Can the conveyancing lawyers that you recommend execute attended exchange conveyancing in Haringey?
There are a few conveyancing experts who can conduct personalised exchanges. Please contact us to get a fee calculation and details as to dates.
I am the single beneficiary of my late father’s estate and I have everything in my name alone, including the my former home in Haringey. The Haringey property was put into my name in March. I want to move. I do know about the CML six month 'rule', which means that my proprietorship will be treated the same way as if I'd bought the property in March. Is the property unsalable for six months?
The Council of Mortgage Lenders’ handbook instructs conveyancers to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." By the strict wording you might be caught by that. Some banks would take a sensible view as this requirement is chiefly there to identify subsales or the quick reselling of property.
When it comes to lenders such as Nationwide, do Haringey solicitors face a yearly amount to be on the list of approved solicitors?
We are unaware of any lender fees to be on their panel, although some do levy an administration fee to deal with the processing of the conveyancing panel application.
We had chosen conveyancing lawyers with offices in Haringey on the Yorkshire BS solicitor approved list. They have just invoiced me an additional sum for handling the Yorkshire BS mortgage. Is this an additional conveyancing fee specified by Yorkshire BS?
As unfair as it may appear, as long as it’s in their Terms of Engagement or Quote then yes your property lawyer is entitled to charge a fee for this. This fee is not set by Yorkshire BS but by your Haringey conveyancer. Numerous firms on the Yorkshire BS panel will quote an ‘acting for lender’ fee but plenty of practices incorporate it on their overall fee.
The deeds to our property are lost. The solicitors who dealt with the conveyancing in Haringey 5 years ago have long since closed. What do I do?
As long as you have a registered title the details of your proprietorship will be documented by HMLR with a Title Number. It is possible to carry out a search at the Land Registry, find your house and secure current copies of the property title for a small fee. Where the title is Leasehold then the Land Registry will also normally hold a certified duplicate of the Registered Lease and again, a copy can be retrieved for a small fee.
I was advised by numerous property agents in Haringey to get a quote from a property lawyer using your seach tool. Is there a financial inducement for Estate Agents to offer your lawyers over alternative conveyancing organisations?
We don’t offer any commission for directing people to this site. We thought it would be too underhand to pay a commission as a client could think, ‘How come the agent getting a kickback? Why aren’t I receiving any benefit too?’ We would prefer to grow our business on genuine recommendations.
I need to retain a conveyancing solicitor for some conveyancing in Haringey. I happened to chance upon a web site which appears to be the ideal answer If there is a chance to get all formalities completed via web that would be ideal. Do I need to be wary? What should out be looking out for?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
Do lenders provide you with an approved list of Haringey solicitors? How do you know who is on the bank conveyancing panel?
Haringey law firm practices and firms conducting conveyancing in Haringey themselves provide us confirmation that they are on the lender conveyancing panel as opposed to being supplied with a list from the mortgage company directly.