All was ready to complete my purchase in Winnersh next Thursday. My conveyancing practitioner now wants me to supply her with proof of content and building insurance for the property as he says that he has to check this in his capacity as lawyer for the bank. What risks does the lender expect the insurance to cover?
Any lawyer on acting for mortgage companies would need to check that the following risks are covered fire; lightning; aircraft; explosion; earthquake; storm; flood; escape of water or oil; riot; malicious damage; theft or attempted theft; falling trees and branches and aerials; subsidence; heave;landslip;collision;accidental damage to underground services;professional fees, demolition and site clearance costs; and public liability to anyone else. There are some other issues such as the level of excess that are set out in a lender’s Part 2 instructions. These obligations are not unique to conveyancing in Winnersh.
I have 70 years remaining on my lease and require a lease extension for my flat in Winnersh. Conveyancing solicitors on the Tesco Bank panel can deal with such extensions correct?
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are obtaining a mortgage then your lender may insist that the lease be extended before competition. Tesco Bank have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 26/4/2025 the requirements read as follows :
I am downsizing from our house in Winnersh and the buyers lawyers are claiming that there is a possibility that the property was constructed land that was not decontaminated. A high street Winnersh lawyer would know that there is no such problem. For the life of me I don't know why the buyers used an internet conveyancing outfit rather than a conveyancing solicitor in Winnersh. Having lived in Winnersh for many years we know of no issue. Is it a good idea to contact our local Authority to get confirmation that the buyers are looking for.
It would appear that you have a conveyancing lawyer already. What do they say? You should check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same sickness)
I used Arc property Solicitors a few years past for my conveyancing in Winnersh. Now, I need the documents however the law firm has closed. What do I do?
You should contact the Solicitors Regulatory Authority (SRA) to assist in tracing your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Winnersh of the conveyancing firm of solicitors you previously instructed, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
We're FTB’s - agreed a price, but the property agent has warned us that the owners will only move forward if we use their recommended solicitors as they are insisting on an ‘expedited deal’. We would rather use a high street conveyancer used to conveyancing in Winnersh
We suspect that the owner is not behind this ultimatum. If they require ‘a quick sale', taking such a hostile approach to a motivated buyer is is going to put the whole deal at risk. Speak to the owners direct and make sure they comprehend that (a)you are keen to buy (b)you are ready to progress, with finances in place © you are chain free (d) you wish to move quickly (e)but you are going to instruct your own,trusted Winnersh conveyancing firm - not the ones that will earn their negotiator at the agency a kickback or meet his conveyancing figures set by corporate headquarters.
My partner is purchasing a leasehold flat in Winnersh. He was given a quote by the lawyer connected to the selling agents and it came to £1275 . It was seven years ago since I sold and purchased a house and the fee was £just under six hundred pounds. Have charges really increased to that extent?
You should call 3 or 4 local Winnersh conveyancing firms seeking estimates. You should base your choice not just on cost, but on promptness and on how comprehensive the response was.