Will my conveyancing lawyers need to check that the building insurance for my purchase of a house in Wootton. My lender is Chelsea Building Society
Chelsea Building Society have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 30/4/2025, the requirements read as follows :
Various web forums that I have visited warn that are the main cause of hinderance in Wootton conveyancing transactions. Is there any truth in this?
The Council of Property Search Organisations (CoPSO) released determinations of a review by MoveWithUs that conveyancing searches do not figure amongst the most frequent causes of hindrances during the legal transfer of property. Local searches are unlikely to feature in any slowing down conveyancing in Wootton.
Are there restrictive covenants that are commonly identified as part of conveyancing in Wootton?
Restrictive covenants can be picked up when reviewing land registry title as part of the legal transfer of property in Wootton. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
I decided to have a survey done on a property in Wootton before appointing lawyers. I have been advised that there is a flying freehold aspect to the house. The surveyor advised that some banks may not issue a mortgage on a flying freehold house.
It varies from the lender to lender. Bank of Scotland has different requirements from Nationwide. Should you wish to call us we can check with the appropriate lender. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Wootton. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Wootton to see if the conveyancing will be more expensive.
I am a couple of weeks into a leasehold purchase having been directed to conveyancers by the local agent to perform conveyancing in Wootton. I am am extremely disappointed with the level of service. Can you you assist me in finding new solicitors?
They would need to be very bad to suggest diss instructing them. Has the mortgage offer been sent? In the event that it has you must advise them of the new contact details and get the mortgage documents are re-sent. Your new solicitor ideally should be on the lenders panel to avoid escalating charges and complications. That should be your starting point. The find a solicitor tool should help you find a bank approved conveyancer for your home move in Wootton
My lawyers in Wootton have advised me that they can not locate my conveyancing file. At the time of my purchase I took out a mortgage with the mortgage company. Is it case that being on the bank conveyancing panel they need to have retained the file for a number of years?
It very much depends from lender to lender but many of the Terms and Conditions of Conveyancing Panel Appointment require the file to be held for a period of 6 years. That being said we have not seen a copy of the bank Conveyancing Panel Terms. It might be worth you contacting the lender directly.