I am getting a mortgage with Halifax. My intention is to use a Licensed Conveyancer in Dudley. Does the Halifax Conveyancing panel allow for conveyancers regulated by the CLC?
The Halifax conveyancing panel is, like many other lenders, represented by the Council or Mortgage Lenders or BSA, open to Licensed Conveyancers regulated by the Council of Licensed Conveyancers.
We note that you have a post code search directory identifying firms on the Kent Reliance conveyancing panel. Do companies pay you a referral fee if I appoint them for our own conveyancing in Dudley?
We are a listing service only for law firms wishing to communicate if they are on the Kent Reliance conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Dudley.
We are expecting a mortgage offer soon. The bank mentioned the loan came with free conveyancing. Does this mean I have to use their panel conveyancer as I would prefer to instruct a Dudley based conveyancing firm?
You should check but the chances are that allocate you one of their panel lawyers if you take up the "fee-free" incentive. Contact the lender and explore if they allow a monetary alternative. Some lenders have previously offered a £250 cashback as an alternative in which case that money can go towards the cost for your conveyancing solicitor near Dudley.
I have paid off my mortgage with Skipton. I assume I don't need a Dudley lawyer on the Skipton panel to discharge the mortgage at the Land Registry. Am I right?
If you have finished paying off your Skipton mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Skipton mortgage from the register. Skipton, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Skipton has sent the Land Registry the discharge electronically, and
- Skipton has instructed the Land Registry to do so
Intending to buy a apartment in Dudley. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Lender if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the HSBC conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Dudley conveyancing practitioner is on the HSBC conveyancing panel.
UBS have agreed my home loan in principle, my offer on a house in Dudley has been agreed to, what happens next?
Your estate agent will wish to be informed of your lawyer's details (ensure that the conveyancers are on the lender’s approved list). Telephone UBS or your broker and complete any appropriate paperwork. UBS will sellect a valuer who will get in contact with the estate agent or owners to schedule an appointment. Once carried out (assuming no problems) it takes about ten days for the mortgage offer to be issued. UBS will issue the offer to you and your solicitors. The transaction will then take it’s course according the nature and complexity of the conveyancing in Dudley.
In my capacity as executor for the will of my father I am selling a residence in Neath but live in Dudley. My conveyancer (who is 300 kilometers awayneeds me to sign a statutory declaration ahead of completion. Can you recommend a conveyancing solicitor in Dudley to attest this legal document for me?
Technically speaking you are unlikely to be required to have the documents attested by a conveyancing solicitor. Ordinarily or notary public or qualified solicitor will suffice regardless of whether they are located in Dudley
I am on look out for some leasehold conveyancing in Dudley. Before I set the wheels in motion I want to be sure as to the remaining lease term.
If the lease is recorded at the land registry - and most are in Dudley - then the leasehold title will always include the basic details of the lease, namely the date; the term; and the original parties. From a conveyancing perspective such details then enable any prospective buyer and lender to confirm that any lease they are looking at is the one relevant to that title. For any other purpose, such as confirming how long the term was granted for and calculating what is left, then the register should be sufficient on it's own.
I inherited a garden flat in Dudley, conveyancing was carried out 4 years ago. Can you work out an approximate cost of a lease extension? Equivalent flats in Dudley with a long lease are worth £201,000. The ground rent is £45 levied per year. The lease finishes on 21st October 2089
With 64 years left to run we estimate the premium for your lease extension to span between £15,200 and £17,600 as well as plus your own and the landlord's "reasonable" professional fees.
The figure above a general guide to costs for renewing a lease, but we cannot give you a more accurate figure without more detailed investigations. Do not use the figures in a Notice of Claim or as an informal offer. There are no doubt additional issues that need to be considered and you obviously should be as accurate as possible in your negotiations. Please do not move forward based on this information before seeking the advice of a professional.