Do I have to have a meeting at the offices of the solicitor to execute the mortgage deed? If so, I will appoint a lawyer who conducts conveyancing in Crouch End so that I can attend their offices when needed.
Whereas this was necessary ten years ago, most banks no longer need their conveyancing panel solicitor to witness the mortgagors signature. You will still be obliged to hand over ID documents and there are still manifest advantages to instructing a local practitioner, in your situation a conveyancing solicitor in Crouch End.
We are getting a further advance on our home loan from Skipton as we wish to conduct alterations to our house in Crouch End. Are we obliged to appoint a high street Crouch End solicitor on the Skipton conveyancing panel to deal with the legals?
Skipton do not ordinarily appoint a member of their conveyancing panel to deal with such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the Skipton conveyancing panel.
I'm at the point of looking at houses in Crouch End and I am now considering a potential offer. Is it advisable to have my property lawyer on ‘stand by’? I will be getting a mortgage with Co-operative.
It would be sensible to commence your search sooner rather than later. After you have chosen your lawyer and once your offer is accepted you can instruct them to work for you and pass their contact information on to the selling agent. Given that you are obtaining a mortgage with Co-operative, ask your prospective lawyers if they are on the Co-operative conveyancing panel otherwise they can't do the mortgage legal work.
I recently had an offer accepted on an apartment in Crouch End. My financial adviser pressured me to appoint their lawyer. I paid an on account payment of £200. Soon after, the property lawyer called me sheepishly admitting that they were not on the Principality conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Principality panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
I am selling our home in Crouch End and the buyers lawyers are claiming that there is a risk of it being constructed land that was not decontaminated. A local conveyancer would know that there is no such problem. It does beg the question why the buyers are using a nationwide conveyancing firm rather than a conveyancing solicitor in Crouch End. We have lived in Crouch End for 4 years we know that this is a non issue. Should we contact our local Authority to obtain clarification that the buyers are looking for.
It would appear that you have a conveyancing solicitor already. Are they able to advise? You should enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same ailment)
Despite weeks of looking the Title Certificate and documents to our house are lost. The solicitors who conducted the conveyancing in Crouch End 4 years ago are no longer around. What are my next steps?
As long as you have a registered title the information relating to your proprietorship will be documented by HMLR under a Title Number. It is easy to execute a search at the Land Registry, identify your property and obtain up to date copies of the property title for less than a fiver. Where the title is Leasehold then the Land Registry will usually retain a certified duplicate of the Registered Lease and again, a copy can be retrieved for twenty pounds.
I've recently found out that there is a flying freehold element on a property I put an offer in a fortnight ago in what should have been a straight forward, chain free conveyancing. Crouch End is the location of the property. Can you offer any opinion?
Flying freeholds in Crouch End are unusual but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Crouch End you must be sure that your lawyer goes through the deeds diligently. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Crouch End may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
Is planning permission necessary to convert a single dwelling into two appartments in Crouch End? This has occurred to a property next door to a friend in Crouch End and was unaware of it happening until after the works were complete.
Planning consent is necessary for splitting a single dwelling in Crouch End into apartments but probably not for reverting back to single dwelling-house so, simply put, yes,a it is needed.