My nephew is buying a new build apartment in Haringey with a mortgage from Virgin Money. His solicitor has advised him of a delay in completing the ‘Disclosure of Incentive Form’. This document is news to me - what is it and who needs sight of it?
The form is intended to provide information to the main parties engaged in the transaction. Therefore, it will be provided to your son’s lawyer who should be on the Virgin Money conveyancing panel as a standard part of the process, and to the valuer when asked. The developer will be required to start the process by downloading the form and completing it. The form will therefore need to be available for the valuer at the time of his or her site visit. The form should be sent to the Virgin Money conveyancing panel solicitor as early as possible, in order to avoid any last minute delays, and no later than at exchange of contracts.
Can I use your services to locate a Conveyancing solicitor in Haringey even where I’m not buying or selling a house, for example where I intend to buy a shop in Haringey with a loan from Bank of Scotland?
Our comparison service is predominantly utilised to help choose residential conveyancing solicitors in Haringey but we have set out at the end of this page a few Haringey commercial conveyancing firms. You will need to make contact with the firm directly to see if they can also act for Bank of Scotland
Me and my partner are buying a apartment in Haringey. It might be a silly question but how we can trust a solicitor? At some point we have to put funds into their account. What is the protection we have from them run away with our monies?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
I have today made my last payment due on my mortgage with Nationwide. I assume I don't need a Haringey conveyancing practitioner on the Nationwide panel to discharge the mortgage at the Land Registry. Please confirm.
If you have finished paying off your Nationwide mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Nationwide mortgage from the register. Nationwide, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Nationwide has sent the Land Registry the discharge electronically, and
- Nationwide has instructed the Land Registry to do so
The formalities of my purchase has taken place for my property in Haringey. Conveyancing was satisfactory but I would like to complain about the lender. How does one go about formally complaining?
Almost all lenders have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Care Team at head office. We understand that complaints to a lender are resolved effectively and efficiently. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service with full details of your complaint.
What does a local search tell me regarding the property my wife and I purchasing in Haringey?
Haringey conveyancing often starts with the ordering local authority searches directly from your local Authority or via a personal search organisations such as Xpress Legal The local search is essential in every Haringey conveyancing purchase; as long as you don’t want any nasty once you have moved into your new home. The search should provide information on, amongst other things, details on planning applications applicable to the property (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of thirteen subject sections.
Is it possible to transfer to a new conveyancer as I have to choose one who is on the Bank of Ireland conveyancing list. I had appointed a family conveyancing solicitor in Haringey five minutes from me but he is not approved by Bank of Ireland
We will our best to assist in finding you a conveyancing solicitor in Haringey on the Bank of Ireland panel. Please note that the property lawyers that we on the directory do not pay us fee if you instruct them and are fully regulated by the SRA who oversee all conveyancing solicitors in Haringey. In making use of search facility on this website, you can scrutinise fees for conveyancing solicitors in Haringey and beyond.
Whilst your website is a good idea there are many lawyers listed near Haringey being on the bank conveyancing panel. It would be a lot more helpful if you could recommend a specific firm on the conveyancing panel for our bank?
We are not in the business of recommending one firm above another as the right Haringey conveyancing solicitor for you depends on where your priorities lie. For example you may require a local firm with Haringey knowledge or you might be looking for the low cost conveyancing. We recommend that you speak to 3 or 4 lawyers listed before you make your choice..