We opted for a Willesden based lawyer for our conveyancing in Willesden last week. Reviewing the small print it is apparent thatI am on the hook for costs even if the dealdoes not happen. Should I ditch them and appoint an on-line lawyer promising no-sale-no-fee conveyancing in Willesden?
It is usually ‘give and take’ in that if "No Sale No Fee" is available then the conveyancing charges will generally be higher to offset those cases that fail to complete. Do bear in mind that these offerings rarely protect you from disbursements e.g. Willesden conveyancing search charges.
What does my ID and proof of funds have anything to do with my conveyancing in Willesden? What am I being asked for?
In order to comply with Money Laundering Regulations any Willesden conveyancing firm will require evidence of your identity in all conveyancing transactions. This is normally satisfied by provision of a passport and an original bank statement or utility account evidencing your correct address.
In accordance with Money Laundering Regulations, conveyancing solicitors are duty bound to ascertain not simply the identity of conveyancing clients but also the origin of monies that they receive in respect of any matter. Refusal to disclose this may result in your solicitor ending their relationship with you, as clearly this will cause a conflict between the set Regulations and a refusal to disclose.
Your conveyancers are duty bound to make a disclosure to the relevant authorities should they believe that any amounts received by them may contravene the Money Laundering Regulations.
I currently have a mortgage with Nottingham for my property in Willesden. Conveyancing has been completed months ago. In the event that I decide to rent out my property and do not currently have a buy-to-let mortgage do I need to remortgage to a buy-to-let mortgage or inform Nottingham?
Nottingham must be informed of your intention before renting your property as this is likely to be a breach of Nottingham’s mortgage conditions. In many cases banks or building societies will permit you to let out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Nottingham directly. You need not do this via a Nottingham conveyancing panel lawyer.
I had an offer accepted on a house in Willesden on 11/4/2025, valuation was booked 4 days later, received a clean bill of health. Solicitor appointed, so all that was missing was my mortgage offer. Having made daily calls to RBS and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the RBS conveyancing panel. Are RBS entitled to hold back the Mortgage pending the lawyer being on the approved list?
A lender would not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for RBS to deal with your lawyer's application to be on the RBS conveyancing panel. There's no guarantee that your solicitor will be accepted.
Kent Reliance have agreed my home loan in principle, my offer on a flat in Willesden has been agreed to, now what?
Your estate agent will wish to know who your solicitors are (be sure the conveyancers are on the bank’s panel). Telephone Kent Reliance or the financial adviser and finish off any outstanding documentation. Kent Reliance will instruct a valuer who will get in touch with the estate agent or owners to book a slot for the valuation to occur. Once carried out (assuming no problems) it takes on average ten days to get a mortgage offer. Kent Reliance will send the offer to you and your conveyancing practitioners. The legal work will then take it’s course according the nature and complexity of the conveyancing in Willesden.
What does a local search tell me concerning the property I am purchasing in Willesden?
Willesden conveyancing often starts with the applying for local authority searches directly from your local Authority or through a personal search company for example Searchflow The local search plays an important role in most Willesden conveyancing purchase; as long as you don’t want any unpleasant surprises after you move into your property. The search will supply information on, amongst other things, details on planning applications applicable to the property (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of thirteen subject areas.
I am downsizing from my property. My past conveyancers have shut. It would be helpful to have a recommendation of a conveyancing firm. Im based in Willesden if that makes a difference.
Please use our search tool to help you choose a solicitor for your conveyancing in Willesden. We have connected thousands of home buyers and sellers with lender approved solicitors to ensure that the legalities of their house move goes with a minimum of fuss.
We had our home loan approved yesterday with our lender. We instructed a reputable conveyancer in Willesden yesterday. This morning, our broker contacted us saying that the mortgage company said that we cannot use our solicitor as they aren't on their 'approved list'. As FTB's, we did not have a clue that the bank had a say Is this usual?
You are permitted to instruct any conveyencer you prefer to instruct including the said conveyancer in Willesden but if your lender aren't happy with them you will have to fork out additional cost so the mortgage company can appoint their own conveyancer too. sometimes it is conceivable that your preferred conveyancing firm to get included on to the mortgage company panel. You can use online tools such as lenderpanel.com to find a conveyancing solcitor in Willesden on the mortgage company panel. You can go into your local mortgage company branch in Willesden. They will know some good conveyancing solicitors in Willesden on the panel for your bank.