Unfortunately I am unable to travel far from Binfield. Can you please explain the reason why all Binfield conveyancing practitioners are not on all bank panels?
Banks tend to impose restrictions on either the nature or volume of conveyancing solicitors on their approved list of lawyers. Typical examples of such criteria being that the organisation must have two or more partners. As well as restricting the structure of firm, some lenders made a decision to limit the size of their panel they use to represent them. It is worth noting that mortgage companies have no accountability for the quality of service supplied by any Binfield property lawyer on their approved list. Property fraud was the main trigger for the rationalisation of conveyancing panels a few years ago even though there are opposing views concerning the extent of solicitor involvement in some of that fraud. Data published by HM Land Registry exposes that thousands of conveyancing practices only carry out a couple of conveyances a year. Those supporting conveyancing panel culls ask why conveyancing firms should have the right to be listed on a conveyancing panel when it is evident that property law is not their primary expertise?
We are about to exchange contracts for a leasehold flat in Binfield. We encountered a stumbling block. Our mortgage offer with Skipton Building Society expires on 2/10/2025 but the sellers are putting forward a completion date of 6/10/2025. Is it possible to extend the loan expiry date?
The person best placed to address this issue is your solicitors who is in a position to determine whether they should be discussing with the mortgage company, vendor’s lawyers, property agents or conceivably all parties based on the circumstances your house move as of today.
I need some quick conveyancing in Binfield as I am faced with a deadline to exchange contracts inside one month. A home loan is not required. Is it possible to decline from having conveyancing searches to save fees and time?
As you are are a cash buyer you are at free not to have searches conducted although no lawyer would advise that you don't. With plenty of history conveyancing in Binfield the following are instances of what can be revealed and adversely affect the marketability of the property: Enforcement Actions, Outstanding Fees, Overdue Grants, Railway Schemes,...
I have justbecome aware that Wolstenholmes have closed. They conducted my conveyancing in Binfield for a purchase of a leasehold apartment 10 months ago. How can I establish that the property is in my name in the name of the previous owner?
The quickest way to check if the premises is registered to you, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Binfield conveyancing specialists.
I am buying a new build house in Binfield with the aid of help to buy. The developers would not reduce the price so I negotiated 6k of fixtures and fittings instead. The house builders rep advised me not to tell my conveyancer about the extras as it would adversely affect my mortgage with the lender. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
In my capacity as executor for the will of my grandfather I am disposing of a residence in Neath but I am based in Binfield. My lawyer (who is 235 miles awayrequires that I sign a stat dec ahead of completion. Can you recommend a conveyancing solicitor in Binfield to attest this legal document for me?
Technically speaking you are not likely to be required to have the documents attested by a conveyancing solicitor. Ordinarily or notary public or solicitor will do regardless of whether they are Binfield based