Despite weeks of looking the Title Certificate and documents to my house are lost. The conveyancers who handled the conveyancing in Hornchurch 4 years ago no longer exist. What do I do?
You no longer need to have the physical deeds to prove you own the land or property, given that the Land Registry hold details of all registered land or property electronically.
I decided to have a survey completed on a house in Hornchurch ahead of appointing conveyancers. I have been informed that there is a flying freehold element to the property. The surveyor has said that some banks may not grant a loan on this type of house.
It varies from the lender to lender. Santander has different requirements from Nationwide. If you e-mail us we can check with the appropriate lender. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Hornchurch. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Hornchurch to see if the conveyancing will be more expensive.
How simple is it to use your search app to find a conveyancing practitioner in Hornchurch on the authorised to act for my mortgage?
Step one is to pick a lender such as Nationwide Building Society, Norwich and Peterborough Building Society or Aldermore then choose your location such as Hornchurch. Conveyancing firms in Hornchurch and across England and Wales will then be listed.
My father-in-law has encouraged me to use his conveyancers in Hornchurch. Should I use them?
No doubt the best way to choose a conveyancing practitioner is to get feedback from friends or family who have actually used the solicitor that you are are thinking of instructing.
Last January I purchased a leasehold property in Hornchurch. Do I have any liability for service charges for periods before my ownership?
In a situation where the service charge has already been demanded from the previous owner and they have not paid you would not usually be personally liable for the arrears. However, your landlord may still be able to take action to forfeit the lease. It is an essential part of leasehold conveyancing for your conveyancer to ensure to have an up to date clear service charge receipt before completion of your purchase. If you have a mortgage this is likely to be a requirement of your lender.
If you purchase part way through an accounting year you may be liable for charges not yet demanded even if they relate to a period prior to your purchase. In such circumstances your conveyancer would normally arrange for the seller to set aside some money to cover their part of the period (usually called a service charge retention).
We have reached the end of our tether in trying to purchase the freehold in Hornchurch. Can the Leasehold Valuation Tribunal adjudicate on premiums?
Where there is a missing landlord or if there is dispute about what the lease extension should cost, under the Leasehold Reform, Housing and Urban Development Act 1993 you can apply to the LVT to decide the sum to be paid.
An example of a Lease Extension decision for a Hornchurch property is 37 Lodge Court High Street in November 2013. the decision of the LVT was that the premium to be paid for the new lease was £25,559 This case was in relation to 1 flat. The unexpired residue of the current lease was 57.5 years.
I am purchasing a house and require a conveyancing solicitor in Hornchurch who is on the mortgage company approved panel. Could you point me in the right direction as regards a Hornchurch conveyancing firm?
Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for the mortgage company who do conveyancing in Hornchurch. We dont recommend any particular solicitor.