Find a Lender-Approved Local Conveyancer in Ladywood

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Our lawyers are committed to delivering the best property conveyancing to Ladywood vendors and purchasers

Reasons to use our Ladywood conveyancing solicitors

  • 1 This site is the only site that enables you the ability to check that your property ownership legalities in Ladywood will be conducted by a property lawyer on your mortgage lender’s member panel.
  • 2 Cut price packages from online conveyancers might seem attractive. However, these companies are often based hundreds of miles away with little understanding of the factors that affect property transactions in Ladywood
  • 3 Chances are that the the solicitors for the other party have offices in Ladywood - if so sets of lawyers are likely to be on good working terms
  • 4 No matter what any other solicitors say it could be necessary to pop into your lawyer to sign legal papers. There are various parties with involved in a house sale without having to add the postman into the pot.
  • 5 Our site offers largest residential conveyancing directory service identifying bank approved property lawyers delivering conveyancing in Ladywood registered with the SRA or CLC.

Examples of recent conveyancing in Ladywood since June 2022*

Transfer

of terraced residence, Springfield Street, B18 7AU completing on 30/06/2022 at a price of £224,000. The conveyancing process included amongst the various tasks: sending the transfer to the seller for signature in readiness for completion, preparing statement detailing charges, sending title deeds and executed transfer to buyer’s solicitor

Conveyance

of apartment Mariner Avenue B16 9DL, purchased for £140,000. Leasehold conveyancing work included: drafting the sale agreement and Transfer, sending the transfer to the seller for execution in readiness for completion, agreeing completion date with parties

Acquisition

of apartment Townsend Way B1 2RT, purchased for £132,500. Leasehold conveyancing legalities included: drafting the sale agreement and Transfer, sending conveyancing papers to buyers representatives, preparing statement detailing charges

Transfer

of terraced residence, Selwyn Road, B16 0SJ completing on 13/07/2022 at a price of £645,000. The legal transfer of property included amongst the various tasks: dealing with appropriate requisitions and enquiries, preparing statement detailing charges, setting up the completion formalities

Recently asked questions about conveyancing in Ladywood

My partner and I are purchasing a new build duplex in Ladywood and my solicitor is informing me that she has to the mortgage company to disclose incentives from the developer. I am nearing the developer’s deadline to exchange contracts and I have no desire to delay deal. is my lawyer playing by the book?

You should not exchange unless you have been advised to do so by your lawyer. A precondition to being on a mortgage company panel is to comply with the UK Finance Lenders’ Handbook requirements. The CML Conveyancing Handbook requires that your lawyer have the appropriate Disclosure of Incentive form completed by the developer and accepted by your lender.

My lender has suggested a law firm on their panel based in Ladywood but I would rather choose a conveyancing lawyer in Ladywood or nearer to where I live. Can you help?

The minority of Ladywood conveyancing solicitors are approved and listed on all lender’s conveyancing panel. Use our find an approved solicitor tool to identify a Ladywood conveyancing solicitor on the on the mortgage company panel.

I am assisting my step-mother sell her house in Ladywood. Does the conveyancing solicitor order an EPC or do I organise this?

After the abolition of HIPs, energy assessments was left as a compulsory component of selling a property. An EPC must be commissioned prior to the property being placed on the market. It is not something that law firms normally organise. If you are instructing a Ladywood conveyancing practitioner they may be able to arrange energy performance certificates due to their contacts with long established Ladywood accredited person

I currently have a mortgage with Leeds Building Society for my property in Ladywood. Conveyancing was finalised 12 months ago. In the event that I decide to rent out my property and do not currently have a buy-to-let mortgage do I need to remortgage to a BTL mortgage or inform Leeds Building Society?

Leeds Building Society must be informed of your intention before renting your property as this is likely to be a breach of Leeds Building Society’s mortgage conditions. In many cases banks or building societies will permit you to let out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Leeds Building Society directly. It should not be necessary to do this via a Leeds Building Society conveyancing panel lawyer.

Having read lots of mortgage guides, I note that they all recommend that you should get your house surveyed prior to buying it. When I asked my local Ladywood solicitor - who is on the TSB conveyancing panel - on this she said they don't do this and I need to contract an independent surveyor. is that correct?

TSB will need an independent valuation of the property. Your lawyer will not arrange this. Usually TSB will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. Your conveyancer will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by your Ladywood postcode. As you are getting a mortgage with TSB, you could contact them to see if they have a list of approved surveyors in Ladywood.

We are purchasing a house and the conveyancer has referenced Chancel Repair to which the house could be liable as it falls into the area of such a church. She has suggested insurance. Is this really required for conveyancing in Ladywood

Unless a previous acquisition of the premises took place after 12 October 2013 you could take it that lawyers delivering conveyancing in Ladywood to continue to propose a a chancel search and or chancel repair liability insurance.

