise my right to buy my property in Neasden off the council. I have a mortgage agreed with Skipton. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Skipton, you will need to appoint a solicitor on the Skipton conveyancing panel.
Kent Reliance have agreed my mortgage in principle, my offer on a property in Neasden has been agreed to, now what?
The property agent will wish to know who your solicitors are (make sure the lawyers are on the lender’s panel). Contact Kent Reliance or your financial adviser and finalise any appropriate documentation. Kent Reliance will instruct a valuer who will get in contact with the estate agent or seller to arrange a slot for the valuation to occur. Once conducted (assuming no problems) it takes about a week to receive the mortgage offer. Kent Reliance will issue the offer to you and your conveyancing practitioners. The transaction will then take it’s course according the nature and complexity of the conveyancing in Neasden.
I used Wolstenholmes several years ago for my conveyancing in Neasden. I now require my papers but the law firm has closed. What do I do?
You should call the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Neasden of the conveyancing firm of solicitors you previously retained, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
How does conveyancing in Neasden differ for new build properties?
Most buyers of new build property in Neasden approach us having been asked by the builder to exchange contracts and commit to the purchase even before the residence is built. This is because house builders in Neasden tend to acquire the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Neasden or who has acted in the same development.
Is it possible to switch conveyancer as I need to retain a firm on the Santander conveyancing list. I had appointed a high street conveyancing solicitor in Neasden five minutes from me but she is not approved by Santander
We will our best to assist in finding you a conveyancing solicitor in Neasden on the Santander panel. Please note that the property lawyers that we list do not pay us a referral fee if you instruct them and are registered with the Solicitors Regulation Authority who regulate all conveyancing solicitors in Neasden. In utilising search facility on this page, you can compare costs for conveyancing solicitors in Neasden and beyond.