I am getting a mortgage with Halifax. I intend to retain the legal services of a Licensed Conveyancer in Handsworth. Does the Halifax Solicitor panel exclude conveyancers regulated by the CLC?
The Halifax approved solicitor list is, like many other lenders, associated to the CML or BSA, open to Licensed Conveyancers regulated by the Council of Licensed Conveyancers.
We are acquiring our first house. The property lawyer has e-mailedto enquire if we wish to order extra conveyancing searches. We are really unsure what's appropriate for conveyancing in Handsworth
The quantity and type of Handsworth conveyancing searches depends primarily on the property, the location, the likelihood of any of these risks, your knowledge of the area and risks, your overall attitude to risk. What matters is that you properly understand what information the searches could provide. You may then make a decision if you personally think you need that search. If uncertain, ask your solicitor to explain.
We are selling our house in Handsworth. Does the conveyancing practitioner have to be on the TSB conveyancing panel in order to deal with redeeming my mortgage?
Ordinarily, even if your lawyer is not on the TSB conveyancing panel they can still act for you on your sale. It might be that the lender will not release the original deeds (if applicable and increasingly irrelevant) until after the mortgage is paid off. You should speak to your lawyer directly before you start the process though to ensure that there is no problem as lenders are changing their requirements fairly frequently at the moment.
Just had an offer accepted on a new build flat in Handsworth. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.
Here is a sample of a few leasehold new build questions that you should expect your new-build leasehold conveyancing in Handsworth
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Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? Please supply evidence that the form of Lease proposed has been approved by the Land Registry. Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents.
I opted to have a survey completed on a house in Handsworth prior to appointing solicitors. I have been advised that there is a flying freehold overhang to the house. My surveyor advised that some lenders tend refuse to give a mortgage on a flying freehold property.
It depends who your proposed lender is. Bank of Scotland has different instructions for example to Halifax. Should you wish to telephone us we can check via the relevant bank. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Handsworth. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Handsworth to see if the conveyancing will be more expensive.
Is it possible to switch conveyancer as I have to find a firm on the Chelsea Building Society conveyancing list. I had appointed a local conveyancing solicitor in Handsworth round the corner but he is not approved by Chelsea Building Society
It would be our pleasure to assist you find a conveyancing solicitor in Handsworth on the Chelsea Building Society panel. Please note that the property lawyers that we list do not pay us a referral fee if you instruct them and are fully regulated by the Solicitors Regulation Authority who regulate all conveyancing solicitors in Handsworth. Using the find a conveyancing solicitor tool on this website, you can contrast costs for conveyancing solicitors in Handsworth and throughout England and Wales.