It may have been a long time coming a loan agreement from Nationwide for the refinancing of my 2 bedroom maisonette is due imminently. Are you able to suggest a cheap conveyancing practitioner in Harlesden?
You are on the wrong site if you are in need of the lowest fares for conveyancing solicitors in Harlesden. Our aim is to provide value for money conveyancing but we do not aim to work with the cheapest lawyers. Do not be seduced by organisations offering ninety nine pound conveyancing in Harlesden. The optimum result, in going for low cost conveyancing, you will receive what you pay for and at worst it will result in you with a hefty uplift in extras and still not receive the service expected.
In what way does my ID and proof of funds have anything to do with my conveyancing in Harlesden? Is this really necessary?
In order to comply with Money Laundering Regulations any Harlesden conveyancing firm will require evidence of your identity in all conveyancing transactions. This is usually satisfied by provision of a passport and an original bank statement or utility account evidencing your correct address.
Under Money Laundering Regulations, property lawyers are obliged by law to validate not just the ID of conveyancing clients but also the source of monies that they receive in respect of any matter. Refusal to disclose this will result in your lawyer cancelling their relationship with you, as clearly this will cause a conflict between the set Regulations and a refusal to disclose.
Your property lawyers are duty bound to notify the appropriate authorities should they believe that any amounts received by them may contravene the Anti-terror and anti-money-laundering rules.
Due to the input of my in-laws I had a survey completed on a house in Harlesden before appointing solicitors. I have been informed that there is a flying freehold aspect to the property. The surveyor advised that some banks may not give a loan on this type of home.
It depends who your proposed lender is. HSBC has different instructions for example to Birmingham Midshires. Should you wish to telephone us we can investigate further via the appropriate mortgage company. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Harlesden. Conveyancing may be slightly more expensive based on your lender's requirements.
Is it possible to switch solicitor as I need to choose a firm on the Barclays Direct conveyancing list. I was using a family conveyancing solicitor in Harlesden five minutes from me but he is not accepted by Barclays Direct
We will our best to assist in finding you a conveyancing solicitor in Harlesden on the Barclays Direct panel. Please note that the law firms that we list do not pay us fee if you instruct them and are under regulation of the Solicitors Regulation Authority who regulate all conveyancing solicitors in Harlesden. In making use of search facility on this page, you can compare and instruct different solicitors and conveyancers both nationally and in Harlesden.
I've recently bought a leasehold flat in Harlesden. Do I have any liability for service charges for periods before completion of my purchase?
Where the service charge has already been demanded from the previous lessee and they have not paid you would not usually be personally liable for the arrears. However, your landlord may still be able to take action to forfeit the lease. A critical element of leasehold conveyancing for your conveyancer to be sure to have an up to date clear service charge receipt before completion of your purchase. If you have a mortgage this is likely to be a requirement of your lender.
If you purchase part way through an accounting year you may be liable for charges not yet demanded even if they relate to a period prior to your purchase. In such circumstances your conveyancer would normally arrange for the seller to set aside some money to cover their part of the period (usually called a service charge retention).
I have given up trying to purchase the freehold in Harlesden. Can this matter be resolved via the Leasehold Valuation Tribunal?
in cases where there is a absentee landlord or if there is dispute about the premium for a lease extension, under the relevant statutes you can apply to the LVT to arrive at the sum to be paid.
An example of a Lease Extension matter before the tribunal for a Harlesden flat is First Floor Flat 2B Fortune Gate Road in May 2013. the tribunal decided that the price payable for the lease extension was £9,331, together with £900 in respect of outstanding ground rent. This case affected 1 flat. The remaining number of years on the lease was 74.31 years.
Are all Harlesden conveyancers on every lender conveyancing panel?
You can use our search tool or you can drop into your high street lender branch in Harlesden. Chances are that they will know some good conveyancing solicitors in Harlesden