I have given 8 weeks notice to my existing landlord and have to be out of my rented apartment in Reading by 22/12/2025. Conveyancing for my house purchase is progressing. Is it possible to complete in a couple of weeks as I wish to avoid having to move into temporary accommodation?
The normal practice is not to provide notice on a rental until you have exchanged. If you have not already done so, notify to your lawyer and ask them to they cajole the other lawyers, try to get a realistic time scale from them that everyone will work to achieve
I have been told by my lawyer that lack of building regulations insurance is required on my purchase. What is the level of cover for Reading conveyancing?
The right level of lack of building regulations indemnity insurance should be dictated by who your lender. It would differ for example between National Westminster Bank and Norwich and Peterborough Building Society. Conveyancing practitioners as opposed to members of the public take out such insurances.
Planning on purchasing a maisonette in Reading. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Lender if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Principality conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Reading lawyer is on the Principality conveyancing panel.
At last I have had an offer on a maisonette in Reading agreed to, the sellers do nevertheless have an associated purchase. The owners have put an offer on a property, but it’s not been accepted yet, and have viewings of other flats in the pipeline. I have instructed a high street conveyancing solicitor in Reading. What do I do now? At what stage do I apply for the mortgage with Yorkshire BS?
It is normal to have apprehensions where there is a chain as you are unlikely to want to be too out of pocket prematurely (home loan application is approx one thousand pounds, then survey, Reading conveyancing search charges, etc). First, you must ensure that your lawyer is on the Yorkshire BS approved list. As to the next stages this very much depends on the circumstances of your transaction, attraction to the property and on the state of the market. During a buoyant market many purchasers will apply for the mortgage with Yorkshire BS and pay for the valuation and only if it was satisfactory would they ask their conveyancer to press on with searches.
I acquired my flat on 6 March and my personal details are still not on the land registry website. Need I be worried? My conveyancing solicitor in Reading advises it will be concluded in less than a month. Are titles in Reading uniquely lengthy to register?
As far as conveyancing in Reading registration is no quicker or slower than the rest of England and Wales. Rather than based on location, timescales can adjust according to the party submitting the application, whether it is in order and whether the Land registry must send notices to any third parties. As of today roughly three quarters of such applications are fully addressed within two weeks but occasionally there can be longer hold-ups. Registration is effected once the buyer is living at the property so an expedited registration is not typically an essential issue yet if there is a degree of urgency associated with the registration then you or your solicitor must speak with the land registry and explain the circumstances.
Yesterday I discovered that there is a flying freehold element on a house I put an offer in last month in what was supposed to be a simple, chain free conveyancing. Reading is the location of the property. What do you suggest?
Flying freeholds in Reading are not the norm but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Reading you would need to get your solicitor to go through the deeds diligently. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Reading may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
Are there any apps to help search for a Reading solicitor on the Chelsea Building Society conveyancing panel? I drive a motor bike and am happy to travel upto 20kilometers to meet the conveyancer.
Feel free to make use of the search on this page. Please choose the mortgage company and your location and you will see a number of Reading conveyancing lawyers based on proximity. We have detailed some Reading conveyancing firms at the bottom of this page and you can ring them to see whether they are on the Chelsea Building Society member panel
I have just started marketing my garden flat in Reading. Conveyancing has not commenced, but I have just received a quarterly maintenance charge invoice – should I leave it to the buyer to sort out?
It best that you pay the invoice as normal as all ground rent and service payments will be allotted on completion, so you should recover the relevant percentage by the purchaser for the period running from after the completion date to the subsequent invoice date. Most managing agents will not acknowledge the buyer until the service charges have been paid and are up to date, so it is important for both buyer and seller for the seller to show that they are up to date. This will smooth the conveyancing process.
Leasehold Conveyancing in Reading - A selection of Questions you should ask Prior to buying
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Generally speaking the outlay for major works tend not to be incorporated into the maintenance charges, although a few managing agents in Reading obliged leaseholders to contribute towards a sinking fund created for the specific purpose of establishing a fund for major works. The best form of lease structure is a share of the freehold. In this situation the tenants enjoy control and notwithstanding that a managing agent is usually employed if the building is larger than a house conversion, the managing agent retained by the leaseholders. Where a Reading lease has less than 80 years it will affect the salability of the property. Check with your mortgage company that they are content with the length of the lease. A short lease means that you will probably have to extend the lease sooner rather than later and it is worth finding out what this will be. Remember, in most cases you will be be obliged to have been the owner of the premises for two years in order to be entitled to exercise a lease extension.