Me and my partner are purchasing a flat in Dollis Hill. I might seem paranoid but how we can trust a lawyer? At some point we have to deposit our life savings into their account. What protection do we have from them run away with our money?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
When it comes to lenders such as Coventry BS, do Dollis Hill solicitors have to pay a yearly amount to be on the conveyancing panel?
We are not aware of any bank fees to be on their panel, although some do charge an administration charge to deal with the processing of the conveyancing panel submission.
We are getting a further advance on our mortgage from Santander as we wish to carry out alterations to our house in Dollis Hill. Do we need to appoint a nearby Dollis Hill solicitor on the Santander conveyancing panel to deal with the paperwork?
Santander would not normally require a member of their conveyancing panel to handle such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the Santander panel.
I am selling our house in Dollis Hill and according to the buyers it appears that there is a risk of it being built on contaminated land. A high street Dollis Hill conveyancer would know this is not the case. For the life of me I don't know why the purchasers are using a factory type conveyancing outfit as opposed to a conveyancing solicitor in Dollis Hill. We have lived in Dollis Hill for 4 years we know that this is a non issue. Should we get in touch with our local Authority to seek confirmation that the buyers are looking for.
It would appear that you have a conveyancing solicitor currently acting for you. What do they say? You should check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same sickness)
I have justfound out that Wolstenholmes have closed. They carried out my conveyancing in Dollis Hill for a purchase of a leasehold flat 9 months ago. How can I establish that my home is in my name in the name of the previous owner?
The easiest way to check if the property is registered to you, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Dollis Hill conveyancing specialists.
I'm purchasing my first flat in Dollis Hill with a mortgage from HSBC Bank. The sellers refused to move on the price so I negotiated 6k of fixtures and fittings instead. The sale representative told me not to tell my solicitor about the side-deal as it will impact my mortgage with the lender. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Due to the advice of my in-laws I had a survey completed on a property in Dollis Hill prior to appointing solicitors. I have been informed that there is a flying freehold overhang to the property. My surveyor advised that some lenders will refuse to grant a loan on a flying freehold premises.
It varies from the lender to lender. HSBC has different instructions from Halifax. Should you wish to telephone us we can check via the relevant lender. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Dollis Hill. Conveyancing will be smoother if you use a solicitor in Dollis Hill especially if they are accustomed to such properties in Dollis Hill.
Myself and my wife have recently had an offer accepted on a flat and had an appointment on Tuesday with HSBC for the mortgage. They advised me that when it comes to appointing a property lawyer that unless they are on their approved list of property lawyers then we will have to pay out an additional charge of £200. This is is due to the fact that they would then have to select a property lawyer to act for them as well as the one we select for ourselves and we assume responsibility for their fees. I have asked HSBC to send me with a list so I can request quotes only from their approved lawyers but was told that I need to check with each individual solicitor to see if they are on the panel. Is there a list online?
You should ask HSBC what their criteria for panel membership is for a solicitor.Thereafter ask the conveyancer of your choice whether they meet the criteria and have they acted on mortgages for HSBC in the past. Where the answer to those is yes, then just double check with HSBC. Another option is to utilise our search tool and we may be able to find you a solicitor in Dollis Hill on the approved list for HSBC.