We see that you have a search directory listing solicitors on the Virgin Money conveyancing panel. Do firms pay you a commission if I instruct them for our own conveyancing in Harringay?
We are a listing service only for law firms wishing to communicate if they are on the Virgin Money conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Harringay.
My husband and I are hoping to buy a 3 bedroom flat in Harringay with a mortgage from Clydesdale.We have a Harringay conveyancing lawyer but Clydesdale informed us his firm is not on their approved list of firms. We have to appoint a Clydesdale panel firm or keep our high street solicitor and pay for one of their panel ones to act for them. This seems very unfair; Can we not simply insist that Clydesdale use our lawyer?
Unfortunately,no. The mortgage offered to you contains various provisions, one of which will be that conveyancers needs to be on the Clydesdale solicitor panel. in the past, most banks had large numbers of solicitors on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your lawyer to apply to be on the conveyancing panel for Clydesdale
I need some fast conveyancing in Harringay as I am faced with an ultimatum to complete within 2 weeks. A home loan is not required. Is it possible to avoid the conveyancing searches to save fees and time?
As you are not obtaining a home loan you have the choice not to have searches conducted although no law firm would recommend that you don't. Drawing on our experience of conveyancing in Harringay the following are instances of what can be revealed and therefore impact future mortgageability: Refused Planning Applications, Outstanding Charges, Outstanding Grants, Unadopted Roads,...
I decided to have a survey carried out on a house in Harringay ahead of appointing solicitors. I have been advised that there is a flying freehold aspect to the house. My surveyor has said that some banks tend refuse to give a mortgage on such a premises.
It varies from the lender to lender. Lloyds has different instructions from Birmingham Midshires. If you e-mail us we can investigate further via the relevant lender. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Harringay. Conveyancing may be slightly more expensive based on your lender's requirements.
In my capacity as executor for the estate of my grandmother I am selling a residence in Newport but reside in Harringay. My lawyer (approximately 250 miles from merequires that I sign a statutory declaration ahead of completion. Could you suggest a conveyancing solicitor in Harringay who can witness and place their company stamp on the document?
strictly speaking you are not likely to be required to have the documents attested by a conveyancing solicitor. Ordinarily any notary public or solicitor will do regardless of whether they are based in Harringay
My aunt purchased her house in Harringay in 2005. She has since got married, divorced and has recently married again. She now wishes to dispose of the Harringay property. I think she will just be requested to provide a copy of her marriage certificates to the conveyancer however she is concerned it could delay the sale of the house. Should she appoint a conveyancer to update the land title details for the property?
It is not absolutely necessary to update the register providing you have the evidence required to demonstrate how the change of name has come about.
Any purchaser’s property lawyer will check the land registry information and need evidence to prove the change of name for example marriage certificates.