Find a Lender-Approved Local Conveyancer in Mortimer

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Reasons to use our Mortimer conveyancing solicitors

  • 1 Personal touch together with a wealth of expertise are key benefits that you should value when selecting conveyancing solicitors. Mortimer home moves can become significantly more stressful due to lack of transparency between all the parties. The lawyers we work with strive to make sure that the lines of communication are open and act on arising issues and developments expeditiously.
  • 2 Retaining the services of a local Solicitor in the main results in a more personal touch. When using a large conveyancing firm, your transaction is dealt with by a team of people who who update you by reading from their computer screens.
  • 3 Lawyer conveyancing firms have excellent personal links with Mortimer estate agents and work very closely with them and local surveyors so as to ensure transactions proceed expeditiously.
  • 4 The hallmark of our conveyancing solicitors in Mortimer is quality not quantity. The level of service offered by conveyancing "factories" (sometimes 'recommended' by national chain estate agents) often falls short of the high standards of professionalism you will expect.
  • 5 Mortimer solicitors will be familiar with the local Land Registry Office, Local Authority and property agents

Examples of recent conveyancing in Mortimer since October 2021*

Recently asked questions about conveyancing in Mortimer

Why would I appoint a Mortimer conveyancing company when web based conveyancers are less overpriced?

To take your time to find shop around for conveyancing costs in Mortimer and you should seek an affordable estimate but don’t expend your energy scouring the internet for the lowest priced Mortimer conveyancer. Appointing the right conveyancer can be the difference between a smooth and a stressful home move. You need to ensure that you have expert advice from a trusted lawyer. An e-mail can never replace a telephone conversation and are no substitute for a face to face meeting. The firms that we work with will allocate you a qualified and trusted conveyancing solicitor who can deal with your conveyancing from from the outset to completion, giving the sort of continuity that you will never get with an web based conveyancer. Our lawyers will inform you as to any developments and keep you informed. If you ever need to phone the firm you will know who to ask for and we'll ensure you are kept fully informed.

I am need of leasehold conveyancing for a flat in a fairly new development (6 years old) in Mortimer. The vast majority the properties have already been sold. Is it really necessary to order local searches for my conveyancing in Mortimer?

You would be taking a significant risk in refusing to carrying out Mortimer conveyancing searches. Without searches you have no clarity over flooding, environmental etc which may mean you walk away due to potential problems down the line. If you are buying mortgage free there is no legal requirement to have them, but we would strongly advise in the strongest possible terms that you have them. If accelerating the process and driving down costs are top of your issues you should discuss with your conveyancer about the options such as lack of search insurance available to you

Should our lawyer be asking questions concerning flooding during the conveyancing in Mortimer.

Flooding is a growing risk for conveyancers dealing with homes in Mortimer. There are those who buy a property in Mortimer, completely expectant that at some time, it may be flooded. However, aside from the physical destruction, if a property is at risk of flooding, it may be difficult to get a mortgage, adequate insurance cover, or sell the premises. There are steps that can be taken during the course of a house purchase to forewarn the buyer.

Lawyers are not qualified to offer advice on flood risk, however there are a various checks that may be undertaken by the purchaser or by their lawyers which will figure out the risks in Mortimer. The conventional set of information supplied to a purchaser’s conveyancer (where the solicitors are adopting what is known as the Conveyancing Protocol) contains a usual inquiry of the vendor to find out whether the property has ever been flooded. In the event that flooding has previously occurred which is not notified by the vendor, then a buyer could issue a legal claim for losses as a result of such an incorrect reply. The purchaser’s solicitors should also order an enviro report. This should disclose if there is any known flood risk. If so, further investigations should be made.

Have completed on a a detached house in Mortimer , how long will it take for the Land Registry to record my ownership? My Mortimer conveyancing solicitor has been painfully slow, so I want to be sure the post completion formalities are addressed.

