I require conveyancing for a flat in a relatively new development (five years old) in Kenton. Almost all the flats have already been disposed of. Do I need carry out the neighbourhood searches for my conveyancing in Kenton?
You are putting yourself at risk in refusing to carrying out Kenton conveyancing searches. Without searches you have no clarity over flooding, environmental etc which may mean you walk away due to potential problems down the line. If you are buying mortgage free there is no legal necessity to have them, but we would seriously advise in the strongest possible terms that your conveyancer conducts them. Where accelerating the process and price are primary concerns you should consider with your conveyancer about the option of search insurance
I have an AIP. The bank mentioned the home loan came with free conveyancing. Is the implication that I have to instruct their panel solicitor as I would prefer to use a Kenton based conveyancing firm?
You should check but the chances are that appoint one of their panel conveyancers should you take up the "fee-free" incentive. Call the lender to check if they allow a monetary alternative. Some mortgage companies have previously offered a £250 cashback as an alternative in which case that money can go towards the cost for your conveyancing solicitor in Kenton.
The deeds to our home are lost. The lawyers who did the conveyancing in Kenton 5 years ago are no longer around. What do I do?
Nowadays there are copies made of almost everything, and your lawyer should know precisely where to look for all the suitable paperwork so you may buy or dispose of your house without a hitch. If copies can’t be found, your conveyancer can arrange cover in the form of insurance or indemnities against future claims on the premises.
How does conveyancing in Kenton differ for new build properties?
Most buyers of new build residence in Kenton contact us having been asked by the builder to exchange contracts and commit to the purchase even before the house is built. This is because developers in Kenton tend to acquire the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Kenton or who has acted in the same development.
Due to the encouragement of my in-laws I had a survey completed on a property in Kenton before appointing conveyancers. I have been informed that there is a flying freehold overhang to the property. Our surveyor has said that some lenders will refuse to grant a mortgage on a flying freehold house.
It varies from the lender to lender. Bank of Scotland has different instructions from Nationwide. Should you wish to telephone us we can investigate further with the relevant bank. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Kenton. Conveyancing may be slightly more expensive based on your lender's requirements.
How does the Landlord & Tenant Act 1954 impact my commercial offices in Kenton and how can you help?
The particular law that you refer to gives protection to commercial tenants, giving them the right to apply to court for a continuation of occupancy at the end of an expired lease. There are limited grounds that a landlord can refrain from granting a lease renewal and the rules are involved. We are happy to direct you to commercial conveyancing practices who use the act for protection and assist with commercial conveyancing in Kenton
