We note that you have a search directory listing firms on the Santander conveyancing panel. Do firms pay you a referral fee if I appoint them for our own conveyancing in Kingsbury?
We are a listing service only for law firms wishing to communicate if they are on the Santander conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Kingsbury.
My apartment in Kingsbury is up for sale and I have a purchaser. Does my conveyancing practitioner have to be on the TSB conveyancing panel in order to deal with the discharge of my mortgage?
Ordinarily, even if your lawyer is not on the TSB conveyancing panel they can still act for you on your sale. It might be that the lender will not release the original deeds (if applicable and increasingly irrelevant) until after the mortgage is paid off. You should speak to your lawyer directly before you start the process though to ensure that there is no problem as lenders are changing their conditions fairly frequently at the moment.
Do I choose a Licenced Conveyancer or Solicitor for conveyancing in Kingsbury?
There are many recorded licenced Conveyancers in Kingsbury and Solicitor firms in Kingsbury offering conveyancing We would stress that both are supervised by regulatory bodies with both specialising in the legal aspects of transferring property. Both can handle other property legal work such as remortgage conveyancing, lease extensions and transfer of equity conveyancing.
We are aiming to move home in December. Does my conveyancing solicitor communicate with the removal company on the day of completion. On a separate note, can you suggest a removal company in Kingsbury. Conveyancing solicitor was chosen before I stumbled across this page.
On the afternoon of completion you will need to collect the keys from your selling agent but this should only be done once the previous owners conveyancers advise the agent that they have the completion monies and the keys can be collected. You will need to advise the removal company that you are ready to move in. We are not in a position to recommend a specific removal company but can help you choose a residential property solicitor in Kingsbury or a lawyer with expertise in conveyancing in Kingsbury.
Bank of Ireland have agreed my home loan in principle, my offer on a house in Kingsbury has been accepted, now what?
The property agent will want to know who your solicitors are (be sure the conveyancing practitioners are on the bank’s panel). Telephone Bank of Ireland or the financial adviser and complete any appropriate documentation. Bank of Ireland will appoint a valuer who will get in contact with the selling agent or owners to schedule an appointment. Once carried out (assuming no problems) it takes approximately a fortnight for the mortgage offer to be issued. Bank of Ireland will issue the offer to you and your lawyers. The legal work will then take it’s course according the nature and complexity of the conveyancing in Kingsbury.
I am purchasing a new build house in Kingsbury with a mortgage from Skipton Building Society. The sellers refused to move on the amount so I negotiated 6k of extras instead. The property agent advised me not disclose to my solicitor about the extras as it could impact my mortgage with the bank. Is this normal?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I opted to have a survey carried out on a property in Kingsbury before instructing solicitors. I have been informed that there is a flying freehold aspect to the property. Our surveyor advised that some lenders may not grant a mortgage on this type of home.
It depends who your proposed lender is. Bank of Scotland has different requirements from Nationwide. If you call us we can look into this further with the appropriate mortgage company. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Kingsbury. Conveyancing may be slightly more expensive based on your lender's requirements.
I'm refinancing my primary house to a buy to let mortgage with Leeds Building Society and I will use the rest of the raised equity as a deposit on a second property. The neighborhood we are looking at is Kingsbury. Will your solicitors be able to act for both sets of banks and link together the transactions?
Do use our comparison tool on this site to check that the solicitors are approved by both lenders. On the basis that they are the lawyer should be able to tie up the two transactions but you should talk with you conveyancer and specify your desired outcome and requirements.