Is the fact that my conveyancer in Harrow on the Hill is not on my mortgage company's solicitor panel that there is a problem with the quality of his work?
That is more than likely an incorrect assumption to make. There are plenty of plausible explanations. Just recently a report by the solicitors regulator indicated that over three quarters of law firms surveyed had been removed from at least one lender panel. The most common reasons for removal are: (1) lack of transactions (2) the solicitor is a sole practitioner (3) as part of the HSBC panel reduction (4) regulatory contact by SRA (5) accidental removal. Where you are concerned you should simply call the Harrow on the Hill conveyancing practice and ask them why they are no longer on the approved list for your mortgage company.
Why is leasehold purchase conveyancing in Harrow on the Hill costs more?
The conveyancing fees on a leasehold premises in Harrow on the Hill is often greater than on a freehold property. This is because there is an amount of supplemental time required in liaising with the landlord and managing agents to obtain information concerning whether the rent and maintenance fee have been discharged and whether there are any large sums expected to be spent in the foreseeable future on repairs or maintenance of the building.
I am purchasing a garden flat in Harrow on the Hill. How practical is it for me to do the conveyancing?
Leaving aside the complexities and merits of DIY conveyancing in Harrow on the Hill you will have to appoint a solicitor on your bank's conveyancing panel to look after their interests. Most people therefore find it easier to let the solicitor act for them and the lender. Furthermore there is minimal cost savings to be made in you doing conveyancing for yourself and another lawyer conducting the conveyancing for the lender. Please feel free to use the search tool to find a lawyer on your lender panel in Harrow on the Hill.
Just bought a detached house in Harrow on the Hill , What is the estimated time for the Land Registry to register the transfer to my name? My Harrow on the Hill conveyancing solicitor has been very slow, so I want to check the land registry aspects are dealt with.
As far as conveyancing in Harrow on the Hill registration is no faster or slower than anywhere else in England and Wales. Rather than based on location, timescales can vary according to who lodges the application, whether it is in order and if the Land registry must send notices to any other parties. As of today in the region of three quarters of submission are fully dealt with in less than three weeks but some can be subject to extensive delays. Historically registration occurs after the new owner is living at the premises thus 'speed' is not usually primary concern yet if it is urgent that the the registration takes place urgently then you or your solicitor can communicate with the Registry to express the reasoning for the application to be prioritised.
Due to the advice of my in-laws I had a survey completed on a house in Harrow on the Hill prior to retaining conveyancers. I have been advised that there is a flying freehold aspect to the house. Our surveyor advised that some mortgage companies will refuse to give a loan on a flying freehold premises.
It varies from the lender to lender. Lloyds has different requirements for example to Birmingham Midshires. Should you wish to call us we can check via the relevant lender. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Harrow on the Hill. Conveyancing will be smoother if you use a solicitor in Harrow on the Hill especially if they are acquainted with such properties in Harrow on the Hill.
Given that I am about to part with £400,000 on 3 bedroom house in Harrow on the Hill I would like to have a conversation with the solicitor concerning thehouse move in advance of giving the go ahead to the firm. Can this be arranged?
We could not agree more - it is our preference to talk to you we do not take any clients on without you speaking to the conveyancer who will be conducting your property ownership legalities in Harrow on the Hill.There is no ‘factory style conveyancing’ - each client is unique individual, not a case number. The law firms that we put you in touch with believe that the fees you are calculated and presented to you for your conveyancing in Harrow on the Hill should be the figure that you are charged.