Having spent time scouring online forums for a recommended lawyer in Chase Cross, most say that I must look for a CQS accredited solicitor. Can you explain what CQS is?
Chase Cross Conveyancing Quality Scheme solicitors have achieved accreditation under the Law Society's Scheme (CQS) The Law Society introduced CQS to establish evidence of quality standards in the home buying process. CQS enables buyers and sellers to recognise practices that provide a quality residential conveyancing. Chase Cross is one of locations in England and Wales in which CQS have offices. The scheme requires law firms to undergo a strict assessment, compulsory training, self-reporting, random audits and annual reviews in order to maintain CQS status. It is open only to members of the Law Society who meet the demanding standards set by the scheme and has the support of the Legal Ombudsman.
Are all Chase Cross Conveyancing Quality Solicitors on the Skipton conveyancing list of approved solicitors?
A selection of lenders now utilise the accreditation scheme as the starting point for Panel approval such as HSBC and Santander. The Law Society’s CQS membership however gives no guarantee to lender panel acceptance. Nevertheless,the CML have indicated that it is likely to become a pre-requisite for solicitor practices wishing to join their approved list of firms.
I have today made my last payment due on my mortgage with Co-operative. I assume I don't need a Chase Cross solicitor on the Co-operative panel to discharge the mortgage at the Land Registry. Please confirm.
If you have finished paying off your Co-operative mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Co-operative mortgage from the register. Co-operative, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Co-operative has sent the Land Registry the discharge electronically, and
- Co-operative has instructed the Land Registry to do so
I currently have a mortgage with Virgin Money for my property in Chase Cross. Conveyancing was finalised 12 months ago. In the event that I decide to rent out the flat and do not currently have a buy-to-let mortgage do I need to remortgage to a buy-to-let mortgage or inform Virgin Money?
Virgin Money must be informed of your intention prior to renting your property as this is likely to be a breach of Virgin Money’s mortgage conditions. It may be that Virgin Money will permit you to let out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Virgin Money directly. You need not do this via a Virgin Money conveyancing panel firm.
I've recently found out that there is a flying freehold issue on a house I put an offer in a fortnight ago in what was supposed to be a quick, no chain conveyancing. Chase Cross is where the house is located. Can you shed any light on this issue?
Flying freeholds in Chase Cross are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Chase Cross you must be sure that your lawyer goes through the deeds diligently. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Chase Cross may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
Given that I will soon spend £400,000 on a two bedroom apartment in Chase Cross I wish to talk to a conveyancer about myconveyancing prior to appointing the firm. Is this something that you can arrange?
We could not agree more - it is our preference to talk to you we do not take any clients on without you speaking to the lawyer due to be conducting your conveyancing in Chase Cross.There is no ‘factory style conveyancing’ - every client is an important person, not a matter number. The law firms that we put you in touch with believe that the fees you are provided with for your conveyancing in Chase Cross should be the figure that you end up paying.
I am using a search engine for the term on line conveyancing in Chase Cross it brings up numerous solicitorsin the vicinity. With so much choice what is the best way to find the right solicitor for my move?
The preferential way of finding a suitable conveyancer is via trusted recommendation, so seek the counsel of friends and relatives who have acquired a property in Chase Cross or the reputable estate agent or mortgage broker. Charges for conveyancing in Chase Cross vary, so it's sensible to request at least four quotes from different property lawyers. Dont forget to clarify what costs in the quote includes.
I have just appointed agents to market my basement flat in Chase Cross. Conveyancing lawyers have not yet been instructed, but I have just received a quarterly service charge invoice – what should I do?
It best that you pay the invoice as usual because all ground rent and maintenance charges should be allotted on completion, so you should recover the relevant percentage by the purchaser for the period running from after the completion date to the subsequent invoice date. Most managing agents will not acknowledge the buyer unless the service charges have been paid and are up to date, so it is important for both buyer and seller for the seller to show that they are up to date. This will smooth the conveyancing process.
I have given up trying to purchase the freehold in Chase Cross. Can this matter be resolved via the Leasehold Valuation Tribunal?
Most certainly. We can put you in touch with a Chase Cross conveyancing firm who can help.
An example of a Lease Extension case for a Chase Cross residence is 37 Lodge Court High Street in November 2013. the decision of the LVT was that the premium to be paid for the new lease was £25,559 This case affected 1 flat. The unexpired residue of the current lease was 57.5 years.