It is a dozen years since I acquired my home in Kings Heath. Conveyancing solicitors have recently been instructed on the sale but I can't track down my deeds. Is this a problem?
You need not be too concerned. Firstly the deeds may be kept by your lender or they may be in the possession of the solicitor who oversaw the purchase. Secondly in most cases the property will be registered at the land registry and you will be able to prove you are the registered owner by your conveyancing solicitors obtaining current official copies of the land registers. The vast majority of conveyancing in Kings Heath involves registered property but in the unlikely event that your property is not registered it is more problematic but is not insurmountable.
We're in Kings Heath, FTBs purchasing with a mortgage (lender is Principality , and our solicitor is on the Principality conveyancing panel). How long should the conveyancing process take?
The fact that your lawyer is on the Principality conveyancing panel is a help. It would almost certainly delay matters if they were not. However, no solicitor should guarantee a timeframe for your conveyancing, due to third parties outside of your control such as delays caused by lenders,conveyancing search providers or by the other side’s solicitors. The time taken is often determined by the number of parties in a chain.
My wife and I are intent on selling our home in Kings Heath and according to the buyers it appears that there is a possibility that the property was built land that was not decontaminated. A high street Kings Heath conveyancer would know that there is no such problem. It does beg the question why the buyers used a web based conveyancing practice rather than a conveyancing solicitor in Kings Heath. Having lived in Kings Heath for 4 years we know of no issue. Is it a good idea to contact our local Authority to seek clarification that there is no issue.
It sounds as though you may have a conveyancing firm currently acting for you. What do they say? You need to check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same sickness)
I am looking to sell my house. My former solicitors have shut. I am in need of a recommendation of a conveyancing firm. I happen to live in Kings Heath if that affects matters.
Please use our search tool to help you find a solicitor for your conveyancing in Kings Heath. We have connected thousands of home buyers and sellers with lender approved solicitors to ensure that the legalities of their house move goes with a minimum of fuss.
I need to find a conveyancing solicitor for remortgage conveyancing in Kings Heath. I've chance upon a web site which seems to have the ideal offering If it is possible to get all this stuff completed via phone that would be preferable. Should I be wary? What should out be looking out for?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
What makes a Kings Heath lease defective?
Leasehold conveyancing in Kings Heath is not unique. All leases are drafted differently and legal mistakes in the legal wording can sometimes mean that certain provisions are not included. The following missing provisions could result in a defective lease:
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Insurance obligations Clauses dealing with recovering service charges for expenditure on the building or common parts.
You will have a problem when selling your property if you have a defective lease as they can affect a potential buyer’s ability to obtain a mortgage. Yorkshire Building Society, The Royal Bank of Scotland, and Bank of Ireland all have very detailed conveyancing instructions when it comes to what is expected in a lease. Where a lender has been advised by their lawyers that the lease is problematic they may refuse to provide security, obliging the buyer to withdraw.
I invested in buying a leasehold flat in Kings Heath, conveyancing having been completed November 2010. How much will my lease extension cost? Corresponding properties in Kings Heath with over 90 years remaining are worth £265,000. The average or mid-range amount of ground rent is £50 yearly. The lease ends on 21st October 2097
With 76 years remaining on your lease we estimate the premium for your lease extension to span between £8,600 and £9,800 plus legals.
The suggested premium range above a general guide to costs for renewing a lease, but we cannot give you the actual costs in the absence of comprehensive due diligence. Do not use this information in tribunal or court proceedings. There may be other issues that need to be considered and you obviously should be as accurate as possible in your negotiations. You should not take any other action based on this information without first getting professional advice.