I am hoping to receive a mortgage offer from Halifax. I hope to retain the legal services of a Licensed Conveyancer in Stroud Green. Does the Halifax Conveyancing panel include conveyancers regulated by the CLC?
The Halifax conveyancing panel is, like many other lenders, associated to the Council or Mortgage Lenders or BSA, open to Licensed Conveyancers regulated by the CLC.
When it comes to mortgage companies such as Leeds Building Society, do Stroud Green solicitors face an annual charge to be on the list of approved solicitors?
We are not aware of any mortgage company fees to register on their panel, although some do levy an administration charge to deal with the processing of the conveyancing panel application.
Can you point me to a directory of Virgin Money panel conveyancers in Stroud Green on the Building Society Association’s Website?
Unfortunately not yet. There is no such facility on the CML or Building Society Association sites. Very few lenders make their panel listings open the public online. If you are looking for a Stroud Green lawyer on the Virgin Money please use our tool.
Is it the case that all Stroud Green solicitors on the Clydesdale conveyancing panel are overseen by the Solicitors Regulatory Authority?
As solicitors, in order to be on the Clydesdale approved list of solicitors they would need to be governed by the SRA. Some banks do allow licenced conveyancers on their panel and in that case the firms would be overseen by the CLC.
I am buying a new build apartment in Stroud Green. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.
Set out below is a sample of a selection of leasehold new build questions that you can expect your new-build leasehold conveyancing in Stroud Green
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Please supply a car parking plan. The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified.
I am looking for a flat up to £305k and identified one round the corner in Stroud Green I like with amenity areas and station nearby, however it only has 61 years unexpired on the lease. There is not much else in Stroud Green for this price, so just wondered if I would be making a mistake acquiring a short lease?
Should you need a home loan the remaining unexpired lease term will be problematic. Discount the offer by the amount the lease extension will cost if it has not already been discounted. If the current owner has owned the property for at least 2 years you can ask them to commence the lease extension formalities and pass it to you. You can add 90 years to the current lease with a zero ground rent applied. You should consult your conveyancing lawyer concerning this matter.
I need to appoint a conveyancing solicitor for purchase conveyancing in Stroud Green. I happened to stumble across a web site which seems to have the perfect offering If there is a chance to get all this stuff completed via email that would be ideal. Do I need to be concerned? What should out be looking out for?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
Do I cancel my mortgage payments with HSBC once a completion date for my home sale in Stroud Green has been set?
You are best advised to maintain paying any mortgage sums to HSBC pending the mortgage being repaid from the proceeds of sale as part of your Stroud Green conveyancing.