As far as conveyancing in Mortimer is concerned, registration is no quicker or slower than anywhere else in the country. Rather than based on location, timeframes can vary subject to the party submitting the application, whether there are errors and whether the Land registry communicate with any third parties. At present in the region of three quarters of such applications are fully dealt with in less than three weeks but occasionally there can be extensive hold-ups. Historically registration takes place after the new owner is living at the premises therefore an expedited registration is not usually primary concern but where there is a degree of urgency associated with the registration then you or your lawyers could communicate with the Registry to express the reasoning for the application to be prioritised.

I have been on the look out for a flat up to £235,500 and identified one round the corner in Mortimer I like with open areas and railway links in the vicinity, however it's only got 61 years on the lease. I can't really find anything else in Mortimer in this price bracket, so just wondered if I would be making a mistake purchasing a lease with such few years left?

If you require a mortgage the remaining unexpired lease term may be problematic. Discount the price by the anticipated lease extension will cost if it has not already been discounted. If the current owner has owned the property for at least twenty four months you could request that they commence the lease extension formalities and pass it to you. You can add 90 years to the existing lease term with a zero ground rent applied. You should speak to your conveyancing solicitor concerning this.

I am looking at a couple of flats in Mortimer both have in the region of 50 years unexpired on the leases. Should I regard a short lease as a deal breaker?

There are plenty of short leases in Mortimer. The lease is a right to use the premises for a period of time. As the lease gets shorter the value of the lease decreases and results in it becoming more costly to acquire a lease extension. For this reason it is advisable to increase the term of the lease. It is often difficulties arise selling premises with a short lease because mortgage lenders may be reluctant to lend money on properties of this type. Lease extension can be a protracted process. We advise that you seek professional help from a conveyancer and surveyor with experience in this area.

Leasehold Conveyancing in Mortimer - Sample of Questions you should consider Prior to buying

    Does the lease contain onerous restrictions? How is the lease structured? You should be aware if it is fewer than 80 years it will affect the value of the property. It is worth checking with your bank that they are happy with residual term of the lease. A short lease means that you will probably have to extend the lease sooner rather than later and it is worth discovering how much this would cost. For most Mortimerlease extensions you will be be obliged to have been the owner of the premises for 24 months in order to be legally able to exercise a lease extension.

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Sample of conveyancing solicitors in Mortimer regulated by the SRA

It is important to note that the listed firms do not limit their work for conveyancing in Mortimer but also conveyancing throughout England and Wales.

  • John L Banky Solicitors, 18a High Street, Theale, Reading, Berkshire, RG7 5AN
  • Elizabeth Middleton Solicitors, 48 Cranbury Road, Reading, Berkshire, RG30 2XD

Residential Landlord and Tenant Conveyancing solicitors in Mortimer

The list below is a small selection of solicitors in Mortimer with expertise in landlord and tenant law and on the regulations governing different types of tenancies. This should include advice on wrongful eviction

  • John L Banky Solicitors, 18a High Street, Theale, Reading, Berkshire, RG7 5AN

Conveyancing in Mortimer is a complex business, both legally and administratively. The exact order of events varies slightly, below are some of the tasks in the process.

  • Obtaining instructions from parties involved
  • Checking the title to the property
  • Ordering Mortimer property searches for the property
  • Reviewing draft sale agreement and other documentation forwarded by the vendor’s conveyancing practitioner
  • Submitting questions with the vendor’s conveyancing practitioner
  • Negotiating the sale agreement
  • Examining replies given by the vendor to pre-contract enquiries
  • Negotiating the Transfer document
  • Advising the purchasing in respect of the loan offer: (if appropriate)
  • Drawing up and sending the purchaser a report on title (that is; summarising to the purchaser on the contents of the contract pack, preliminary enquiries and the result of the searches)
  • Carrying out the key stage of exchanging contracts and then completion formalities
  • Completion of and submitting to HMRC the appropriate Land Tax forms and payment
  • Registering the buyer and the home loan (where appropriate) at the HMLR.

*Source acknowledgement: House price data produced by Land Registry as well data supplied by Lexsure Ltd.

© Crown copyright material is reproduced with the permission of Land Registry under delegated authority from the Controller of HMSO.