My wife and I are buying property in Northwick Park. My Conveyancer is not listed on the lender solicitor list. Can I still retain my Northwick Park conveyancing solicitor even though they are excluded from the bank list of approved lawyers?
You have a couple of options available to you here
- Complete the purchase with your chosen Northwick Park solicitor but your lender will need to use a conveyancer from their conveyancing panel. The net result is additional charges together with likely delay.
- Appoint a fresh solicitor to conduct the conveyancing, obviously checking they are on the mortgage company conveyancing panel.
- Convince your lawyer to pull out all the stops to get accepted on the mortgage company panel of solicitors
Last September we completed a house move in Northwick Park. We have noticed several issues with the house which we believe were omitted in the conveyancing searches. Do we have any recourse? What searches should? have been conducted for conveyancing in Northwick Park?
It is not clear from the question as to the nature of the problems and if they are unique to conveyancing in Northwick Park. Conveyancing searches and investigations undertaken during the legal transfer of property are designed to help avoid problems. As part of the legal transfer of property, a property owner fills in a form referred to as a Seller’s Property Information Form. answers is misleading, then you may have a claim against the seller for any losses that you have suffered. The survey should have identified any problems with the structure of the property. Assuming a detailed survey was carried out and the issues were not identified, you may have a claim against the surveyor. However, if you did not have a full survey, you may be responsible for fixing any defects that have now been noted. We would always encourage buyers to take every possible step to ensure they are completely aware of the condition of a property before purchase regardless of whether they are buying in Northwick Park.
I am looking to buy a house and require a conveyancing solicitor in Northwick Park who is on the Godiva Mortgages Ltd solicitor. Can you recommend a local firm?
Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for Godiva Mortgages Ltd in certain locations such as Northwick Park. We dont recommend any particular firm.
What is your number one tip for finding a conveyancing solicitor in Northwick Park
It would be unwise to be swayed by the lowest Northwick Park conveyancing quote. You really do get what you pay for when it comes to conveyancing solicitors. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you go into the conveyancing with your eyes wide open.
Can you point me to a directory of RBS panel solicitors in Northwick Park on the UK Finance Lenders’ Handbook Website?
No. There is no such facility on the Council of Mortgage Lenders or Building Society Association sites. Very few mortgage companies make their panel listings available over the internet. Where you are seeking to appoint a Northwick Park solicitor on the RBS please use our tool.
I recently had an offer agreed on a house in Northwick Park. My mortgage broker recommended their conveyancers. I paid an on account payment of £225. A few days later, the property lawyer contacted me sheepishly admitting that they were not on the Nottingham conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Nottingham panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
What does a local search reveal concerning the house we're buying in Northwick Park?
Northwick Park conveyancing often commences with the ordering local authority searches directly from your local Authority or via a personal search company such as PSG The local search is essential in every Northwick Park conveyancing purchase; that is if you wish to avoid any nasty once you have moved into your new home. The search will provide information on, amongst other things, details on planning applications relevant to the premises (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of 13 subject sections.
I have been on the look out for a flat up to £245,000 and found one close by in Northwick Park I like with amenity areas and station in the vicinity, however it's only got 49 remaining years left on the lease. There is not much else in Northwick Park in this price bracket, so just wondered if I would be making a grave error acquiring a lease with such few years left?
Should you require a mortgage the remaining unexpired lease term may be a potential deal breaker. Discount the price by the amount the lease extension will cost if it has not already been discounted. If the existing proprietor has owned the premises for a minimum of twenty four months you could ask them to commence the lease extension formalities and then assign it to you. You can add 90 years to the existing lease term and have £0 ground rent by law. You should speak to your conveyancing lawyer about this.