Much to our surprise we have been advised by our estate agent that my Harlesden lawyer is not on the lender Conveyancing panel. What can I do to check?
The first thing you need to do is to contact your Harlesden lawyer directly. You lawyer should notify you what has happened. If they are not on the panel they may be able to suggest a Harlesden conveyancing practice that is on the approved list of lawyers for your lender.
We are expecting a mortgage offer soon. The lender mentioned the loan came with free conveyancing. Is the implication that I have to appoint their panel lawyer as I would much rather use a specialised conveyancing solicitor in Harlesden?
Do check but the the probability is that appoint one of their panel solicitors if you take up the "fee-free" incentive. Speak to the lender to determine if they allow a monetary alternative. It is not unheard for a lender to give a £250 cashback as an alternative in which case that money can go towards your preferred conveyancing solicitor in Harlesden.
I'm purchasing a new build house in Harlesden with a loan from Barclays . The developers would not budge the amount so I negotiated £7000 of extras instead. The house builders rep suggested that I not inform my lawyer about this deal as it may put at risk my mortgage with the lender. Is this normal?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I am selling my house. My past solicitors closed down. It would be helpful to have a recommendation of a conveyancing firm. I happen to live in Harlesden if that affects matters.
Do use our search tool to help you choose a solicitor for your conveyancing in Harlesden. We have connected thousands of home buyers and sellers with lender approved solicitors to ensure that the legalities of their house move goes smoothly.
I am using a search engine for the words conveyancing in Harlesden it brings up numerous property lawyersin the area. With so much choice what is the best way to find the suitable solicitor for the sale of my house?
The ideal method of choosing the right conveyancer is through a personal recommendation, so ask friends and family who have bought a property in Harlesden or the local estate agent or financial adviser. Fees for conveyancing in Harlesden differ, so it's advisable to secure a minimum of four costs illustrations from varying types of law firms. Dont forget to clarify that the fees are fixed.
I today plan to offer on a house that appears to tick a lot of boxes, at a great price which is making it all the more appealing. I have just found out that the title is leasehold rather than freehold. I would have thought that there are particular concerns purchasing a house with a leasehold title in Harlesden. Conveyancing solicitors have are about to be instructed. Will my lawyers set out the risks of buying a leasehold house in Harlesden ?
Most houses in Harlesden are freehold rather than leasehold. This is one of the situations where having a local conveyancer used to dealing with such properties who can assist with the conveyancing process. We note that you are purchasing in Harlesden so you should seriously consider shopping around for a Harlesden conveyancing solicitor and be sure that they are used to advising on leasehold houses. As a matter of priority you will need to check the number of years remaining. As a tenant you will not be at liberty to do whatever you want to the property. The lease will likely included provisions such as requiring the landlord’sconsent to carry out changes to the property. It may be necessary to pay a service charge towards the upkeep of the communal areas where the house is part of an estate. Your solicitor should appraise you on the various issues.
After months of correspondence we are unable to agree with our landlord on how much the lease extension should cost for our flat in Harlesden. Does the Leasehold Valuation Tribunal have jurisdiction to calculate the appropriate figures?
if there is a missing freeholder or if there is dispute about the premium for a lease extension, under the Leasehold Reform, Housing and Urban Development Act 1993 it is possible to make an application to the LVT to make a decision on the amount due.
An example of a Lease Extension matter before the tribunal for a Harlesden residence is First Floor Flat 2B Fortune Gate Road in May 2013. the tribunal decided that the price payable for the lease extension was £9,331, together with £900 in respect of outstanding ground rent. This case was in relation to 1 flat. The number of years remaining on the existing lease(s) was 74.31 years.