Much to our surprise we have been told by our broker that my Chase Cross solicitor is not on the lender Conveyancing panel. What can I do to check?
You need to call your Chase Cross lawyer directly. It is reasonable to expect your lawyer to notify you of the situation. Where they are not on the panel they may be able to suggest a Chase Cross conveyancing firm that is on the conveyancing panel for your bank.
Our conveyancer has uncovered a a problem with the lease for the property we are buying in Chase Cross. The other side have put forward defective title insurance as a workaround. We are happy with insurance and will cover the costs. Our property lawyer has advised that he must be satisfied that the bank is willing to move forward with this solution. Who is the client here, us or the lender?
The short answer to your last question is that, notwithstanding the potential for a conflict of interest, you and the mortgage company are the client. Your conveyancing practitioner must comply with the UK Finance Lenders’ Handbook conditions. The UK Finance Lenders’ Handbook conditions require your lawyer to disclose issues such as defects with the lease so that the bank can be afforded the opportunity to check with their valuer as to the extent that the value of the property is affected. Should you refuse to allow your lawyer to make the appropriate notification then your solicitor will have no choice but to discontinue acting for you.
We are aiming to move property in September. Will my conveyancing solicitor liaise with the removal company on the completion day. Incidentally, can you suggest a removal company in Chase Cross. Conveyancing solicitor was chosen before I stumbled across this page.
On the day of completion you will need to pick up the house keys from your selling agent however this should only occur once the sellers lawyers advise the agent that they acknowledge receipt of the completion payment and the keys can be collected. Subsequently you can advise the removal company that they can start moving you in. We do not suggest a particular removal company but can help you locate a conveyancing in Chase Cross or a lawyer that specialises in conveyancing in Chase Cross.
Is it the case that all Chase Cross CQS (Conveyancing Quality Scheme) solicitors are on the Nottingham conveyancing panel?
A selection of lenders now make use of CQS as the starting point for Panel approval such as HSBC and Santander. The Law Society’s CQS membership however is no guarantee to lender panel acceptance. That being said,the CML have indicated that it is likely to become a pre-requisite for firms wishing to remain on their approved list of firms.
I am due to exchange contracts on my house. I had a double glazing fitted in June 2010, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s lender, UBS are being a right pain. The Chase Cross solicitor who is on the UBS conveyancing panel is recommending indemnity insurance as a solution but UBS are requiring a building regulation certificate. Why do UBS have a conveyancing panel if they don't accept advice from them?
It is probably the case that UBS have referred the matter to their valuer. The reason why UBS may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
The deeds to our property can not be found. The conveyancers who handled the conveyancing in Chase Cross 4 years ago have long since closed. What are my options?
Assuming you have a registered title the information relating to your proprietorship will be retained by the Land Registry with a Title Number. It is possible to execute a search at the Land Registry, identify your property and get up to date copies of the Registered Entries for a small fee. Where the property is Leasehold then the Land Registry will also normally retain a certified copy of the Registered Lease and again, a copy can be retrieved for a small fee.
My husband and I are first time buyers - agreed a price, but the property agent informed us that the seller will only go ahead if we appoint the agent's recommended lawyers as they are insisting on an ‘expedited deal’. My instinct tells me that we should use a high street conveyancer with experience of conveyancing in Chase Cross
It is highly unlikely the owners are behind this. Should the owner desire ‘a quick sale', taking such a hostile approach to a motivated purchaser is likely to cause more damage than good. Bypass the agents and go straight to the owners and explain that (a)you are serious purchasers (b)you are ready to go, with mortgage lined up © you do not need to sell (d) you wish to move quickly (e)however you will continue to appoint your own,trusted Chase Cross conveyancing lawyers - rather thanthe ones that will give the negotiator at the agency a introducer fee or meet his conveyancing figures pre-set by head office.
My husband and I yesterday become aware that one of the partners of the firm acting on the purchase conveyancing in Chase Cross is an aunty of the owners that we are buying from. Is this permitted?
As long as there is no conflict of interest this is allowable. If you are requiring mortgage finance then the mortgage company may have a say as many mortgage companies have specific requirements on this. For example for Virgin as of 15/6/2025, the requirements read as follows :