We were just about to sign contracts for a semi detached house in Calcot. We have hit a snag. The loan offer with Britannia runs out on 21/11/2025 but the vendors are insisting on a completion date of 25/11/2025. Can one extend the loan expiry date?
The person best placed to deal with your concern is your solicitors who is in a position to calculate if he or she is better off negotiating with the mortgage company, vendor’s conveyancers, property agents or conceivably all parties based on the history of your conveyancing as of today.
What does my ID and proof of funds have anything to do with my conveyancing in Calcot? Why is this being asked of me?
You are right in the requirement set out by your solicitor has nothing to do with conveyancing in Calcot. However these days you will not be able to proceed with any conveyancing transaction in the absence supplying proof of your identity. Ordinarily this takes the form of a either your passport or driving licence as well as a utility bill. Please note that if you are supplying your driving licence as proof of identification it needs to be both the paper section and photo card part, one is not acceptable without the other.
Evidence of your source of money is necessary under Money Laundering Regulations. You should not be offended when you are asked to produce this as your conveyancing solicitor must retain this information on file. Your Calcot conveyancing practitioner will require evidence of proof of funds prior to accepting any money from you into their client account and they may also ask additional queries regarding the source of monies.
We hope to to buy with Norwich and Peterborough Building Society. We have called around locally but am unable to find a Calcot conveyancing firm on the Norwich and Peterborough Building Society approved list. Could you help?
Please do take advantage of the search tool on this site. Please choose the mortgage company and type Calcot or your preferred area and you will see numerous conveyancers located in Calcot or near you.
I am the single beneficiary of my late father’s will and I have everything in my name alone, including the house in Calcot. Conveyancing formalities meant that the Land Registry date was in August. I want to move. I understand that there is a CML 6 month 'rule', which means that my property ownership may be regarded the same way as though I had purchased the property in August. Do I have to wait 6 months to sell?
The CML handbook requires conveyancers to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." Technically you may be impacted by that. Most mortgage companies would take a pragmatic view as this obligation is primarily there to pick up on subsales or the flipping of property.
Is it correct that all Calcot CQS (Conveyancing Quality Scheme) solicitors are on the Lloyds conveyancing list of approved solicitors?
It is true that some lenders now utilise the accreditation scheme as the kick off point for Panel approval such as HSBC and Santander. The Law Society’s CQS accreditation however is no guarantee to lender panel acceptance. That being said,the Council of Mortgage Lenders have indicated that it is likely to become a pre-requisite for solicitors wishing to join their panels.
We have agreed to purchase a house in Calcot. An unusual aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender RBS be concerned?
As your lender is RBS your lawyer must comply with the conveyancing requirements outlined in Section 2 of UK Finance Lenders’ Handbook for RBS. The CML Handbook includes minimum conditions for solar panel roof-space leases, and property lawyers are required to report to RBS where a lease fails to meet these conditions. The specifications relate to the installation of panels on properties in England and Wales and is not isolated to Calcot.
I am selling my home. My past conveyancers have shut. I am in need of a recommendation of a conveyancing firm. Im based in Calcot if that makes things easier.
Do use our search tool to help you find a solicitor for your conveyancing in Calcot. We have connected thousands of home buyers and sellers with lender approved solicitors to ensure that the legalities of their house move goes smoothly.
I need to appoint a conveyancing solicitor for remortgage conveyancing in Calcot. I've discover a web site which seems to have the perfect answer If it is possible to get all formalities done via web that would be ideal. Do I need to be concerned? What are the potential pitfalls?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?