We went with a high street solicitor for my conveyancing in Highbury yesterday. Reviewing the Terms I seewe are liable for fees even if our purchase aborts. Should I ditch them and instruct a web based solicitor practice offering no completion no charge conveyancing in Highbury?
It is usually a trade off in that if "No Sale No Fee" is advertised then the fee levels will tend to be be higher to offset those transactions that do not proceed. Also remember that these deals tend not to protect you from expenses e.g. Highbury conveyancing search fees.
We are looking to buy a house and require a conveyancing solicitor in Highbury who is on the Coventry BS solicitor panel. Could you point me in the right direction as regards a conveyancing firm?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Coventry BS . We don't recommend any particular firms conducting conveyancing in Highbury.
I am in the process of refinancing my apartment in Highbury, does my lawyer need to be on the Bank of Ireland Conveyancing panel?
In theory, you could use a solicitor that is not on the Bank of Ireland conveyancing panel, but Bank of Ireland would require one of their panel solicitors to be instructed to act in their interests, and you'd have to pay for this - so most people instruct a panel solicitor. It's also easier, as otherwise you'd have to deal with two solicitors for the same conveyancing matter.
I am helping my aunt sell her property in Highbury. Will the conveyancer order the energy performance certificate or it is for the owner to see to?
Following the abolition of HIPs, EPC’s was retained a mandatory part of moving property. An energy assessment must be commissioned prior to the property being advertised. It is not a task that law firms normally arrange. If you are instructing a Highbury conveyancing practitioner they may be able to arrange energy performance certificates due to their relationships with reputable local providers
I happen to be the single recipient of my late grandmother’s will and I have everything in my name alone, including the my former home in Highbury. The Highbury property was put into my name in July. I want to move. I do know about the CML six month 'rule', which means that my property ownership could be regarded the same way as if I'd bought the property in July. Will no one buy the property for half a year?
The CML handbook obliges conveyancers to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." By the strict wording you might be impacted by that. How practical a view lenders take of it, depend on the mortgage company as this obligation is primarily there to identify the purchase and immediately sell or the quick reselling of properties.
It is not clear whether my mortgage offer obliges me to make sure the lease term for the flat is extended prior to the completion date. I have telephoned my Highbury building society branch on various occasions and was told it does not affect the mortgage offer and they would lend. My Highbury conveyancing solicitor - who is on the bank conveyancing panel- called and was told they would not lend in accordance with their published requirements. I have no idea who is right.
Your conveyancer must follow the CML Handbook section two conditions for your lender. Unless your lawyer obtains specific confirmation in writing that the mortgage company will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the mortgage company to contact your lawyer in writing confirming that they will accept the number of years left on the lease.
Despite weeks of looking the Title Certificate and documents to my home can not be found. The conveyancers who conducted the conveyancing in Highbury 4 years ago are no longer around. What are my options?
You no longer need to have the physical deeds to prove you are the owner of your registered land or property, given that the Land Registry have everything they need in a digital format.
There are only Sixty One years left on my flat in Highbury. I need to get lease extension but my landlord is can not be found. What should I do?
On the basis that you qualify, under the Leasehold Reform, Housing and Urban Development Act 1993 you can submit an application to the County Court for for permission to dispense with the service of the initial notice. This will mean that your lease can be lengthened by the Court. However, you will be required to prove that you have made all reasonable attempts to track down the lessor. In some cases an enquiry agent should be useful to carry out a search and prepare an expert document to be used as evidence that the freeholder is indeed missing. It is advisable to get professional help from a conveyancer in relation to investigating the landlord’s absence and the application to the County Court covering Highbury.
I am the proprietor of a two-bedroom flat in Highbury. Given that I can not reach agreement with the landlord, can the Leasehold valuation Tribunal make a decision on the sum due for a lease extension?
Where there is a missing landlord or where there is dispute about the premium for a lease extension, under the relevant legislation you can apply to the LVT to calculate the amount due.
An example of a Lease Extension case for a Highbury residence is Lower Flat 16A Beatty Road in September 2012. The premium payable was £13,577. The terms of the lease has been agreed between the Applicants and the First Respondent and the Tribunal did not seek to disturb that agreement. This case related to 1 flat.