My husband and I are approaching an exchange on a flat in Henley On Thames and my mum and dad have transferred the 10% deposit to my conveyancing practitioner. I am now advised that as the deposit has been received from someone other than me my solicitor needs to disclose this to my lender. Apparently, in also acting for the mortgage company he must advise them that the balance of the purchase price is coming from anyone other than me. I disclosed to the lender concerning my parents' contribution when I applied for the mortgage, so is it really necessary for him to raise this?
The property lawyer is legally required to check with lender to make sure that they know that the balance of the purchase price is not from your own resources. Your solicitor can only disclose this to your lender if you permit them to, failing which, your lawyer must cease to continue acting.
Can your site be used to recommend a Conveyancing solicitor in Henley On Thames even where I’m not buying or selling a house, for example if I intend to buy a shop in Henley On Thames with a loan from National Westminster Bank?
Our comparison service is primarily there to locate domestic conveyancing solicitors in Henley On Thames but we have listed at the end of this page a selection of Henley On Thames commercial conveyancing firms. You will need to enquire with the firm directly to check if they are also authorised to represent National Westminster Bank
My lender has suggested a law firm on their panel based in Henley On Thames but I would rather instruct a conveyancing lawyer in Henley On Thames or nearer to where I live. Can you assist?
Not all Henley On Thames conveyancing firms are listed all banks conveyancing panel. Use the above search tool to identify a Henley On Thames conveyancing firm on the on the lender panel.
I have recentlybeen informed that Wolstenholmes have been shut down. They carried out my conveyancing in Henley On Thames for a purchase of a leasehold flat 12 months ago. How can I establish that the property is registered correctly in the name of the former proprietor?
The easiest way to check if the premises is in your name, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Henley On Thames conveyancing specialists.
I decided to have a survey completed on a house in Henley On Thames prior to instructing conveyancers. I have been told that there is a flying freehold overhang to the house. Our surveyor advised that some mortgage companies tend not issue a loan on such a house.
It varies from the lender to lender. Lloyds has different instructions for example to Birmingham Midshires. Should you wish to telephone us we can look into this further via the appropriate mortgage company. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Henley On Thames. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Henley On Thames to see if the conveyancing costs will increase in light of this.
I am thinking of appointing a conveyancing solicitor in Henley On Thames for my house move. Is it possible to review a firm’s record with the profession’s regulator?
Members of the public may read presented Solicitor Regulator Association (SRA) decisions resulting from inquisitions from 2008 onwards. Visit Check a solicitor's record. To find information Pre 2008, or to check a firm's history, ring 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. For non-uk callers, call +44 (0)121 329 6800. The SRA could recorded call for training purposes.