As a FTB what is the most important piece of guidance you can give me regarding purchase conveyancing in Romford?
You may not hear this from too many lawyers but conveyancing in Romford and elsewhere in Essex is an adversarial experience. In other words, when it comes to conveyancing there is lots of opportunity for confrontation between you and others involved in the transaction. For instance, the seller, property agent and sometimes a mortgage company. Appointing a law firm for your conveyancing in Romford should not be taken lightly as your conveyancer is your adviser, and is the ONE party in the transaction whose role it is to act in your best interests and to protect you.
On occasion a potential adversary will try and sway you that it is in your interests to do things their way. For example, the selling agent may claim to be helping by suggesting your lawyer is slow. Or your mortgage broker may try to convince you to do something that is contrary to your solicitors recommendation. You should always trust your lawyer above all other parties when it comes to the legal transfer of property.
We are expecting a mortgage offer soon. The lender mentioned the loan came with free conveyancing. Does this mean I have to appoint their panel solicitor as I would much rather use a Romford based conveyancing firm?
Do check but the the likelihood is that give you one of their panel lawyers should you accept the "fee-free" offer. Speak to the bank to explore if they make available a monetary alternative. It is not unheard for a lender to give a £250 cashback as an alternative in which case you could put that amount towards your preferred conveyancing solicitor in Romford.
Do I choose a Licenced Conveyancer or Solicitor for conveyancing in Romford?
There are two types of lawyers who can do conveyancing in Romford namely CLC regulated conveyancers or solicitors. The two can provide the legal services that required to complete the sale or purchase of property. Both are duty bound to handle Romford conveyancing on similar quality and guidelines so you can be safe in the knowledge that your conveyancing will be properly conducted and that all necessary procedures should be appropriately adhered to.
This question may be naive but I am unseasoned as a 1st time buyer of a two bedroom flat in Romford. Do I receive the keys to the premises on the completion date from my solicitor? If so, I will find a local conveyancing solicitor in Romford?
On the day of completion you do not need to go to the conveyancers office in Romford. Your solicitors will arrange to send the completion advance to the vendor’s lawyers, and once they have received this, you should be called to receive the keys from the property Agents and move into your new home. Usually this occurs early afternoon.
I am planning to move property in March. Should my conveyancing solicitor communicate with the removal company on the completion day. On a separate note, can you put forward a removal company in Romford. Conveyancing firm was organised before I stumbled across this website.
On the day of completion you will need to pick up the house keys from your selling agent but this should only take place when the sellers solicitors inform the agent that they have the completion monies and the keys can be given over. You will need to advise the removal company that you are ready to move in. We are not in a position to recommend a specific removal organisation but can help you find a conveyancing in Romford or a solicitor with expertise in conveyancing in Romford.
Is it necessary to take out insurance to protect me from financial exposure to chancel repairs when acquiring a property in Romford?
Unless a previous acquisition of the property completed post 12 October 2013 you may expect solicitors delivering conveyancing in Romford to remain recommending a chancel search and or chancel repair liability policy.
I purchased a renovated Edwardian house in Romford. Conveyancing solicitor represented me and Virgin Money. I happened to do a free search for it on the Land Registry database and there are a couple of entries: one for freehold, the second leasehold under the exact same address. I'd like to know for sure, how can I find out??
You should assess the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Romford and other areas of the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with lenders. You can also question the position with the conveyancing lawyer who conducted the conveyancing.
How difficult is it to swap firm as I have to choose a firm on the Coventry Building Society conveyancing panel. I had appointed a family conveyancing solicitor in Romford five minutes from me but the firm is not accepted by Coventry Building Society
We will our best to assist in finding you a conveyancing solicitor in Romford on the Coventry Building Society panel. Please note that the law firms that we on the directory do not pay us fee if you instruct them and are regulated by the SRA who regulate all conveyancing solicitors in Romford. Using the find a conveyancing solicitor tool on this site, you can scrutinise costs for conveyancing solicitors in Romford and beyond.