We see that you have a search directory listing solicitors on the Nationwide conveyancing panel. Do firms pay you a commission if I retain them for our conveyancing in Harrow on the Hill?
We are a listing service only for law firms wishing to communicate if they are on the Nationwide conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Harrow on the Hill.
We are selling our home in Harrow on the Hill. Does the property lawyer have to be required to be on the Clydesdale conveyancing panel in order to deal with the discharge of my mortgage?
Ordinarily, even if your lawyer is not on the Clydesdale conveyancing panel they can still act for you on your sale. It might be that the lender will not release the original deeds (if applicable and increasingly irrelevant) until after the mortgage is paid off. You should speak to your lawyer directly before you start the process though to ensure that there is no problem as lenders are changing their panel criteria fairly frequently in recent years.
Forgive me if this question is silly but I am new to the home buying as a 1st time purchaser of a garden flat in Harrow on the Hill. Do I pick up the keys to the house on the completion date from my conveyancer? If so, I will instruct a High Street conveyancing solicitor in Harrow on the Hill?
There is no need to visit the lawyers office on the day of completion. Conveyancing lawyers for you will arrange to send the completion advance to the vendor’s conveyancers, and shortly after the monies have arrived, you will be able to receive the keys from the Estate Agents and move into your new home. This tends to happen early afternoon.
A relative advised me that in buying a property in Harrow on the Hill there may be various restrictions prohibiting external changes to a property. Is this right?
We are aware of anumerous of properties in Harrow on the Hill which have some sort of restriction or requirement of consent to carry out external alterations. Part of the conveyancing in Harrow on the Hill should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
It is unclear whether my bank requires a lease extension. I have called my Harrow on the Hill building society branch on numerous occasions and was told they are content with the situation and they would lend. My Harrow on the Hill conveyancing solicitor - who is on the lender conveyancing panel- telephoned and was told they refuse to lend in accordance with their published requirements. I simply don't know who is right.
As long as the lawyer is on the mortgage company approved list, they must adhere to the Council of Mortgage Lenders’ Handbook conditions for the bank. Unless your lawyer obtains specific confirmation in writing that the bank will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the lender to contact your lawyer in writing confirming that they will accept the number of years left on the lease.
Should commercial conveyancing searches disclose impending roadworks that may impact a commercial premises in Harrow on the Hill?
Its becoming the norm that commercial conveyancing solicitors in Harrow on the Hill will conduct a SiteSolutions Highways report as it dramatically cuts the time that conveyancers spend in investigating accurate data on highways that impact buildings and development assets in Harrow on the Hill. The report sets out definitive information on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in Harrow on the Hill.
For each commercial conveyancing transaction in Harrow on the Hill it is crucial to investigate the adoption status of roads surrounding a site. The absence of identifying developments where adoption procedures have not been dealt with adequately may result in delays to Harrow on the Hill commercial conveyancing deals as well as pose a risk to future intentions for the site. These searches are not conducted for domestic conveyancing in Harrow on the Hill.
I've recently found out that there is a flying freehold element on a house I have offered on two weeks back in what was supposed to be a quick, no chain conveyancing. Harrow on the Hill is where the house is located. Can you offer any assistance?
Flying freeholds in Harrow on the Hill are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Harrow on the Hill you must be sure that your lawyer goes through the deeds thoroughly. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Harrow on the Hill may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
I am a negotiator for a busy estate agency in Harrow on the Hill where we have experienced a number of leasehold sales derailed as a result of leases having less than 80 years remaining. I have received contradictory information from local Harrow on the Hill conveyancing firms. Please can you shed some light as to whether the owner of a flat can start the lease extension process for the buyer?
As long as the seller has owned the lease for at least 2 years it is possible, to serve a Section 42 notice to commence the lease extension process and assign the benefit of the notice to the purchaser. The benefit of this is that the buyer need not have to sit tight for 2 years for a lease extension. Both sets of lawyers will agree to form of assignment. The assignment needs to be completed before, or simultaneously with completion of the disposal of the property.
An alternative approach is to agree the lease extension with the freeholder either before or after the sale. If you are informally negotiating there are no rules and so you cannot insist on the landlord agreeing to grant an extension or transferring the benefit of an agreement to the purchaser.
We have reached the end of our tether in trying to purchase the freehold in Harrow on the Hill. Can the Leasehold Valuation Tribunal adjudicate on premiums?
You certainly can. We are happy to put you in touch with a Harrow on the Hill conveyancing firm who can help.
An example of a Lease Extension decision for a Harrow on the Hill premises is flat 93b Welldon Crescent in May 2009. The Tribunals valuation for a 90-year lease extension of this fat was £13,171 This case was in relation to 1 flat. The unexpired residue of the current lease was 75.25 years.