Are there frequently found defects that you see in leases for Ladywood properties?

There is nothing unique about leasehold conveyancing in Ladywood. Most leases are unique and drafting errors can sometimes mean that certain sections are not included. For example, if your lease is missing any of the following, it could be defective:

    Clauses dealing with recovering service charges for expenditure on the building or common parts. Service charge per centages that don't add up correctly leaving a shortfall

You could have a problem when selling your property if you have a defective lease primarily because it impacts on the ability to obtain a mortgage on the property. Santander, Bank of Scotland, and Britannia all have express requirements when it comes to what is expected in a lease. If a mortgage lender believes that the lease is problematic they may refuse to provide security, obliging the buyer to pull out.

Leasehold Conveyancing in Ladywood - Sample of Queries Prior to Purchasing

    Please note that where the lease has no more than eighty years it will impact the salability of the property. It is worth checking with your mortgage company that they are willing to go ahead with the loan given the lease term. Leases with less than 80 years remaining means that you will probably have to extend the lease at some point and you need to have some idea of what this would cost. Remember, in most cases you will need to own the premises for two years in order to be legally able to extend the lease. Make sure you find out if there is anything that is prohibited in the lease. For example it is very common in Ladywood leases that pets are not permitted in certain buildings in Ladywood. If you like the flatin Ladywood but your dog is not allowed to make the move with you then you will be faced hard determination.

I am purchasing a flat mortgage free. My solicitor has been given with 2 separate proof of photo identification, bank statement, numerous utility bills. Now he wants a copy from a probate lawyer stating that the funds are legitimate and that it has come from inheritance and not dealing E's in Ibiza.

For some years now requires conveyancing solicitors as well as banks, building societies and other financial institutes to obtain satisfactory evidence of the identity of the client. This is because solicitors who deal with money and property on behalf of their clients can be used by criminals wishing to launder money. In order to comply with the law of money laundering, your Ladywood conveyancing lawyer will need to obtain evidence of your identity as as well as make sure that your funds are legitimate.

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Residential Landlord and Tenant Conveyancing solicitors in Ladywood

The firms listed below are a non-comprehensive list of solicitors in Ladywood with expertise in landlord and tenant law and on the regulations governing different types of tenancies. This could include advice on Rent Act Protected, Assured and Assured Shorthold tenancies

  • City Law Practice Solicitors Ltd, 73 Francis Road, Edgbaston, Birmingham, West Midlands, B16 8SP
  • Chambers Solicitors, 2nd Floor, 3 Brindley Place, Birmingham, West Midlands, B1 2JB
  • Vicarage Court Solicitors Limited, 5 Vicarage Road, Edgbaston, Birmingham, West Midlands, B15 3ES
  • Davisons Solicitors Limited, Sycamore House, 54 Calthorpe Road, Edgbaston, Birmingham, West Midlands, B15 1TH
  • The Birmingham Legal Partnership Limited, 15 Highfield Road, Edgbaston, Birmingham, West Midlands, B15 3DU

Commercial Conveyancing solicitors in Ladywood regulated by the SRA

The firms listed below are a small selection of solicitors in Ladywood practicing in commercial conveyancing in Ladywood. This will likely include advice on granting a lease to a commercial tenant
  • Ferdinand Kelly Legal Limited, 96 Broad Street, Birmingham, West Midlands, B15 1AU
  • Vicarage Court Solicitors Limited, 5 Vicarage Road, Edgbaston, Birmingham, West Midlands, B15 3ES
  • Davisons Solicitors Limited, Sycamore House, 54 Calthorpe Road, Edgbaston, Birmingham, West Midlands, B15 1TH
  • Equal Pay Store Llp, 53 Calthorpe Road, Edgbaston, Birmingham, West Midlands, B15 1TH
  • The Birmingham Legal Partnership Limited, 15 Highfield Road, Edgbaston, Birmingham, West Midlands, B15 3DU

Residential Licensed Conveyancers in Ladywood regulated by the CLC

Please be aware that the listed conveyancers do not limit their work for conveyancing in Ladywood but also conveyancing throughout England and Wales.
  • Seymour Luke Limited, 22 Islington Row Middleway, B15 1LD
  • Midland Property Lawyers Ltd, 419 Bearwood Road, B66 4DF
  • John Wilson & Co, 31 Raddlebarn Road, B29 6HH
  • Kapasi & Co, 1st Floor, B69 4DT
  • Northwood Banks & Co Ltd, 1600 Coventry Road, B26 1AL

*Source acknowledgement: House price data produced by Land Registry as well data supplied by Lexsure Ltd.

© Crown copyright material is reproduced with the permission of Land Registry under delegated authority from the Controller of HMSO.