I recently had an offer accepted on an apartment in Tadley. My mortgage broker suggested a conveyancing practitioner. I paid an on account payment of £225. Soon after, the property lawyer contacted me to say that they were not on the Kent Reliance conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Kent Reliance panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
I am selling my apartment. I had a double glazing fitted in July 2010, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's lender, Aldermore are being difficult. The Tadley solicitor who is on the Aldermore conveyancing panel is saying indemnity insurance will be fine but Aldermore are requiring a building regulation certificate. Why do Aldermore have a conveyancing panel if they don't accept advice from them?
It is probably the case that Aldermore have referred the matter to their valuer. The reason why Aldermore may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
After shopping around on the internet I have found a Tadley conveyancing practitioner having made sure that they are on the Skipton conveyancing panel. Does my lawyer arrange the survey of the property?
Skipton will need an independent valuation of the property. Your lawyer will not arrange this. Usually Skipton will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. Your solicitor will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by your Tadley postcode. As you are getting a mortgage with Skipton, you could contact them to see if they have a list of approved surveyors in Tadley.
I have todaybecome aware that Arc property Solicitors have been shut down. They carried out my conveyancing in Tadley for a purchase of a leasehold flat 18 months ago. How can I check that the property is registered correctly in the name of the previous owner?
The easiest way to see if the premises is registered to you, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Tadley conveyancing specialists.
I am looking for a leasehold apartment up to £245,000 and identified one round the corner in Tadley I like with amenity areas and station nearby, the downside is that it's only got 51 years unexpired on the lease. There is not much else in Tadley for this price, so just wondered if I would be making a grave error buying a lease with such few years left?
If you require a home loan the remaining unexpired lease term will be a potential deal breaker. Reduce the price by the anticipated lease extension will cost if it has not already been discounted. If the existing proprietor has owned the property for a minimum of twenty four months you could ask them to commence the lease extension formalities and pass it to you. You can add 90 years to the current lease and have £0 ground rent by law. You should consult your conveyancing lawyer concerning this matter.
How difficult is it to change firm as I have to find one who is on the Britannia conveyancing panel. I was using a local conveyancing solicitor in Tadley five minutes from me but he is not approved by Britannia
It would be our pleasure to assist you find a conveyancing solicitor in Tadley on the Britannia panel. Please note that the property lawyers that we list do not pay us a referral fee if you instruct them and are authorised and regulated by the Solicitors Regulation Authority who regulate all conveyancing solicitors in Tadley. Using the find a conveyancing solicitor tool on this site, you can contrast costs for conveyancing solicitors in Tadley and throughout England and Wales.
We are a fortnight into a leasehold purchase having been recommend to a firm by the selling agent to handle our conveyancing in Tadley. I am not happy. Can you you assist me in finding new conveyancers?
A lawyer would have to be very poor in order to consider replacing them. Has your loan offer been issued? If so you must make them aware of the new contact details and get the offer are issued to the new lawyers. Your new solicitor ideally should be on the mortgage company panel to avoid added costs and delays. That should be your starting point. Our find a solicitor tool should help you find a bank approved lawyer for your home move in Tadley
Would local authority consent be needed to change a house into multiple appartments in Tadley? This has occurred to a house opposite to a relative in Tadley and was ignorant of the conversion until it was done.
Planning Permission yes. Building Regulations yes.