Having been referred to your service we were about to use a conveyancing solicitor in Harringay endorsed on your site but stumbled across alternative costs illustrations on the internet appear less pricey – how come?
There are many firms of solicitors advertising what appear to be cut price. We would urge you to think twice about how important this transaction is to you that you are willing to take 'cheap' risks over the quality of the conveyancing. Many of them list a low fee as a headline but conceal supplemental charges in the fine print..
Can the conveyancing lawyers via your comparison service handle attended exchange conveyancing in Harringay?
We do have a number of conveyancing specialists who can conduct 24hr exchanges. Do call us to secure a conveyancing quote and details as to dates.
As I am unsure how the conveyancing process works what is the most important number one tip you can give me concerning purchase conveyancing in Harringay?
You may not hear this from too many lawyers but conveyancing in Harringay and elsewhere in England and Wales is often a confrontational experience. In other words, when it comes to conveyancing there exists plenty of opportunity for conflict between you and other parties involved in the house moving process. E.g., the seller, property agent and on occasion a lender. Choosing a lawyer for your conveyancing in Harringay should not be taken lightly as your conveyancer is your adviser, and is the ONE party in the legal process whose responsibility is to act in your best interests and to keep you safe.
On occasion a potential adversary may try and persuade you that it is in your interests to do things their way. For instance, the estate agent may claim to be assisting by claiming that your conveyancer is wrong. Or your mortgage broker may tell you to do take action that is contrary to your lawyers recommendation. You should always trust your lawyer above all other parties when it comes to the legal transfer of property.
Should our solicitor be asking questions regarding flooding during the conveyancing in Harringay.
Flooding is a growing risk for conveyancers dealing with homes in Harringay. There are those who acquire a property in Harringay, completely aware that at some time, it may be flooded. However, aside from the physical damage, where a property is at risk of flooding, it may be difficult to obtain a mortgage, satisfactory building insurance, or dispose of the property. There are steps that can be taken as part of the conveyancing process to forewarn the buyer.
Lawyers are not qualified to impart advice on flood risk, but there are a various checks that can be undertaken by the buyer or by their solicitors which should give them a better appreciation of the risks in Harringay. The standard property information forms sent to a purchaser’s solicitor (where the solicitors are adopting what is known as the Conveyancing Protocol) includes a standard question of the owner to discover whether the property has historically flooded. If flooding has previously occurred which is not notified by the seller, then a buyer may commence a compensation claim as a result of such an incorrect answer. A purchaser’s conveyancers should also carry out an environmental report. This should reveal if there is a recorded flood risk. If so, more detailed inquiries will need to be made.
Do you have any top tips for leasehold conveyancing in Harringay from the perspective of expediting the sale process?
- Much of the delay in leasehold conveyancing in Harringay can be bypassed if you get in touch lawyers as soon as your agents start marketing the property and ask them to collate the leasehold information needed by the purchasers’ solicitors. If you hold a share in a the freehold, you should ensure that you hold the original share certificate. Organising a new share certificate is often a lengthy process and delays many a Harringay conveyancing transaction. If a new share certificate is necessary, you should approach the company director and secretary or managing agents (if applicable) for this sooner rather than later. A minority of Harringay leases require Licence to Assign from the landlord. If this is the case, you should place the estate agents on notice to make sure that the purchasers put in hand financial (bank) and professional references. Any bank reference will need to confirm that the buyers are financially capable of paying the annual service charge and the actual amount of the service charge should be quoted in the bank’s letter. You will therefore need to provide your estate agents with the service charge figures so that they can pass this information on to the buyers or their lawyers. You believe that you know the number of years left on your lease but it would be wise to verify this via your lawyers. A buyer’s conveyancer will not be happy to advise their client to proceed with the purchase of a leasehold property the remaining number of years is under 75 years. In the circumstances it is important at an early stage that you consider whether the lease term for your property needs extending. If it does, contact your solicitors before you put your premises on the market for sale.
I have tried to negotiate informally with with my landlord to extend my lease without any joy. Can the Leasehold Valuation Tribunal adjudicate on such matters? Can you recommend a Harringay conveyancing firm to assist?
in cases where there is a missing landlord or if there is disagreement about the premium for a lease extension, under the Leasehold Reform, Housing and Urban Development Act 1993 it is possible to make an application to the Leasehold Valuation Tribunal to calculate the amount due.
An example of a Freehold Enfranchisement case for a Harringay premises is 37 St. Margarets Avenue in January 2010. Following a vesting order by Edmonton County Court on 8th November 2008 the Tribunal decided that the price that the Applicant for the freehold interest should pay is £20,543 This case related to 2 flats. The number of years remaining on the existing lease(s) was 74.75 years.
I pay a service charge for my ground floor flat in Harringay. Due to redundancy and other issues I fell behind with remittance. The freeholders agreed a clearance plan but there is still approximately £3000 outstanding as of today.
I am under pressure to dispose of the property and I am nervous that this may threaten to derail the sale if I have to discharge the amount due first. Do I have to settle before - is this achievable?
Your lawyer will hopefully be able to negotiate with the appropriate parties, and agree with them whether or not they would accept settlement from completion monies. This is an example of why it might be good to use a conveyancer in Harringay as they may well enjoy a strong line of communication with the management company.