How do I search for the right solicitor to provide a first class service for my conveyancing in Highbury?
Option 1 is to ask your friends and family who they would recommend.
Option 2 is to use a comparison service on the internet for conveyancing in Highbury. Call a couple or more firms from the list and request that they forward you their conveyancing costs illustrations and have a conversation with the lawyer who will conduct the legal process beforecommitting.
Option 3 is to make use of this site to assist you in finding the right lawyers for you based on your own expectations including the type of property,deadlines, complications and who your intended lender is. Don't take the bait of low cost conveyancing in Highbury
I purchased a freehold property in Highbury but nevertheless charged rent, why is this and what is this?
It’s unusual for properties in Highbury and has limited impact for conveyancing in Highbury but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.
Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges have existed for hundreds of years, but the Rent Charge Act 1977 barred the generation of new rentcharges from 1977 onwards.
Previous rentcharges can now be redeemed by making a lump sum payment under the Act. Any rentcharges that are still in existence post 2037 will be dispensed with completely.
I am currently in the process of buying my council flat in Highbury. I have a mortgage offer with HSBC. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with HSBC, you will need to appoint a solicitor on the HSBC conveyancing panel.
It is not clear whether my bank obliges me to make sure the lease term for the flat is extended prior to the completion date. I have called my Highbury building society branch on numerous occasions and was told they are content with the situation and they will lend. My Highbury conveyancing solicitor - who is on the mortgage company conveyancing panel- called to say that they refuse to lend in accordance with their specific requirements. I simply don't know who is right.
Provided that the conveyancer is on the mortgage company approved list, they must adhere to the CML Handbook provisions for the bank. Unless your lawyer obtains specific confirmation in writing that the lender will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the bank to contact your lawyer in writing confirming that they will accept the number of years remaining.
I am selling my flat. I had a double glazing fitted in December 2007, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's lender, RBS are being pedantic. The Highbury solicitor who is on the RBS conveyancing panel is recommending indemnity insurance as a solution but RBS are insisting on a building regulation certificate. Why do RBS have a conveyancing panel if they don't accept advice from them?
It is probably the case that RBS have referred the matter to their valuer. The reason why RBS may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
I need some fast conveyancing in Highbury as I am faced with an ultimatum to complete within 3 weeks. A home loan is not required. Is it possible to decline from having conveyancing searches to save money and time?
If.Given you are are a mortgage free buyer you are at free not to have searches conducted although no lawyer would recommend that you don't. Drawing on our experience of conveyancing in Highbury the following are examples of what can arise and therefore affect future saleability: Refused Planning Applications, Overdue Charges, Overdue Grants, Railway Schemes,...
In my capacity as executor for the estate of my grandfather I am selling a property in Swansea but I am based in Highbury. My lawyer (who is 250 kilometers awayrequires that I sign a stat dec prior to completion. Could you suggest a conveyancing solicitor in Highbury to witness this legal document for me?
strictly speaking you should not be required to have the documents attested by a conveyancing solicitor. Normally or notary public or solicitor will do regardless of whether they are located in Highbury
I am intending to let out my leasehold apartment in Highbury. Conveyancing solicitor who did the purchase is retired - so can't ask her. Do I need to ask my freeholder for permission?
Even though your previous Highbury conveyancing lawyer is no longer around you can review your lease to see if you are permitted to let out the property. The accepted inference is that if the lease is silent, subletting is permitted. There may be a precondition that you are obliged to seek consent via your landlord or other appropriate person in advance of subletting. This means you not allowed to sublet in the absence of prior consent. Such consent should not be unreasonably turned down. If the lease does not allow you to sublet you should ask your landlord for their consent.
I have attempted and failed to negotiate with my landlord for a lease extension without success. Can the Leasehold Valuation Tribunal decide on such matters? Can you recommend a Highbury conveyancing firm to help?
You certainly can. We are happy to put you in touch with a Highbury conveyancing firm who can help.
An example of a Lease Extension decision for a Highbury flat is Lower Flat 16A Beatty Road in September 2012. The premium payable was £13,577. The terms of the lease has been agreed between the Applicants and the First Respondent and the Tribunal did not seek to disturb that agreement. This case affected 1 flat.