Find a Lender-Approved Local Conveyancer in Cookham

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FACT : Cookham Conveyancing Solicitors Know more about Conveyancing in Cookham

Main reasons to use our service to help you select a local conveyancing solicitor in Cookham

  • 1 Cookham property lawyers work in partnership with Cookham estate agents, house builders, surveyors, mortgage companies and other professionals to make sure that a quality service is provided to home movers every step of the way, with the aim of reducing administrative burdens and transaction times
  • 2 Solicitors accustomed to conveyancing in Cookham have a grasp oflocal issues specific to Cookham and therefore you may benefit from better advice and faster conveyancing.
  • 3 Cookham property lawyers are likely to have connections at the local Land Registry Office, Local Authority and property agents
  • 4 Regardless other companies inform you it just might be important to visit your solicitor to execute contracts. Too many 3rd parties are already engaged in a homemove without having to add the postman into the pot.
  • 5 The Cookham conveyancing firms that are listed are committed to supplying the most cost, efficient and accessible conveyancing service to home buyers, sellers and investors in Cookham

Examples of recent conveyancing in Cookham since February 2024*

Recently asked questions about conveyancing in Cookham

I have been advised by my solicitor that lack of right of way insurance is required on my purchase. What is the typical level of cover needed for conveyancing in Cookham?

The right level of lack of right of way indemnity insurance should be dictated by who your lender. It would differ for example between Santander and Norwich and Peterborough Building Society. Conveyancing lawyers as opposed to members of the public take out such policies.

I am currently in the process of buying my council flat in Cookham. I have a mortgage agreed with Kent Reliance. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?

It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Kent Reliance, you will need to appoint a solicitor on the Kent Reliance conveyancing panel.

I have a mortgage with Coventry BS for my property in Cookham. Conveyancing has been completed months ago. Should I wish to rent out my property and do not currently have a buy-to-let mortgage do I need to remortgage to a buy-to-let mortgage or inform Coventry BS?

Your original mortgage agreement with Coventry BS will provide that you need their approval before letting out your property as this is likely to be a breach of Coventry BS’s mortgage conditions. In many cases banks or building societies will permit you to let out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Coventry BS directly. It should not be necessary to do this via a Coventry BS conveyancing panel firm.

A colleague advised me that if I am buying in Cookham I should carry out a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?

A search of this type is sometimes quoted for as part of the standard Cookham conveyancing searches. It is a large document of more than thirty pages, listing and detailing important information about Cookham around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Cookham Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average Property Price, Crime details, Local Education with plans and statistics, Local Amenities and other useful information regarding Cookham.

It has been 3 months following my purchase conveyancing in Cookham concluded. I have checked the Land Registry site which shows that I paid £150,000 when infact I paid £180,000. Why the discrepancy?

The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the premises from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.

I'm buying my first flat in Cookham benefiting from help to buy. The builders refused to reduce the amount so I negotiated five thousand pounds worth of additionals instead. The sale representative suggested that I not disclose to my lawyer about the extras as it would jeopardize my mortgage with Lloyds TSB Bank. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I decided to have a survey completed on a property in Cookham prior to retaining conveyancers. I have been advised that there is a flying freehold aspect to the house. Our surveyor advised that some mortgage companies tend not grant a loan on this type of home.

It varies from the lender to lender. Bank of Scotland has different requirements for example to Halifax. Should you wish to telephone us we can investigate further with the appropriate bank. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Cookham. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Cookham to see if the conveyancing will be more expensive.

I'm refinancing my existing property to a BTL loan with The Royal Bank of Scotland and intend to use the remaining equity as a down payment on another house. The location we are looking at is Cookham. Will your conveyancers be able to act for both sets of lenders and link together the two deals?

Make use of our comparison tool on this site to ensure that the lawyers are on the relevant lender panels. Having checked that they are your solicitor should be able to connect the two deals but you should talk with you solicitor and make clear your expectations and requirements.

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Sample of conveyancing solicitors in Cookham regulated by the SRA

It is important to note that the listed firms do not limit their work for conveyancing in Cookham but also conveyancing throughout England and Wales.

  • Lesley A Clay Solicitor, Wayside Cottage, The Slade, Bucklebury, Reading, Berkshire, RG7 6TE
  • Richard Wilson Solicitors Limited, Cymbal House, High Street, Goring-on-Thames, Reading, Berkshire, RG8 9AU
  • John L Banky Solicitors, 18a High Street, Theale, Reading, Berkshire, RG7 5AN

Commercial Conveyancing solicitors in Cookham regulated by the SRA

The list below is a non-comprehensive list of solicitors in Cookham with expertise in commercial conveyancing in Cookham. This should include advice on buying or selling a shop, pub, restaurant, office, retail unit
  • Richard Wilson Solicitors Limited, Cymbal House, High Street, Goring-on-Thames, Reading, Berkshire, RG8 9AU
  • John L Banky Solicitors, 18a High Street, Theale, Reading, Berkshire, RG7 5AN

Domestic Licensed Conveyancers in Cookham regulated by the Council of Licensed Conveyancers

Please note that the listed conveyancers do not limit their work for conveyancing in Cookham but also conveyancing across England and Wales.
  • Pure Property Law Partners Limited, 33 Ashbury Drive, RG31 5LJ

Neighboring Locations

Goring
Thatcham
Cookham
Binfield
Finchampstead
Sandhurst
Reading

*Source acknowledgement: House price data produced by Land Registry as well data supplied by Lexsure Ltd.

© Crown copyright material is reproduced with the permission of Land Registry under delegated authority from the Controller of HMSO.