My partner and I have just purchased a house in Havering. We have since encountered a number of issues with the property which we believe were overlooked in the conveyancing searches. Is there anything we can do? What searches should? have been carried out for conveyancing in Havering?
The query is not clear as to the nature of the problems and if they are specific to conveyancing in Havering. Conveyancing searches and investigations undertaken during the buying process are carried out to help avoid problems. As part of the legal transfer of property, a seller completes a questionnaire known as a SPIF. If the information provided is inaccurate, you could possibly take legal action against the owner for any losses that you have suffered. The survey should have identified any problems with the structure of the property. Assuming a detailed survey was carried out and the issues were not identified, you may have a claim against the surveyor. However, if you did not have a full survey, you may be responsible for fixing any defects that have now been noted. We would always encourage buyers to take every possible step to ensure they are completely aware of the condition of a property before purchase regardless of whether they are buying in Havering.
How up to date is your database of Havering solicitors on the TSB conveyancing panel? Do TSB send you an updated list?
Havering conveyancing firms themselves provide us confirmation that they are on the TSB conveyancing panel as opposed to being supplied with a list from TSB directly.
What is the difference between a licensed conveyancer and conveyancing solicitor in Havering
There are many registered licenced Conveyancers in Havering and Solicitor practices in Havering who can assist with your conveyancing We would stress that both are regulated professionals specialising in the legal work in transferring property. They may both also handle associated property related work such as remortgage conveyancing, enfranchisement and transfer of equity conveyancing.
Forgive me if this question is silly but I am wet behind the ears as a 1st time purchaser of a garden flat in Havering. Do I pick up the keys to the premises on the completion date from my lawyer? If this is the case, I will use a local conveyancing solicitor in Havering?
There is no need to visit the lawyers office on the day of completion. Your solicitors will transfer the purchase money to the vendor’s lawyers, and once they have received this, you should be called to receive the keys from the property Agents and start moving into the property. This tends to happen early afternoon.
My wife and I are in the process of looking at flats in Havering and I am now considering a potential offer. Should I already have a lawyer appointed at this stage? I will be getting a home loan with Nottingham.
It would be sensible to instigate your search sooner rather than later. After you have chosen your lawyer and once your offer is accepted you can instruct them to work for you and forward their details on to the selling agent. Given that you are getting a mortgage with Nottingham, make sure you remember to check that your lawyer is on the Nottingham conveyancing panel.
Are there restrictive covenants that are commonly identified as part of conveyancing in Havering?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the process of conveyancing in Havering. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
I am purchasing a new build house in Havering with a loan from Virgin Money. The developers refused to budge the price so I negotiated 6k of additionals instead. The property agent advised me not reveal to my lawyer about the extras as it would impact my loan with Virgin Money. Is this normal?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I am selling my property. My previous solicitors has retired. I would be grateful for any recommendation of a conveyancing firm. Im based in Havering if that makes a difference.
Do use our search tool to help you choose a solicitor for your conveyancing in Havering. We have connected thousands of home buyers and sellers with regulated solicitors to ensure that the legalities of their house move runs with a minimum of fuss.