We just had an offer accepted to purchase with Norwich and Peterborough Building Society. I dropped in a few local practices yet am unable to find a Hornchurch conveyancing firm on the Norwich and Peterborough Building Society panel. Can you assist?
You should make the most of the search tool on this site. Pick the lender and type Hornchurch or your preferred area and you will be presented with a number of lawyer based in Hornchurch or near you.
I am planning to move home in November. Will my conveyancing solicitor call the removal company on the completion day. On a separate note, can you recommend a removal company in Hornchurch. Conveyancing lawyer was chosen prior to coming across this page.
On the afternoon of completion you can collect the house keys from the selling agent but this can only be done when the sellers solicitors confirm to the agent that they have the completion monies and the keys can be released. You can inform the removal company that you are ready to move in. We are not in a position to recommend a specific removal company but can assist you in choosing a residential property solicitor in Hornchurch or a solicitor with expertise in conveyancing in Hornchurch.
We are purchasing a detached bungalow in Hornchurch. The intention is to carry out an extension to the side at the house.Will the conveyancing process involve investigations to determine if these works are prohibited?
Your solicitor will check the deeds as conveyancing in Hornchurch will occasionally identify restrictions in the title documents which prohibit categories of alterations or need the permission of a 3rd party. Many extensions need local authority planning permissions and approval under the building regulations. Many areas are designated conservation areas and special planning restrictions apply which frequently prevent or impact extensions. It would be prudent to check these issues with a surveyor prior to committing yourself to a purchase.
I can not fathom if my bank obliges me to make sure the lease term for the flat is extended prior to the completion date. I have telephoned my Hornchurch bank branch on various occasions and was informed it wasn't an issue and they will lend. My Hornchurch conveyancing solicitor - who is on the bank conveyancing panel- telephoned and was told they refuse to lend in accordance with their published requirements. I simply don't know who is right.
As long as the conveyancing practitioner is on the mortgage company approved list, she or he must adhere to the Council of Mortgage Lenders’ Handbook requirements for the bank. Unless your lawyer obtains specific confirmation in writing that the lender will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the bank to contact your lawyer in writing confirming that they will accept the number of years remaining.
A friend advised me that where I am buying in Hornchurch I should carry out a Neighbourhood, Planning and Local Amenity Search. What does it cover?
This is a search is occasionally included in the estimate for your Hornchurch conveyancing searches. It is not a small document of about 40 pages, listing and setting out significant information about Hornchurch around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Hornchurch Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average House Prices, Crime statistics, Hornchurch Education with maps and statistics, Local Amenities and other useful data regarding Hornchurch.
Just had an offer accepted on a new build flat in Hornchurch. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.
Set out below is a sample of a few leasehold new build questions that you may expect your new-build leasehold conveyancing in Hornchurch
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Forfeiture - bankruptcy or liquidation must not apply under this provision. Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease. Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal.
Yesterday I discovered that there is a flying freehold issue on a house I have offered on last month in what was supposed to be a quick, chain free conveyancing. Hornchurch is where the house is located. What do you suggest?
Flying freeholds in Hornchurch are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Hornchurch you would need to get your solicitor to go through the deeds very carefully. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Hornchurch may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
I have just had an offer accepted on an apartment in Hornchurch and the mortgage adviser that we are dealing with recommended his solicitor. She quoted £800 including VAT and 3rd party costs. Does this sound steep?
Don't just go on a single quote. You should seek like-for-like quotes for your conveyancing in Hornchurch. Then pick one that you are comfortable with and crucially, is on the approved panel of the mortgage company that you are sourcing your mortgage from.