My brother-in-law has suggested I instruct a conveyancing solicitor in Northampton. I need to find out if they are on the Godiva Mortgages Ltd approved list of lawyers. Can you or the lender confirm if they are on the panel?
The first thing to do is contact the conveyancer and ask them whether they can act for the lender. Alternatively please call Godiva Mortgages Ltd who may be able to confirm.
Two weeks ago we had a mortgage agreed in principle with Yorkshire BS. Northampton conveyancing lawyers are appointed. What is the average time that one could expect to receive a mortgage offer from Yorkshire BS?
There is no definitive answer here. Have Yorkshire BS done the valuation? Have you informed Yorkshire BS as to your lawyers' details and checked that your lawyers are on the Yorkshire BS conveyancing panel? Sometimes it can take as long as six weeks for a mortgage offer to be issued.
I can not work out if my lender obliges me to make sure the lease term for the flat is extended prior to the completion date. I have called into my local Northampton bank branch on numerous occasions and was told they are content with the situation and they would lend. My Northampton conveyancing solicitor - who is on the bank conveyancing panel- telephoned to say that they will not lend based on their UK Finance Lenders’ Handbook minimum lease term requirements. Who do I believe?
The conveyancing practitioner has to comply with the Council of Mortgage Lenders’ Handbook Part 2 specifications for your bank. Unless your lawyer obtains specific confirmation in writing that the mortgage company will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the mortgage company to contact your lawyer in writing confirming that they will accept the number of years remaining.
I had an offer accepted on a house in Northampton on 11/6/2026, valuation was booked 4 days later, received a clean bill of health. Solicitor instructed, so all that was missing was my mortgage offer. Having made daily calls to Skipton and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Skipton conveyancing panel. Are Skipton entitled to hold back the Mortgage pending the lawyer being on the approved list?
A lender would not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Skipton to deal with your lawyer's application to be on the Skipton conveyancing panel. There's no guarantee that your solicitor will be accepted.
I have been pointed in your direction by a number of selling agents in Northampton to select a conveyancer on your site. What’s the financial advantage for Estate Agents to offer your site rather than another?
We don’t make any financial incentive for sending work in our direction. We thought it would be too underhand to pay a commission as a client could think, ‘Why is the agent getting a kickback? Why am I not receiving any benefit too?’ So we decided to step away from that.
I need to find a conveyancing solicitor for purchase conveyancing in Northampton. I have land on a web site which appears to be the ideal answer If it is possible to get all formalities done via email that would be ideal. Should I be wary? What should out be looking out for?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
What advice can you give us when it comes to finding a Northampton conveyancing practice to deal with our lease extension?
If you are instructing a property lawyer for your lease extension (regardless if they are a Northampton conveyancing practice) it is essential that he or she should be familiar with the legislation and specialises in this area of work. We suggest that you make enquires with several firms including non Northampton conveyancing practices before you instructing a firm. If the firm is ALEP accredited then that’s a bonus. The following questions might be of use:
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How many lease extensions has the firm conducted in Northampton in the last twenty four months? If the firm is not ALEP accredited then what is the reason?
Northampton Leasehold Conveyancing - A selection of Queries before buying
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This question is important as a) areas could cause problems for the building as the common areas may begin to deteriorate where services are not paid for b) if the tenants have an issue with the running of the building you will need to know about it Who manages the building?
How much should conveyancing in Northampton cost?
The total sum levied for conveyancing in Northampton are likely to be calculated at:
- a set cost; or
- an hourly rate (i.e. the time spent on the particular case).
In reality very few Northampton conveyancing practices charge by the clock