My financial adviser has asked me for my Reading solicitor’s panel member for the Nat West conveyancing panel. What is the best way to discover this. I have contacted my local Reading office but they have not responded to me.
The sensible thing to do is ask for this information from your Reading conveyancer . They should have a central record lender panel numbers.
I am need of leasehold conveyancing for a flat in a fairly new development (seven years old) in Reading. The vast majority the flats have already been occupied. Do I need carry out the neighbourhood searches for my conveyancing in Reading?
If you getting a mortgage, your lender will insist on some (many) of the searches so you'll have no choice. If not, then Reading conveyancing searches are optional. No doubt your conveyancer, will ’encourage’, perhaps strongly, that you should have the searches done, but he or she is duty bound in this regard. One thing to bear in mind; if you are likely to sell the house one day, it may be of interest to your future buyer what the searches contain. Sometimes houses with no practical issues can still throw up adverse search results. But if you insist that your lawyer to proceed without searches then your lawyer will have to follow your instructions or you will need to swap to an alternative solicitor for your conveyancing in Reading.
Can I use your services to find a Conveyancing solicitor in Reading even where I’m not purchasing or disposing of a house, for example if I intend to acquire a shop in Reading with a loan from Birmingham Midshires?
The service is predominantly used to get a quote from domestic conveyancing solicitors in Reading but we have listed towards the end of this page some Reading commercial conveyancing firms. You will need to make contact with the firm directly to check if they are also authorised to represent Birmingham Midshires
My brother-in-law has suggested I instruct a conveyancing solicitor in Reading. I I would like to check if they are accepted on the Accord Mortgages Ltd conveyancing panel. Could you assist?
The first thing to do is e-mail the conveyancer and enquire if they are on the lender panel. Alternatively please call Accord Mortgages Ltd who may be able to confirm.
I bought my house on 16 September and my personal details is yet to be registered. Need I be worried? My conveyancing solicitor in Reading said it should be registered inside ten days. Are titles in Reading particularly slow to register?
As far as conveyancing in Reading is concerned, registration is no faster or slower than the rest of the country. As opposed to being determined by geographic area, timescales can vary according to who lodges the application, whether there are errors and whether the Land registry communicate with any 3rd persons or bodies. At present in the region of 80% of such applications are fully dealt with in less than three weeks but occasionally there can be protracted hold-ups. Registration is effected after the purchaser has moved in to the property thus an expedited registration is not usually primary concern yet where there is a degree of urgency associated with the registration then you or your lawyers can speak with the land registry and explain the circumstances.
I have been on the look out for a leasehold apartment up to £245,000 and found one round the corner in Reading I like with a park and transport links nearby, the downside is that it only has 51 years on the lease. There is not much else in Reading suitable, so just wondered if I would be making a mistake buying a lease with such few years left?
Should you require a mortgage the remaining unexpired lease term will be a potential deal breaker. Reduce the offer by the anticipated lease extension will cost if not already taken into account. If the current owner has owned the property for at least twenty four months you could ask them to commence the lease extension formalities and then assign it to you. An additional ninety years can be extended on to the existing lease with a zero ground rent applied. You should consult your conveyancing solicitor about this matter.