My mortgage broker has asked me for my Wood Green solicitor’s panel reference for the Nationwide conveyancing panel. How do I find this out. I have e-mailed my local Wood Green branch but they have not responded to me.
The sensible thing to do is ask for this information from your Wood Green lawyer . They maintain a central record lender panel numbers.
If you had a top tip for choosing a conveyancing solicitor in Wood Green what would it be?
We would encourage you not to base your choice on the cheapest Wood Green conveyancing costs illustration. You really do get what you pay for when it comes to property lawyers. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you know exactly what you’ll have to pay in ahead of time.
I have today made my last payment due on my mortgage with Kent Reliance. I assume I don't need a Wood Green conveyancing practitioner on the Kent Reliance panel to discharge the mortgage at the Land Registry. Am I right?
If you have finished paying off your Kent Reliance mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Kent Reliance mortgage from the register. Kent Reliance, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Kent Reliance has sent the Land Registry the discharge electronically, and
- Kent Reliance has instructed the Land Registry to do so
TSB have agreed my mortgage in principle, my bid on a flat in Wood Green has been accepted, what happens next?
The estate agent will need to be informed of your conveyancer's details (be sure the conveyancers are on the lender’s panel). Call up TSB or the broker and finalise any relevant paperwork. TSB will instruct a valuer who will get in touch with the estate agent or owners to schedule an appointment. Once carried out (assuming no problems) it takes about ten days for the mortgage offer to be issued. TSB will issue the offer to you and your property lawyers. The transaction will then take it’s course according the nature and complexity of the conveyancing in Wood Green.
A colleague advised me that if I am purchasing in Wood Green I should carry out a Neighbourhood, Planning and Local Amenity Search. What does it cover?
This is a search is sometimes quoted for as part of the standard Wood Green conveyancing searches. It is not a small document of about 40 pages, listing and setting out important information about Wood Green around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Wood Green Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average House Prices, Crime details, Wood Green Education with maps and statistics, Local Amenities and other useful data regarding Wood Green.
Me and my brother own a semi-detached Edwardian house in Wood Green. Conveyancing practitioner represented me and Bank of Ireland. I did a free Land Registry search last week and I saw a couple of entries: the first freehold, another for leasehold under the exact same address. I thought I was buying a freehold how can I check?
You need to assess the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Wood Green and other locations in the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with purchasers. You can also enquire as to the situation with your conveyancing solicitor who conducted the conveyancing.
I've recently found out that there is a flying freehold issue on a property I have offered on two weeks back in what was supposed to be a simple, chain free conveyancing. Wood Green is the location of the property. Is there any advice you can impart?
Flying freeholds in Wood Green are not the norm but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Wood Green you must be sure that your lawyer goes through the deeds thoroughly. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Wood Green may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
In surfing the web for the term on line conveyancing in Wood Green it shows results of numerous property lawyersin the area. How do I determine which is the suitable conveyancer for the sale of my house?
The preferential way of seeking the right conveyancer is via trusted referral, so seek the guidance of friends and relatives who have bought a property in Wood Green or the reputable estate agent or financial adviser. Costs for conveyancing in Wood Green differ, so it's a good idea to secure at least four fee estimates from varying types of property lawyers. Dont forget to clarify what costs in the quote includes.