Find a Lender-Approved Local Conveyancer in Stanmore

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Our lawyers are committed to delivering the best property conveyancing to Stanmore vendors and purchasers

Reasons to use our Stanmore conveyancing solicitors

  • 1 You can gain comfort when you select the very best, most recommended conveyancing solicitors. Stanmore has a number to select from, but for a truly professional and dependable service many local people have been use the endorsement of this site.
  • 2 Property lawyer conveyancing solicitors have valuable personal connections with Stanmore selling agents and work very closely with them and local surveyors so as to ensure transactions proceed expeditiously.
  • 3 Our site is the only site that enables you the ability to check that your conveyancing in Stanmore will be conducted by a property lawyer on your lender’s conveyancing panel.
  • 4 The organisations identified on our web pages have a variation of conveyancing solicitors, legal executives and support staff handling thousands of conveyancing matters annually.
  • 5 Stanmore conveyancing lawyers will have connections at the local Land Registry Office, Local Authority and property agents

Examples of recent conveyancing in Stanmore since December 2023*

Recently asked questions about conveyancing in Stanmore

My wife and I are hoping to acquire a home in Stanmore and have instructed a Stanmore conveyancing firm. Within the last couple of days our solicitor has sent a preliminary report and documents to look through in anticipation of exchanging contracts shortly. Birmingham Midshires have this evening contacted us to advise us that there is now an issue as our Stanmore conveyancer is not on their approved list of lawyers. Is this a problem?

When purchasing a property with the benefit of a mortgage it is usual for the purchasers' lawyers to also represent the mortgage company. In order to act for a bank or building society a law firm has to be on that lender's conveyancing panel. An application has to be made by the law firm to the lender to become a member of the lender's panel and there are increasingly strict criteria which the firm has to satisfy and indeed some lenders now require their panel members to be part of the Law Society’s Conveyancing Quality Scheme. Your property lawyer should contact your bank and see if they can apply for membership of their conveyancing panel, but if that is not viable they will instruct their own solicitors to act. You are not legally obliged to appoint a law firm on the lender’s conveyancing panel as you are at liberty to use your preferred Stanmore lawyers, in which case it will likely add costs, and it will likely delay the transaction as you have another set of people involved.

The Stanmore conveyancing firm handling our Stanmore conveyancing has identified an inconsistency when comparing the surveyor’s assumptions in the home valuation report and what is revealed within the title deeds. My solicitor says that he is obliged to ensure that the lender is OK with this discrepancy and is content to go ahead. Is my solicitor’s course or action correct?

Your property lawyer must comply with the UK Finance Lenders’ Handbook specifications which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for you.

About to place a bid on a leasehold apartment in Stanmore. The selling agents assure me that it is usual for flats in Stanmore to have less than 75 years unexpired on the lease. I am expecting a loan with Nationwide Building Society. Will the property be mortgageable given that the lease has 69 years to go.

Most leasehold conveyancing experts should be able to deal with a lease extension. if you are securing a mortgage then your lender may insist that the lease be extended before competition. Nationwide Building Society have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 17/3/2024 the requirements read as follows :

- Our minimum unexpired lease term is 55 years, except where lending is over 85% of the purchase price/valuation on a second hand flat, in which case our minimum unexpired term is 90 years.
- There must be at least 30 years remaining at the end of the mortgage term (regardless of the length of lease at the start).

Where the unexpired lease term is different to that recorded on the mortgage offer, the following clarifies if we need to be informed:

Second hand property:
- If the unexpired lease term on the offer is 85 years or more - only advise us if the actual lease term is less than 85 years
- if the unexpired lease term on the offer is less than 85 years – advise us if the actual lease term is different than reported
- For equity share applications - advise us if the actual lease term is different than reported on the offer
- Where lending is over 85% of the purchase price/valuation on a second hand flat and the unexpired lease term on the offer is 90 years or more - only advise us if the actual lease term is less than 90 years.

