Can your site be used to locate a Conveyancing solicitor in West Green even where I’m not purchasing or selling a house, for instance if I wish to buy a shop in West Green with a loan from Bank of Ireland?
Our comparison service is predominantly used to select domestic conveyancing solicitors in West Green but we have listed at the end of this page a few West Green commercial conveyancing firms. You should make contact with the company directly to establish if they are also authorised to represent Bank of Ireland
we are a couple who are purchasing a 1 bedroom apartment in West Green with a loan from Bank of Scotland.We would like to retain our West Green conveyancing practitioner but Bank of Scotland advised that his firm is not on their approved list of firms. we are left little option but to use a Bank of Scotland panel lawyer or keep our high street solicitor and fork out for a Bank of Scotland panel lawyer to act for them. We feel as though this is unjust; is there anything we can do?
Unfortunately,no. The mortgage issued to you contains various provisions, one of which will be that solicitors must be on the Bank of Scotland approved list. Until recently, most mortgage companies had large numbers of solicitors on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your lawyer to apply to be on the conveyancing panel for Bank of Scotland
There is lots of here concerning conveyancing in West Green but what is your top tip for finding the right conveyancer in West Green
Do not opt for the cheapest West Green conveyancing fees. You really do get what you’re paying for when it comes to property lawyers. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you know exactly what you’ll have to pay in ahead of the deal.
Two weeks ago we had a mortgage agreed in principle with Lloyds. West Green conveyancing practitioners are selected. What is the average time that one could expect to receive a mortgage offer from Lloyds?
Some lenders take longer than others. Have Lloyds conducted the valuation? Have you informed Lloyds as to your lawyers' details and checked that your lawyers are on the Lloyds conveyancing panel? Sometimes it can take as long as six weeks for a mortgage offer to be issued.
I currently have a mortgage with Yorkshire BS for my property in West Green. Conveyancing has been completed months ago. In the event that I decide to rent out my property and do not currently have a buy-to-let mortgage do I need to remortgage to a buy-to-let mortgage or inform Yorkshire BS?
You must advise Yorkshire BS before renting your property as this is likely to be a breach of Yorkshire BS’s mortgage conditions. In many cases banks or building societies will permit you to let out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Yorkshire BS directly. You need not do this via a Yorkshire BS conveyancing panel solicitor.
four months have elapsed since my purchase conveyancing in West Green completed. I have checked the Land Registry website which shows that I paid £175,000 when infact I paid £215,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the property from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
I am looking for a ground for flat up to £305k and identified one close by in West Green I like with amenity areas and station in the vicinity, the downside is that it's only got 61 years on the lease. I can't really find anything else in West Green in this price bracket, so just wondered if I would be making a grave error purchasing a short lease?
Should you require a mortgage the shortness of the lease will likely be a potential deal breaker. Reduce the offer by the expected lease extension will cost if not already taken into account. If the existing proprietor has owned the premises for a minimum of twenty four months you may request that they start the process of the extension and then assign it to you. You can add 90 years to the existing lease and have £0 ground rent by law. You should consult your conveyancing lawyer concerning this matter.
I need to find a conveyancing solicitor for sale conveyancing in West Green. I've chance upon a web site which appears to be the perfect offering If there is a chance to get all the legals done via email that would be ideal. Do I need to be concerned? What are the potential pitfalls?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?