My lawyer has identified a a problem with the lease for the apartment we are buying in Birmingham. The seller’s lawyers have put forward title insurance as a workaround. We are happy with insurance and will pay for it. Our property lawyer has advised that he must ensure that the mortgage company is happy with this solution. Who is the client here, us or the lender?
Even though you have a mortgage offer from the lender does not mean to say that the property will meet their specifications for the purposes of a mortgage. Your lawyer has to ensure that the lease has to comply with the UK Finance Lenders’ Handbook specifications. You and the bank are the client. These conveyancing instructions must be adhered to.
A friend recommended that where I am buying in Birmingham I should ask my conveyancer to execute a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?
A search of this type is usually included in the estimate for your Birmingham conveyancing searches. It is not a small report of about 40 pages, listing and detailing important information about Birmingham around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average House Prices, Crime details, Birmingham Education with maps and statistics, Local Amenities and other useful information about Birmingham.
I have todaybeen informed that Wolstenholmes have been shut down. They conducted my conveyancing in Birmingham for a purchase of a leasehold apartment 10 months ago. How can I be sure that my home is in my name in the name of the former proprietor?
The easiest method to see if the premises is in your name, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Birmingham conveyancing specialists.
What makes your site different to alternative internet conveyancing solicitors when it comes to conveyancing in Birmingham?
At this site receive a conveyancing quote via a Solicitor or Licensed Conveyancer that appreciates the nuances of your conveyancing in Birmingham. As opposed to estate agents and brokerage sites we do not charge firms a commission if you select them for your home move in Birmingham
I am using a search engine for the term conveyancing in Birmingham it brings up numerous property lawyerslocally. How do I determine which is the suitable solicitor for my move?
The best way of choosing the right conveyancer is via trusted testimonial, so enquire of friends and those you trust who have bought a property in Birmingham or the respected estate agent or financial adviser. Charges for conveyancing in Birmingham vary, so it's a good idea to secure a minimum of four fee calculations from varying types of companies. Make sure that you clarify what costs in the quote includes.
I pay a service charge for my ground floor flat in Birmingham. As a result of flawed financial planning I slipped into arrears with remittance. The management company agreed a payment schedule but there remains two outstanding at the current time.
I am under pressure to sell and I am nervous that this will hold me back if I have to pay off the arrears now. I'd like to sell up and then repay the arrears from the proceeds - is this viable?
Your property lawyer should be able to negotiate with the management company, with a new to seeing if they would accept payment out of the sale proceeds. Here is an example of why it might be good to select a property lawyer in Birmingham as they are likely to enjoy a strong line of communication with the parties.