New build property:
- If the unexpired lease term stated on the offer is 125 years (flat) / 250 years (house) or more - only advise us if the actual lease term is less than 125 years (flat) / 250 years (house)
- For equity share applications - always advise us if the actual lease term is different than reported on the offer

Lease terms such as ground rent and event fees must be reasonable at all times during the term of the lease and adhere to our requirements below. If you’re unsure as to whether the terms of a lease are unreasonable or onerous, please refer the details to us in plain English for Valuer consideration. If the potentially onerous terms are in relation to the ground rent please include the current ground rent figure per annum, how often it will be reviewed and the price structure it will be reviewed against. See the guidance below.

SECOND HAND PROPERTIES

Unacceptable - advise Issuing Office (Will be declined):
- Unexpired lease term less than 55 years
- Unexpired lease term less than 90 years where we are lending more than 85% of the purchase price/valuation on a second hand flat
- Less than 30 years remaining at the end of the mortgage term
- Ground Rent greater than 0.5% of the property value
- Ground Rent doubles less than every 20 years (e.g. doubles every 5, 10 or 15 years) - acceptable if doubles every 20 years or more
- Ground Rent is compounded RPI
- Ground Rent review period is less than or equal to 5 years

Refer to Issuing Office (Valuer will consider any impact on valuation figure and marketability):
- Unexpired lease term is 55 to 85 years
- Ground Rent greater than 0.1% and less than or equal to 0.5% of the property value
- Ground Rent escalation is linked to any indices greater than RPI
- Ground Rent escalation is linked to the value of the building*
- Ground Rent review period is greater than 5 and less than 10 years
- Event clauses exist for normal use e.g. changing the carpet, installing a TV aerial, etc
- Estate Rent Charges greater than £500 p/a (please provide details of what the charges cover)
- Service Charges greater than 1% of property value p/a (please provide details of what the charges cover)
- Anything that appears onerous, unusual or out of the ordinary

Acceptable (no requirement to advise Issuing Office):
- Unexpired lease term greater than 85 years (Minimum 90 years where we are lending more than 85% of the purchase price/valuation on a second hand flat)
- Ground Rent less than or equal to 0.1% of the property value
- Ground Rent review period greater than or equal to 10 years
- Ground Rent escalation less than or equal to RPI

NEW BUILD PROPERTIES (includes office conversions)

Unacceptable - advise Issuing Office (Will be declined)
- Unexpired lease term less than 125 years on a new build flat or less than 250 years on a new build house (does not apply to Shared Ownership)
- Any lease which is subject to a Ground Rent (or Annual Rent) being charged which is more than on a peppercorn basis
- Any lease which is subject to a Ground Rent (or Annual Rent) being charged which is more than on a peppercorn basis

Refer to Issuing Office (Valuer will consider any impact on valuation figure and marketability):
- Event clauses exist for normal use e.g. changing the carpet, installing a TV aerial etc
- Estate Rent Charges greater than £500 p/a (please provide details of what the charges cover)
- Service Charges greater than 1% of property value p/a (please provide details of what the charges cover)
- Anything else appears onerous, unusual or out of the ordinary

Acceptable (no requirement to advise Issuing Office):
- Unexpired lease term greater than or equal to 125 years on a new build flat or greater than or equal to 250 years on a new build house
- A lease subject to a peppercorn Ground Rent (Annual Rent) charges

For the avoidance of doubt, any New Build properties completed but not sold pre-30 June 2022 will only be acceptable if the Lease conforms to the above guidance.

* Where the Ground Rent escalation is linked to the value of the building, please provide the following:
- How is the value of the block/unit currently calculated and if the assessment relates to the block(s), how is the Ground Rent calculated/apportioned per property?
- The current valuation and Ground Rent for each unit
- What is the mechanism for future valuations of the block and how is the Ground Rent calculated/apportioned?
- What is the right of appeal? And is this a documented process within the lease?
- Who bears the cost of the valuation (and appeal) process?
- Confirmation the review period is not less than twenty years.

