I plan on buying a flat in Haringey. My Conveyancer has never been on on the mortgage company approved list. Can I still continue with my Haringey conveyancing solicitor notwithstanding that they are excluded from the mortgage company panel of approved conveyancing solicitors?
Various options include
- Carry on with your existing Haringey solicitor but your bank will undoubtedly instruct a lawyer from their conveyancing panel. The net result is additional charges together with likely interruption.
- Get a new property lawyer to conduct the conveyancing, ensuring that they are on the bank conveyancing panel.
- Convince your conveyancer to do everything within their powers to join the mortgage company conveyancing panel
We see that you have a post code search directory identifying law firms on the TSB conveyancing panel. Do firms pay you a commission if I appoint them for our conveyancing in Haringey?
We are a listing service only for law firms wishing to communicate if they are on the TSB conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Haringey.
Yesterday I discovered that there is a flying freehold issue on a property I have offered on two weeks back in what should have been a simple, chain free conveyancing. Haringey is where the house is located. Is there any advice you can impart?
Flying freeholds in Haringey are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Haringey you would need to get your solicitor to go through the deeds very carefully. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Haringey may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
Hoping to buy a property located in Haringey and I am already nervous. I couldn't find anything specific about Haringey. Conveyancing will be needed in due course but do you know about the Haringey area? or perhaps some other tips you can share?
Rather than looking online forget looking online you should go and have a look at Haringey. In the meantime here are some basic statistics that we found
Should I go with a Haringey conveyancing solicitor who is local to the property I am purchasing? We have a good friend who can perform the legal formalities but her office is 200miles drive away.
The benefit of a high street Haringey conveyancing firm is that you can attend the office to execute documents, deliver your identification documents and pester them where appropriate. They will also have local intelligence which is a bonus. That being said it's more important to get someone that will pull out all the stops for you. If you know people who instructed your friend and the majority were impressed that should surpass using an unfamiliar Haringey conveyancing lawyer just because they are round the corner.
I've recently bought a leasehold property in Haringey. Am I liable to pay service charges for periods before completion of my purchase?
In a situation where the service charge has already been demanded from the previous owner and they have not paid you would not usually be personally liable for the arrears. However, your landlord may still be able to take action to forfeit the lease. A critical element of leasehold conveyancing for your conveyancer to ensure to have an up to date clear service charge receipt before completion of your purchase. If you have a mortgage this is likely to be a requirement of your lender.
If you purchase part way through an accounting year you may be liable for charges not yet demanded even if they relate to a period prior to your purchase. In such circumstances your conveyancer would normally arrange for the seller to set aside some money to cover their part of the period (usually called a service charge retention).
I have attempted and failed to negotiate with my landlord for a lease extension without getting anywhere. Can the Leasehold Valuation Tribunal adjudicate on such issues? Can you recommend a Haringey conveyancing firm to represent me?
if there is a missing landlord or if there is dispute about what the lease extension should cost, under the relevant legislation it is possible to make an application to the First-tier Tribunal (Property Chamber) to assess the price.
An example of a Lease Extension case for a Haringey property is 16 Langham Close in June 2009. The Tribunal determined that the premium to be paid by the Applicant to the Respondent for the grant of a new lease was £45,672. This case was in relation to 1 flat. The number of years remaining on the existing lease(s) was 25.4 years.