Can I use your services to recommend a Conveyancing solicitor in Highbury even if I’m not buying or disposing of a house, for instance where I want to buy an office in Highbury with a loan from Bank of Ireland?
Our search tool is mainly utilised to locate residential conveyancing solicitors in Highbury but we have listed at the end of this page some Highbury commercial conveyancing firms. You will need to make contact with the solicitors directly to establish if they are also authorised to represent Bank of Ireland
I am buying a terraced house in Highbury. Conveyancing solicitors are said to be ‘a necessary evil’ but can I do it myself?
Leaving aside the complexities and merits of DIY conveyancing in Highbury you will have to appoint a solicitor on your lender's conveyancing panel to look after their interests. Most people therefore find it easier to let the solicitor act for them and the lender. Furthermore there is minimal cost savings to be made in you doing conveyancing for yourself and another lawyer conducting the conveyancing for the lender. Please feel free to use the search tool to find a lawyer on your lender panel in Highbury.
Do I select a Licenced Conveyancer or Solicitor for conveyancing in Highbury?
There are many registered licenced Conveyancers in Highbury and Solicitor partnerships in Highbury who provide Conveyancing services It is important to make clear that the two are regulated professionals specialising in the legal aspects of transferring property. Both can handle associated property related work such as remortgage conveyancing, enfranchisement and transfer of equity conveyancing.
We previously instructed conveyancing lawyers located in Highbury on the Nationwide solicitor panel. They have just invoiced me a separate sum for the legal aspects of the Nationwide mortgage. Is this an additional conveyancing fee set by Nationwide?
Provided it is contained in their Terms and Conditions or Quote then yes your conveyancer can levy a fee for this. This fee is not dictated by Nationwide but by your Highbury conveyancer. Some firms on the Nationwide panel will levy an ‘acting for lender’ fee but many practices include it on their overall fee.
I have a mortgage with Co-operative for my property in Highbury. Conveyancing was finalised 12 months ago. If I am intending to rent out the flat and do not currently have a buy-to-let mortgage do I need to remortgage to a BTL mortgage or inform Co-operative?
Your original mortgage agreement with Co-operative will provide that you need their approval before renting your property as this is likely to be a breach of Co-operative’s mortgage conditions. It may be that Co-operative will permit you to let out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Co-operative directly. You need not do this via a Co-operative conveyancing panel lawyer.
Should commercial conveyancing searches disclose planned roadworks that may affect a commercial property in Highbury?
Its becoming the norm that commercial conveyancing solicitors in Highbury will carry out a SiteSolutions Highways report as it reduces the time that conveyancers invest in investigating accurate data on highways that impact buildings and development assets in Highbury. The search result provides definitive data on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in Highbury.
For every commercial conveyancing transaction in Highbury it is crucial to investigate the adoption status of roads surrounding a site. The absence of identifying developments where adoption procedures have not been addressed adequately can cause delays to Highbury commercial conveyancing deals as well as present a risk to future plans for the site. These searches are not carried out for domestic conveyancing in Highbury.
I've recently found out that there is a flying freehold issue on a house I have offered on a fortnight ago in what should have been a simple, no chain conveyancing. Highbury is the location of the property. What do you suggest?
Flying freeholds in Highbury are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Highbury you must be sure that your lawyer goes through the deeds diligently. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Highbury may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
I need to retain a conveyancing solicitor for leasehold conveyancing in Highbury. I happened to land on a site which appears to be the perfect offering If there is a chance to get all this stuff done via web that would be ideal. Do I need to be wary? What are the potential pitfalls?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?