My financial adviser says he needs my Upminster Bridge solicitor’s panel member for the Santander conveyancing panel. Can you suggest how I find this out. I have tried my local Upminster Bridge branch but they cant find it on their system.
The sensible thing to do is ask for this information from your Upminster Bridge property lawyer . Most Upminster Bridge law practices will retain a file or database of lender panel information which would include, if applicable, their conveyancing panel details for each mortgage company.
I am in a contract race with another prospective purchaser for a property in Upminster Bridge. What can be done to speed up the conveyancing process?
In a situation where the seller is applying pressure to complete it is advisable to make sure that your lawyer is familiar with the area as they will benefit local contacts and intelligence. It is possible that they would have transacted previoushouses in the same neighbourhood. You would be best advised to use a Upminster Bridge conveyancing solicitor. In addition, ensure that the conveyancing firm is on the member panel. It is believed that 18% of Upminster Bridge conveyancing deals are suspended or derailed after finding out that a buyer’s lawyer was not on their mortgage lender’s panel. This can often result in the conveyancing being delayed by an average of 21 days. It is understood that this issue impacts approximately one hundred thousand home sales annually. Almost all Upminster Bridge conveyancing practices can not act for certain mortgage companies so do check as early as possible.
I am about to put an offer on a leasehold apartment in Upminster Bridge. The estate agents tell me that it is normal for flats in Upminster Bridge to have less than 75 years left on the lease. I am getting a loan with Tesco Bank. Is this going to be acceptable if the lease has 69 years unexpired.
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are securing a mortgage then your lender may insist that the lease be extended before competition. Tesco Bank have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 10/2/2025 the requirements read as follows :
Should commercial conveyancing searches reveal proposed roadworks that could impact a commercial property in Upminster Bridge?
Many commercial conveyancing solicitors in Upminster Bridge will conduct a SiteSolutions Highways report as it dramatically cuts the time that conveyancers invest in looking into accurate data on highways that impact buildings and development assets in Upminster Bridge. The report sets out definitive data on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in Upminster Bridge.
For every commercial conveyancing transaction in Upminster Bridge it is critical to investigate the adoption status of roads surrounding a site. The absence of identifying developments where adoption procedures have not been addressed adequately may cause delays to Upminster Bridge commercial conveyancing deals as well as present a risk to future intentions for the site. These searches are not carried out for domestic conveyancing in Upminster Bridge.
I'm buying my first flat in Upminster Bridge benefiting from help to buy. The builders refused to budge the price so I negotiated five thousand pounds worth of fixtures and fittings instead. The property agent advised me not disclose to my conveyancer about this extras as it would impact my mortgage with the bank. Is this normal?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I opted to have a survey carried out on a property in Upminster Bridge in advance of instructing solicitors. I have been informed that there is a flying freehold overhang to the property. My surveyor has said that some mortgage companies may not issue a loan on such a house.
It varies from the lender to lender. Bank of Scotland has different instructions from Halifax. If you call us we can look into this further via the appropriate mortgage company. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Upminster Bridge. Conveyancing may be slightly more expensive based on your lender's requirements.