Finally, a loan offer from Santander for the remortgage of my 2 bedroom flat is due by the end of next week. Are you able to put forward a cheap conveyancing solicitor in Basingstoke?
You have come to the wrong place to search for cut-price fees for conveyancing in Basingstoke. We can offer you excellent value conveyancing but our intention is not to work with the cheapest lawyers. Resist the temptation to appoint companies offering ninety nine pound conveyancing in Basingstoke. Optimistically, in being led by cheap conveyancing, you will get your money’s worth and at worst you will end up being stung for extras and still not get the service required.
We were just about to exchange contracts for a ground floor flat in Basingstoke. We encountered a snag. Our mortgage offer with The Mortgage Works expires on 11/5/2026 but the owners are putting forward a completion date of 13/5/2026. Is it possible to extend the mortgage offer?
The best person to deal with your issue is your conveyancer who will calculate if they should be discussing with the mortgage broker, vendor’s conveyancers, selling agents or conceivably all three given the circumstances your house move as of today.
My bank has recommended a law firm on their panel based in Basingstoke but I would rather choose a conveyancing lawyer in Basingstoke or nearer to where I live. Are you able to assist?
The minority of Basingstoke conveyancing solicitors are approved and listed on all lender’s conveyancing panel. Use the above find an approved solicitor tool to identify a Basingstoke conveyancing conveyancer on the on the bank panel.
I purchased a terraced Georgian property in Basingstoke. Conveyancing solicitor represented me and HSBC Bank. I did a free Land Registry search last week and there are a couple of entries: the first freehold, the second leasehold with the exact same property. Is it worth asking HSBC Bank to clarify?
You need to assess the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Basingstoke and other areas of the country and poses no real issues for owners other than when they mortgage they have to account for both freehold and leasehold interests when dealing with buyers. You can also check the position with the conveyancing solicitor who conducted the conveyancing.
I am purchasing my first flat in Basingstoke with the aid of help to buy. The builders would not reduce the price so I negotiated 6k of extras instead. The property agent advised me not reveal to my lawyer about the deal as it may affect my loan with the bank. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
We're novice buyers - had an offer accepted, but the estate agent advised that the seller will only move forward if we instruct their chosen conveyancers as they need an ‘expedited deal’. We would rather use a family conveyancer with experience of conveyancing in Basingstoke
We suspect that the owner is unaware of this ultimatum. If they desire ‘a quick sale', alienating a serious buyer is going to damage their objectives. Bypass the agents and go straight to the sellers and explain that (a)you are keen to buy (b)you are excited to move forward, with mortgage lined up © you are unencumbered (d) you wish to move quickly (e)but you will continue to use your preferred Basingstoke conveyancing firm - rather thanthose that will earn their estate agent a referral fee or meet his conveyancing thresholds set by HQ.