I am getting a mortgage offer from Halifax. My intention is to instruct a Licensed Conveyancer in Northampton. Does the Halifax Solicitor panel allow for Licensed Conveyancers?
The Halifax approved solicitor list is, like many other lenders, associated to the Council or Mortgage Lenders or BSA, open to Licensed Conveyancers regulated by the Council of Licensed Conveyancers.
We are due to move house in September. Does my conveyancing solicitor call the removal company on the day of completion. As an aside, can you put forward a removal company in Northampton. Conveyancing firm was chosen before I stumbled across this page.
On the day of completion you will need to collect the keys from the estate agent but this can only be done when the sellers solicitors confirm to the agent that they have the completion monies and the keys can be released. Subsequently you can advise the removal men that you are ready to move in. We do not recommend a particular removal organisation but can assist you in finding a conveyancing in Northampton or a lawyer with expertise in conveyancing in Northampton.
We are getting a further advance on our home loan from UBS as we intend to conduct improvements to our home in Northampton. Do we need to choose a local Northampton solicitor on the UBS conveyancing panel to deal with the paperwork?
UBS do not ordinarily require firms on their conveyancing panel to handle such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the UBS conveyancing panel.
We were going to get a OIP from Skipton this week so we can work out what to offer on a property we like as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc). Do Skipton recommend any Northampton solicitors on the Skipton conveyancing panel, or is it better to find our own lawyer?
You will need to appoint Northampton solicitors independently although you'll need to choose one on the Skipton conveyancing panel. The solicitor represents both you and Skipton through the process.
What does a local search inform me concerning the property my wife and I buying in Northampton?
Northampton conveyancing often commences with the submitting local authority searches directly from your local Authority or through a personal search organisations for example Searchflow The local search is essential in every Northampton conveyancing purchase; that is if you wish to avoid any unpleasant once you have moved into your property. The search will provide data on, amongst other things, details on planning applications applicable to the property (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of thirteen subject areas.
I used Stirling Law several years past for my conveyancing in Northampton. Now, I need the files but the law firm is no longer operating. What do I do?
You should contact the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Northampton of the conveyancing firm of solicitors you previously used, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
About to purchase a new build apartment in Northampton. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.
Set out below are examples of a selection of leasehold new build questions that you can expect your new-build leasehold conveyancing in Northampton
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Please confirm the Lease plans are surveyor prepared. Please supply a car parking plan. The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease. Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose?
I am attracted to a couple of apartments in Northampton both have approximately forty five years remaining on the leases. should I be concerned?
A lease is a legal document that entitles you to use the premises for a prescribed time frame. As a lease gets shorter the saleability of the lease reduces and results in it becoming more expensive to acquire a lease extension. For this reason it is often a good idea to extend the lease term. Sometimes it is difficulties arise selling premises with a short lease as mortgage companies less inclined to grant a loan on properties of this type. Lease extension can be a difficult process. We advise that you get professional assistance from a solicitor and surveyor with experience in this area.
Leasehold Conveyancing in Northampton - Examples of Queries before Purchasing
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On the whole the cost for major works are not wrapped into the service charges, albeit that there some managing agents in Northampton require tenants to pay into a sinking fund created for the specific purpose of establishing a fund for major repairs or maintenance. Best to be warned whether redecorating or some other major work is pending to be shared between the leasehold owners and may well dramatically increase the the service costs or necessitate a one time payment. Are any of leasehold owners in dispute over their service charge liability?