It is 10 years ago since I acquired my home in Kenton. Conveyancing solicitors have just been retained on the sale but I am unable to track down the deeds. Will this cause complications?
Don’t worry too much. Firstly the deeds may be kept by the lender or they could be in the possession of the lawyers who acted in the purchase. Secondly in most cases the property will be recorded at the land registry and you will be able to establish that you own the property by your conveyancing solicitors procuring up to date copy of the land registers. Almost all conveyancing in Kenton relates to registered property but in the rare situation where your property is not registered it adds to the complexity but is not insurmountable.
Are the BSA intent on creating a online directory to to identify practices on the Coventry BS conveyancing panel for instance in Kenton?
Lexsure has not been advised of any plans on the part of the BSA to develop such a search facility.
Me and my brother have a semi-detached Georgian house in Kenton. Conveyancing solicitor acted for me and Lloyds TSB Bank. I did a free Land Registry search last week and I saw two entries: the first freehold, the second leasehold with the matching address. If a house is not a freehold shouldn't I have been informed?
You should assess the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Kenton and other areas of the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with lenders. You can also question the position with your conveyancing practitioner who conducted the work.
I opted to have a survey completed on a property in Kenton ahead of appointing lawyers. I have been advised that there is a flying freehold overhang to the house. My surveyor has said that some lenders may not issue a mortgage on a flying freehold house.
It varies from the lender to lender. Santander has different instructions for example to Birmingham Midshires. If you contact us we can look into this further with the relevant mortgage company. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Kenton. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Kenton to see if the conveyancing costs will increase in light of this.
I was pointed in your direction by numerous property agents in Kenton to select a conveyancer using your seach tool. What’s the financial advantage for Estate Agents to market your services over alternative conveyancing organisations?
We refuse to make any commission for directing people our way. We found it would be just too difficult a fee because members of the public would think, ‘How come the agent getting a kickback? Why am I not receiving any benefit too?’ So we decided to step away from that.
I am using a search engine for the term cheap conveyancing in Kenton it reveals many property lawyersin the vicinity. With so much choice what is the best way to find the suitable conveyancer for purchase transaction?
The ideal method of finding the right conveyancer is via personal recommendation, so enquire of friends and those you trust who have acquired a property in Kenton or a respected estate agent or financial adviser. Charges for conveyancing in Kenton differ, so it's advisable to obtain a minimum of four estimates from varying types of solicitors. Make sure that you clarify that the fees are fixed.