Last March we completed a house move in Harringay. We have since encountered a number of problems with the house which we believe were missed in the conveyancing searches. Is there anything we can do? Can you clarify the nature of searches that should have been ordered for conveyancing in Harringay?
The question is not clear as to the nature of the problems and if they are specific to conveyancing in Harringay. Conveyancing searches and investigations undertaken as part of the buying process are carried out to help avoid problems. As part of the legal transfer of property, a seller answers a questionnaire known as a SPIF. If the information is inaccurate, you could possibly take legal action against the owner for any losses that you have suffered. The survey should have identified any problems with the structure of the property. Assuming a detailed survey was carried out and the issues were not identified, you may have a claim against the surveyor. However, if you did not have a full survey, you may be responsible for fixing any defects that have now been noted. We would always encourage buyers to take every possible step to ensure they are completely aware of the condition of a property before purchase regardless of whether they are buying in Harringay.
We are expecting a mortgage offer soon. The bank mentioned the home loan came with free conveyancing. Is the implication that I have to appoint their panel lawyer as I would prefer to appoint a Harringay based conveyancing firm?
Do check but the the probability is that appoint one of their panel conveyancers where you want the "fee-free" offer. Contact the mortgage company and see if they allow a cash alternative. It is not unheard for a lender to give a £250 cashback as an alternative in which case that money can go towards your preferred conveyancing solicitor in Harringay.
How does conveyancing in Harringay differ for newly converted properties?
Most buyers of new build property in Harringay contact us having been asked by the seller to sign contracts and commit to the purchase even before the property is ready to move into. This is because builders in Harringay tend to purchase the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Harringay or who has acted in the same development.
I am looking for a leasehold apartment up to £305k and identified one round the corner in Harringay I like with open areas and transport links nearby, however it's only got 49 remaining years left on the lease. There is not much else in Harringay for this price, so just wondered if I would be making a grave error acquiring a lease with such few years left?
If you need a home loan that many years will be a potential deal breaker. Reduce the price by the expected lease extension will cost if it has not already been discounted. If the existing owner has owned the property for a minimum of twenty four months you can ask them to start the process of the extension and then assign it to you. An additional ninety years can be extended on to the existing lease and have £0 ground rent by law. You should consult your conveyancing solicitor concerning this matter.
I am four weeks into a residential purchase having been recommend to solicitors by the estate agent to execute conveyancing in Harringay. We are not happy. Can you help me find new conveyancers?
A lawyer would have to be really poor in order to consider replacing them. Has your mortgage offer been sent? If so you need to inform them of the replacement lawyer and ensure the loan are re-issued. Your conveyancer needs to be on the banks approved list to avoid supplemental costs and complications. So that should be your starting point. Our find a solicitor tool can assist you in finding a lender approved lawyer for your home move in Harringay
My wife and I today found out that one of the directors of the solicitors acting on the purchase conveyancing in Harringay is an aunty of the seller. Is this permitted?
On the basis that no conflict arises this is allowable. Where you are needing a mortgage then the lender may have a say as many banks have specific requirements on this. For example for Lloyds TSB Scotland as of 24/7/2025, the requirements read as follows :