My IFA says he needs my Calcot lawyer’ panel reference for the Nationwide conveyancing panel. Can you suggest how I obtain this. I have called my local Calcot office but they have not responded to me.
Have you tried contacting your Calcot lawyer about this?. They should have a central record lender panel numbers.
My uncle passed away 10 months ago and as sole heir and executor I was left the property in Calcot. The house had a small mortgage left on it of around £8000. I want to have the title changed into my name whilst I re-mortgage to Virgin Money, pay off the mortgage. Is this allowed?
If you intend to re-mortgage then Virgin Money will require that you use a conveyancer on the Virgin Money conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Virgin Money conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Virgin Money mortgage is registered as a charge at the Land Registry.
Just acquired a semi-detached house in Calcot , how long will it take for the Land Registry to register my ownership? My Calcot conveyancing solicitor has been painfully slow, so I want to be sure the registration formalities are dealt with.
There is nothing unique when it comes to conveyancing in Calcot registration formalities. Rather than based on location, timeframes can differ depending on the party submitting the application, whether it is in order and whether the Land registry must send notices to any other parties. At present approximately 80% of such applications are completed within two weeks but occasionally there can be longer delays. Registration is effected after the purchaser is living at the premises therefore an expedited registration is not usually top priority but if it is urgent that the the registration takes place urgently then you or your lawyers should communicate with the Registry to express the reasoning for the application to be prioritised.
The estate agent has sent us the confirmation of our purchase of a new build apartment in Calcot. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.
Set out below are examples of a selection of leasehold new build enquiries that you can expect your new-build leasehold conveyancing in Calcot
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Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. There must be mutual enforceability of lessee’s covenants. The Vendor must covenant to keep unsold units in good repair until long leases are granted therefore. Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose?
We're FTB’s - had an offer accepted, but the agent has warned us that the owners will only proceed if we appoint the agent's recommended lawyers as they need an ‘expedited deal’. My instinct tells me that we should use a local conveyancer who is accustomed to conveyancing in Calcot
It is highly unlikely the owners are behind this. Should the owner require ‘a quick sale', taking such a hostile approach to a serious purchaser is counter productive. Avoid the agents and go straight to the owners and make the point that (a)you are serious buyers (b)you are excited to move forward, with finances in place © you do not need to sell (d) you wish to move quickly (e)however you will continue to use your preferred Calcot conveyancing firm - rather thanthose that will provide the negotiator at the agency a referral fee or meet his conveyancing thresholds pre-set by senior management.
My lawyers in Calcot have advised me that no longer have my conveyancing file. To assist with my purchase I took out a mortgage with the lender. Is it case that being on the mortgage company conveyancing panel they need to have retained the file for a number of years?
It very much depends from lender to lender but many of the Terms and Conditions of Conveyancing Panel Appointment require the file to be held for a period of 6 years. That being said we have not seen a copy of the bank Conveyancing Panel Terms. It might be worth you contacting the lender directly.