My husband and I are buying a ground floor flat in Ladywood. My Conveyancer has never been on on the bank conveyancing list. Is it possible for me to continue with my Ladywood conveyancing solicitor notwithstanding that they are not on the lender panel?
Various options include
- Complete the purchase with your chosen Ladywood conveyancing practitioner but your mortgage company will need to appoint a solicitor on their approved panel. This will result in additional cost together with potential delay.
- Choose a fresh lawyer to conduct the conveyancing, ensuring that they are on the lender conveyancing panel.
- Convince your property lawyer to pull out all the stops to get listed on the lender’s conveyancing panel
We are purchasing a property and need a conveyancing solicitor in Ladywood who is on the Clydesdale conveyancing panel. Could you point me in the right direction as regards a firm?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Clydesdale . We don't recommend any particular firms conducting conveyancing in Ladywood.
What is the difference between a licensed conveyancer and conveyancing solicitor in Ladywood
There are many recorded licenced Conveyancers in Ladywood and Solicitor firms in Ladywood offering conveyancing We would stress that both are supervised by regulatory bodies with both specialising in the legal aspects of the home buying process. They may both also conduct associated property related work such as remortgage conveyancing, enfranchisement and transfer of equity conveyancing.
I am purchasing a terrace house in Ladywood. Our aim is to an extension at the rear at the property.Will the conveyancing process involve investigations to see if these alterations are prohibited?
Your property lawyer should review the deeds as conveyancing in Ladywood can sometimes reveal restrictions in the title documents which prohibit categories of changes or require the consent of another owner. Certain additions call for local authority planning permissions and approval under the building regulations. Some locations are designated conservation areas and special planning restrictions apply which often prevent or impact extensions. You should check these issues with a surveyor ahead of any purchase.
I have today made my last payment due on my mortgage with Skipton. I assume I don't need a Ladywood lawyer on the Skipton panel to remove the mortgage at the Land Registry. Am I right?
If you have finished paying off your Skipton mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Skipton mortgage from the register. Skipton, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Skipton has sent the Land Registry the discharge electronically, and
- Skipton has instructed the Land Registry to do so
Despite weeks of looking the Title Certificate and documents to my property can not be found. The solicitors who conducted the conveyancing in Ladywood 5 years ago no longer exist. What are my next steps?
These day there are copies made of almost everything, and your solicitor should know precisely where to locate all the appropriate paperwork so you may buy or dispose of your house without any difficulty. Where duplicates can’t be located, your conveyancer may be able to put in place insurance or indemnities against possible claims on your premises.
How does conveyancing in Ladywood differ for new build properties?
Most buyers of new build premises in Ladywood contact us having been asked by the housebuilder to sign contracts and commit to the purchase even before the residence is built. This is because builders in Ladywood typically purchase the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Ladywood or who has acted in the same development.
We're first time buyers - agreed a price, but the selling agent advised that the seller will only go ahead if we instruct the agent's chosen lawyers as they want a ‘quick sale’. Our preferred option is to instruct a family solicitor accustomed to conveyancing in Ladywood
It is unlikely the sellers are behind this. Should the owner want ‘a quick sale', turning down a genuine purchaser is going to damage their objectives. Speak to the vendors direct and make sure they comprehend that (a)you are keen to buy (b)you are excited to move forward, with finances in place © you are chain free (d) you intend to proceed fast (e)however you will continue to instruct your own,trusted Ladywood conveyancing solicitors - not the ones that will provide the negotiator at the agency a introducer fee or achieve conveyancing thresholds demanded by senior management.