Much to our surprise we have been advised by our financial adviser that my Hornsey Rise the law firm I have appointed is not on the mortgage company Conveyancing panel. How can I be certain if this is indeed the case?
The sensible course of action for you to take is to contact your Hornsey Rise conveyancer. It is reasonable to expect your lawyer to notify you what has happened. Where they are not on the panel they could put your in touch with solicitors on the conveyancing panel for your mortgage company.
I am purchasing a house for cash in Hornsey Rise. I have lived for the last 15 years in Hornsey Rise. Conveyancing searches are expensive. As I know the road and vicinity very well must I have all the conveyancing searches?
Provided that you do not need a home loan, then almost all of the Hornsey Rise conveyancing searches are non-obligatory. Your solicitor will ’encourage you, perhaps strongly, that you should have searches carried out, but he has a professional duty to take that path of advice. Do consider; if you are going to sell the house in the future, it will likely be be of importance to your prospective buyer what the searches reveal. Sometimes premises with no practical issues can still show up adverse search results. A competent conveyancing solicitor in Hornsey Rise should be able to give you some constructive guidance concerning this.
Having sold my house in Hornsey Rise last October yet the purchaser is e-mailing every few hours to say her conveyancer needs to hear from mine. What are the post completion sale formalities now that I have sold?
After completion of your disposal your solicitor should deliver the transfer documentation and all supplemental paperwork to the purchaser's conveyancer. Where appropriate, your conveyancer should also evidence that the home loan has been repaid to the purchasers lawyers. There is unlikely to be post completion steps just for conveyancing in Hornsey Rise.
When it comes to mortgage companies such as Coventry BS, do Hornsey Rise conveyancing practitioners incur a fee to be on the list of approved solicitors?
We are not aware of any bank fees to register on their list of approved firms, although some do charge an administration fee to deal with the processing of the conveyancing panel application.
We had instructed solicitors located in Hornsey Rise on the Principality solicitor panel. They have just invoiced me a supplemental amount for handling the Principality mortgage. Is this an additional conveyancing fee set by Principality?
As unfair as it may appear, as long as it’s in their Terms of Engagement or Quote then yes your property lawyer can levy a fee for this. This charge is not dictated by Principality but by your Hornsey Rise solicitor. Plenty of firms on the Principality panel will quote an ‘acting for lender’ fee and others do not.
I recently had an offer accepted on an apartment in Hornsey Rise. My mortgage broker suggested a lawyer. I paid an advanced payment of £225. Soon after, the conveyancing practitioner contacted me embarrassingly acknowledging that they were not on the Virgin Money conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Virgin Money panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
I acquired my apartment on 11 September and the transaction details are still not on the land registry website. Should I be concerned? My conveyancing solicitor in Hornsey Rise said it should be recorded inside ten days. Are properties in Hornsey Rise particularly slow to register?
As far as conveyancing in Hornsey Rise is concerned, registration is no faster or slower than anywhere else in England and Wales. Rather than based on location, timeframes can adjust depending on the party submitting the application, whether there are errors and if the Land registry must send notices to any 3rd persons or bodies. Currently in the region of three quarters of such applications are completed within two weeks but some can be subject to extensive hold-ups. Historically registration occurs once the new owner has moved in to the premises so an expedited registration is not typically an essential issue yet where it is urgent that the the registration takes place urgently then you or your lawyers could contact the land registry and explain the circumstances.
In my capacity as executor for the will of my grandfather I am disposing of a property in Monmouth but live in Hornsey Rise. My solicitor (based 250 kilometers awayneeds me to sign a stat dec before the transaction finalising. Can you recommend a conveyancing practitioner in Hornsey Rise who can attest this legal document for me?
strictly speaking you are unlikely to need to have the documents attested by a conveyancing solicitor. Normally any notary public or qualified solicitor will suffice regardless of whether they are located in Hornsey Rise