Lease Extensions

We require all Lease Extensions to be completed under the Leasehold Reform Housing and Urban Development Act 1993 and to meet the above criteria as a minimum. Where you become aware that it does not meet these requirements, please refer to Issuing Office.

I note that there are debates on Chancel Insurance on online forums. Am I compelled to have this when acquiring a property in Stanmore? or Apparently there is a law dating back centuries that could mean that homeowners living in a parish church boundary will be compelled to pay for repairs to the chancel within the church. Is this a legitimate concern for conveyancing in Stanmore?

Unless a previous purchase of the house took place after 12 October 2013 you could take it that solicitors conducting conveyancing in Stanmore to remain encouraging a chancel search and or insurance against a claim.

I used Stirling Law several years ago for my conveyancing in Stanmore. Now, I need the files however the law firm is no longer operating. What do I do?

You should call the Solicitors Regulatory Authority (SRA) to assist in tracing your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Stanmore of the conveyancing firm of solicitors you previously instructed, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.

In searching the world wide web for the words conveyancing in Stanmore it brings up many solicitorslocally. With so much choice what is the best way to find the suitable conveyancing solicitor for me?

The ideal method of choosing a suitable conveyancer is through a trusted referral, so enquire of friends and family who have purchased a property in Stanmore or a local estate agent or mortgage broker. Charges for conveyancing in Stanmore vary, so it's sensible to secure at least four estimates from different solicitors. Make sure that you know that the fees are fixed.

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Sample of conveyancing solicitors in Stanmore regulated by the SRA

It is important to note that the listed firms do not limit their work for conveyancing in Stanmore but also conveyancing throughout England and Wales.

  • Selvarajah & Co, 521 Kingsbury Road, Kingsbury, London, NW9 9EG
  • Gandecha & Pau, First Floor, 508 Kingsbury Road, London, NW9 9HE
  • Linklaw Solicitors Limited, 569 Kingsbury Road, London, NW9 9EL
  • Gattas Denfield Solicitors, The White House, 301a Kingsbury Road, London, NW9 9PE
  • Fairview Solicitors, 5 Dorchester Way, Harrow, Middlesex, HA3 9RF

Commercial Conveyancing solicitors in Stanmore regulated by the SRA

The firms listed below are a small selection of solicitors in Stanmore with expertise in commercial conveyancing in Stanmore. This could include advice on complex issues under the Landlord and Tenant Act of 1954
  • Selvarajah & Co, 521 Kingsbury Road, Kingsbury, London, NW9 9EG
  • Gandecha & Pau, First Floor, 508 Kingsbury Road, London, NW9 9HE
  • Linklaw Solicitors Limited, 569 Kingsbury Road, London, NW9 9EL
  • Gattas Denfield Solicitors, The White House, 301a Kingsbury Road, London, NW9 9PE
  • Fairview Solicitors, 5 Dorchester Way, Harrow, Middlesex, HA3 9RF

Domestic Licensed Conveyancers in Stanmore regulated by the CLC

Please note that the listed conveyancers do not limit their work for conveyancing in Stanmore but also conveyancing across England and Wales.
  • Home 2 Home Property Lawyers Limited, 32 Millais Gardens, HA8 5SY
  • House Owners Conveyancers Limited, 56 Windermere Avenue, N3 3RA
  • Quality Conveyancing Ltd, Westgate House, W5 1YY
  • House Owners Conveyancers Limited, Dephina House, N3 2JU
  • Ldn Conveyancing Ltd, 3 Acton Hill Mews, W3 9QN

*Source acknowledgement: House price data produced by Land Registry as well data supplied by Lexsure Ltd.

© Crown copyright material is reproduced with the permission of Land Registry under delegated authority from the Controller of HMSO.