My solicitor has discovered a defect with the lease for the property we are purchasing in Park Royal. The other side have offered title insurance as a workaround. We are happy with insurance and will pay for it. Our property lawyer says that he must check that the bank is happy with this solution. Are we the client or is the lender?
The short answer to your last question is that, notwithstanding the potential for a conflict of interest, you and the lender are the client. Your lawyer must comply with the UK Finance Lenders’ Handbook conditions. The UK Finance Lenders’ Handbook conditions require your lawyer to disclose issues such as defects with the lease so that the bank can be afforded the opportunity to check with their valuer as to the extent that the value of the property is affected. Should you refuse to allow your lawyer to make the appropriate notification then your conveyancer will have no choice but to discontinue acting for you.
Can your site be used to find a Conveyancing solicitor in Park Royal even where I’m not buying or disposing of a house, for example if I wish to buy an office in Park Royal with a loan from The Royal Bank of Scotland?
Our search tool is predominantly there to locate domestic conveyancing solicitors in Park Royal but we have listed at the end of this page a few Park Royal commercial conveyancing firms. You should speak with the company directly to see if they are also authorised to represent The Royal Bank of Scotland
I have 70 years left on my lease and need a lease extension for my flat in Park Royal. Conveyancing solicitors on the Chelsea Building Society panel can deal with such extensions correct?
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are securing a mortgage then your lender may insist that the lease be extended before competition. Chelsea Building Society have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 11/11/2025 the requirements read as follows :
My bid for a property was accepted at auction in Park Royal. Conveyancing is necessary. What are my next steps?
Given that you have now to in every practical sense signed on the dotted line you should appoint a conveyancing solicitor quickly as you now have a pending deadline in which to complete the conveyancing. Every auction property will ordinarily have an associated auction pack. This will include most,if not all of the paperwork that your conveyancer requires. Where you are dealing with leasehold property the conveyancing papers should contain a copy of the lease, management information and a sellers leasehold information form and associated conveyancing documentation specific to a leasehold property. You need to give this to the lawyer working for you as soon as possible. Do make sure that your finances are organised to complete the transaction on the set completion date.
We are purchasing a detached bungalow in Park Royal. Our aim is to carry out an extension to the side at the house.Will legal conveyancing on the property include enquiries to see if these works are permitted?
Your solicitor will review the registered title as conveyancing in Park Royal will sometimes identify restrictions in the title documents which prohibit certain alterations or need the consent of another owner. Certain works need local authority planning permissions and approval under the building regulations. Certain areas are designated conservation areas and special planning restrictions apply which often prevent or affect extensions. You should check these things with a surveyor ahead of any purchase.
After shopping around on the internet I have found a Park Royal lawyer having checked that they are on the Yorkshire BS conveyancing panel. Does my lawyer arrange the survey of the property?
Yorkshire BS will need an independent valuation of the property. Your lawyer will not arrange this. Usually Yorkshire BS will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. Your conveyancer will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by your Park Royal postcode. As you are getting a mortgage with Yorkshire BS, you could contact them to see if they have a list of approved surveyors in Park Royal.
Various internet forums that I have visited warn that are the primary cause of hinderance in Park Royal house deals. Is that correct?
The Council of Property Search Organisations (CoPSO) published determinations of a review by MoveWithUs that conveyancing searches do not feature within the common causes of delays in the conveyancing process. Local searches are not likely to feature in any delay in conveyancing in Park Royal.
I opted to have a survey carried out on a property in Park Royal in advance of instructing solicitors. I have been informed that there is a flying freehold element to the house. The surveyor has said that some mortgage companies will not grant a mortgage on such a property.
It depends who your proposed lender is. Santander has different requirements from Halifax. If you contact us we can investigate further via the appropriate lender. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Park Royal. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Park Royal to see if the conveyancing costs will increase in light of this.