I have given 2 months notice to my current landlord and must vacate my let out property in Mortimer by 8/8/2022. Conveyancing on my purchase has just started. Can I complete in three weeks as don't want to have to move into short term accommodation?
Generally one should not give notice on a rental unless your lawyer suggests that you should. Assuming that you have not previously done so, update to your solicitor and request that they seek the assistance the other solicitors, try to get a realistic time scale from them that everyone will aim towards
Please help - my lawyer advises that lack of right of way insurance is needed on my purchase. What is the typical level of cover needed for conveyancing in Mortimer?
The right level of lack of right of way indemnity insurance should be dictated by who who your lender is. It would differ for example between Nationwide Building Society and Chelsea Building Society. Conveyancing lawyers as opposed to members of the public take out such insurances.
I have a mortgage with Coventry BS for my property in Mortimer. Conveyancing was finalised some time ago. If I am intending to rent out the flat and do not currently have a buy-to-let mortgage do I need to remortgage to a buy-to-let mortgage or inform Coventry BS?
Coventry BS must be informed of your intention in advance of letting out your property as this is likely to be a breach of Coventry BS’s mortgage conditions. In many cases banks or building societies will permit you to let out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Coventry BS directly. It should not be necessary to do this via a Coventry BS conveyancing panel firm.
UBS have agreed my home loan in principle, my bid on a flat in Mortimer has been agreed to, what happens next?
The property agent will want to be advised as to your solicitor's details (make sure the conveyancing practitioners are on the lender’s panel). Telephone UBS or the broker and complete any outstanding documentation. UBS will sellect a valuer who will get in touch with the selling agent or owners to arrange a time for the valuation to take place. Once conducted (assuming no problems) it takes approximately a fortnight for the mortgage offer to be issued. UBS will issue the offer to you and your conveyancing practitioners. The legal work will then take it’s course according the nature and complexity of the conveyancing in Mortimer.
How do I locate a Mortimer solicitor on the Halifax conveyancing panel? I have wheels and am prepared to travel upto 25kilometers to meet the conveyancer.
You can use the search on this website. Please choose the bank and your location and you will see a number of Mortimer conveyancing lawyers located nearest you. We have detailed some Mortimer conveyancing firms at the bottom of this page and you can call them to check if they are on the Halifax panel
I am thinking of appointing a conveyancing lawyer in Mortimer for my sale. Is it possible to check a solicitor's complaints history with the legal regulator?
You may read presented Solicitor Regulator Association (SRA) determinations arising from inquisitions started on or after Jan 2008. Visit Check a solicitor's record. To find information about the period before 1 January 2008, or to check a solicitors history, phone 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. For callers outside the UK, use +44 (0)121 329 6800. The SRA sometimes recorded telephone calls for training purposes.
What advice can you give us when it comes to appointing a Mortimer conveyancing firm to deal with our lease extension?
When appointing a solicitor for lease extension works (regardless if they are a Mortimer conveyancing firm) it is essential that he or she should be familiar with the legislation and specialises in this area of conveyancing. We suggest that you speak with several firms including non Mortimer conveyancing practices before you instructing a firm. If the firm is ALEP accredited then that’s a bonus. The following questions might be helpful:
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If the firm is not ALEP accredited then why not? What are the legal fees for lease extension conveyancing?
Mortimer Leasehold Conveyancing - A selection of Queries Prior to Purchasing
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What prohibitions are contained in the Mortimer Lease? It is important to be aware if a new roof is being installed or some other significant cost is due shortly that will be shared amongst the leaseholders and could well materially impact the level of the maintenance costs or require a specific invoice. Are any of leasehold owners in arrears of their service charge liability?
Would local authority permission be necessary to split a house into multiple flats in Mortimer? This has taken place to a property next door to my house in Mortimer and was unaware of it happening until it was finished.
Planning permission is required for splitting a single house in Mortimer into apartments but probably not for reverting back to single dwelling-house so, in answer to your query, yes.