It has come to my attention via my lender that my Hornsey Rise lawyer is not on the bank Solicitor panel. What can I do to be certain if this is indeed the case?
The sensible course of action for you to take is to contact your Hornsey Rise lawyer directly. You lawyer should notify you of the situation. Where they are not on the panel they may recommend you to a Hornsey Rise conveyancing firm that is on the approved list of lawyers for your bank.
I own a freehold property in Hornsey Rise yet pay rent, why is this and what is this?
It is rare for properties in Hornsey Rise and has limited impact for conveyancing in Hornsey Rise but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.
Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges have existed for many centuries, but the Rent Charge Act 1977 barred the establishment of fresh rentcharges post 1977.
Previous rentcharges can now be redeemed by making a lump sum payment under the Act. Any rentcharges that are still in existence after 2037 is to be dispensed with completely.
Various web forums that I have frequented warn that are a common reason for obstruction in Hornsey Rise conveyancing transactions. Is this right?
The Council of Property Search Organisations (CoPSO) released determinations of research by MoveWithUs that conveyancing searches do not feature within the common causes of delays during the legal transfer of property. Searches are unlikely to be the root cause of holding up conveyancing in Hornsey Rise.
Due to the input of my in-laws I had a survey completed on a house in Hornsey Rise in advance of retaining conveyancers. I have been told that there is a flying freehold aspect to the house. My surveyor has said that some banks tend not grant a loan on such a property.
It depends who your proposed lender is. Lloyds has different requirements from Halifax. Should you wish to call us we can check with the appropriate mortgage company. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Hornsey Rise. Conveyancing will be smoother if you use a solicitor in Hornsey Rise especially if they are accustomed to such properties in Hornsey Rise.
Is it possible to switch conveyancer as I need to select one who is on the Platform Home Loans Ltd conveyancing panel. I hired a family conveyancing solicitor in Hornsey Rise round the corner but the firm is not accepted by Platform Home Loans Ltd
We will our best to assist in finding you a conveyancing solicitor in Hornsey Rise on the Platform Home Loans Ltd panel. Please note that the property lawyers that we list do not pay us commission if you instruct them and are fully regulated by the Solicitors Regulation Authority who oversee all conveyancing solicitors in Hornsey Rise. In making use of search facility on this site, you can compare charges for conveyancing solicitors in Hornsey Rise and beyond.
I need to find a conveyancing solicitor for purchase conveyancing in Hornsey Rise. I've discover a web site which seems to have the perfect solution If there is a chance to get all the legals completed via email that would be preferable. Do I need to be wary? What are the potential pitfalls?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?