It has come to my attention via my estate agent that my Hornchurch the law firm I have appointed is not on the lender Conveyancing panel. How can I check?
The first thing you need to do is to call your Hornchurch conveyancer. You lawyer should notify you of the situation. If they are not on the panel they could put your in touch with solicitors on the conveyancing panel for your mortgage company.
It is a dozen years since I bought my home in Hornchurch. Conveyancing lawyers have now been retained on the sale but I can't track down the title documents. Will this jeopardise the sale?
Don’t worry too much. Firstly there is a possibility that the deeds will be retained by the lender or they could be in the possession of the solicitor who acted in the purchase. Secondly the likelihood is that the land will be recorded at the land registry and you will be able to establish that you are the registered owner by your conveyancing solicitors obtaining current official copies of the land registers. The vast majority of conveyancing in Hornchurch relates to registered property but in the unlikely event that your home is unregistered it is more tricky but is not insurmountable.
I used Wolstenholmes a few years past for my conveyancing in Hornchurch. Now, I need the files but the law firm has closed. What do I do?
Do contact the Solicitors Regulatory Authority (SRA) to assist in tracking down your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Hornchurch of the conveyancing firm of solicitors you previously hired, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
Just had an offer accepted on a new build apartment in Hornchurch. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.
Here are examples of a few leasehold new build enquiries that you can expect your new-build leasehold conveyancing in Hornchurch
Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease. Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. Please provide evidence that the form of Lease proposed has been approved by the Land Registry.
I opted to have a survey completed on a house in Hornchurch before retaining solicitors. I have been told that there is a flying freehold aspect to the house. Our surveyor has said that some lenders may not issue a mortgage on this type of premises.
It varies from the lender to lender. Lloyds has different instructions for example to Nationwide. If you e-mail us we can check via the appropriate lender. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Hornchurch. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Hornchurch to see if the conveyancing costs will increase in light of this.
I am using a search engine for the words cheap conveyancing in Hornchurch it reveals many conveyancerslocally. With so much choice what is the best way to find the right conveyancing solicitor for the sale of my house?
The ideal method of choosing a suitable conveyancer is via trusted recommendation, so ask colleagues and relatives who have purchased a property in Hornchurch or the local estate agent or mortgage broker. Costs for conveyancing in Hornchurch vary, so it's sensible to obtain at least three estimates from different conveyancers. Be sure to obtain confirmation that the fees are fixed.