My partner’s uncle is a conveyancer. I suspect that I will be offered mate’s pricing for conveyancing, but if not, what level of figure would I typically be looking at for conveyancing in Haringey?
It’s advisable to seek two or three conveyancing estimates. Make use of our search tool on this page. Whilst fees do be different but the service one can expect differ between property lawyers as is the case with most professions.
When it comes to mortgage companies such as Principality, do Haringey lawyers incur an annual charge to be on the list of approved solicitors?
We are unaware of any mortgage company fees to be on their panel, although some do levy an administration fee to deal with the processing of the conveyancing panel submission.
We expect to receive a OIP from TSB this week so we can work out what to offer on a property we like as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do TSB recommend any Haringey solicitors on the TSB conveyancing panel, or is it better to go independently?
You will need to appoint Haringey solicitors independently although you'll need to choose one on the TSB conveyancing panel. The solicitor represents both you and TSB through the process.
I have decided to exercise my right to buy my property in Haringey off the council. I have a mortgage agreed with TSB. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with TSB, you will need to appoint a solicitor on the TSB conveyancing panel.
Will my conveyancer be raising enquiries about flooding during the conveyancing in Haringey.
The risk of flooding is if increasing concern for conveyancers specialising in conveyancing in Haringey. Some people will buy a property in Haringey, fully expectant that at some time, it may be flooded. However, leaving to one side the physical damage, if a property is at risk of flooding, it may be difficult to get a mortgage, adequate insurance cover, or sell the premises. There are steps that can be taken as part of the conveyancing process to forewarn the purchaser.
Lawyers are not best placed to impart advice on flood risk, however there are a numerous checks that may be initiated by the purchaser or by their solicitors which should give them a better appreciation of the risks in Haringey. The conventional set of information given to a purchaser’s lawyer (where the Conveyancing Protocol is adopted) incorporates a standard question of the seller to discover if the property has ever been flooded. If flooding has previously occurred and is not notified by the vendor, then a buyer may bring a claim for damages as a result of such an misleading response. The buyer’s lawyers should also carry out an environmental search. This should disclose if there is a recorded flood risk. If so, more detailed investigations will need to be conducted.
How does conveyancing in Haringey differ for newly converted properties?
Most buyers of new build property in Haringey approach us having been asked by the builder to exchange contracts and commit to the purchase even before the premises is finished. This is because new home sellers in Haringey typically buy the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Haringey or who has acted in the same development.
I have recently realised that I have Seventy years remaining on my flat in Haringey. I need to extend my lease but my landlord is absent. What should I do?
If you meet the appropriate requirements, under the Leasehold Reform, Housing and Urban Development Act 1993 you can submit an application to the County Court for for permission to dispense with the service of the initial notice. This will mean that your lease can be lengthened by the magistrate. You will be obliged to demonstrate that you have made all reasonable attempts to track down the landlord. For most situations an enquiry agent would be helpful to try and locate and prepare a report to be used as proof that the freeholder can not be located. It is wise to seek advice from a conveyancer in relation to proving the landlord’s disappearance and the application to the County Court overseeing Haringey.
I own a a ground floor purpose built flat in Haringey. Given that I can not reach agreement with the freeholder, can the Leasehold valuation Tribunal make a decision on the amount payable for a lease extension?
if there is a missing landlord or if there is dispute about the premium for a lease extension, under the relevant legislation it is possible to make an application to the Leasehold Valuation Tribunal to make a decision on the premium.
An example of a Lease Extension matter before the tribunal for a Haringey residence is 16 Langham Close in June 2009. The Tribunal determined that the premium to be paid by the Applicant to the Respondent for the grant of a new lease was £45,672. This case related to 1 flat. The unexpired term as at the valuation date was 25.4 years.
What is the distinction between surveying and conveyancing in Haringey?
Conveyancing - in Haringey or elsewhere - is the process of legally transferring legal title of property from one person to another. It involves the investigation of the title. Whether buying or selling, you should be aware of anything affecting the property such as proposals by government departments, illegal buildings, or outstanding rates. The conveyancer should conduct the appropriate searches and inquiries on the property. Surveying relates to the structure of a property itself. A surveyor will look at a house, flat and any outbuildings you’re purchasing and will help you discover the condition of the building and, if there are problems, give you a powerful reason for reducing the price down or asking the seller to remedy the problems before you move in.