We are buying a house in South Harrow. It might be a silly question but how we can trust a lawyer? On completion day we have to deposit funds into their account. What is the protection we have from them run away with our money?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
When it comes to lenders such as HSBC, do South Harrow conveyancing practitioners have to pay a yearly amount to be on the list of approved solicitors?
We are not aware of any bank fees to be on their list of approved firms, although some do charge an administration charge to deal with the processing of the conveyancing panel submission.
Intending to buy a flat in South Harrow. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Lender if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Coventry BS conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the South Harrow conveyancing practitioner is on the Coventry BS conveyancing panel.
Despite weeks of looking the Title Certificate and documents to our home are lost. The lawyers who dealt with the conveyancing in South Harrow 10 years ago are no longer around. What do I do?
Assuming you have a registered title the information relating to your ownership will be recorded by the Land Registry with a Title Number. It is possible to carry out a search at the Land Registry, locate your property and order up to date copies of the Registered Entries for less than a fiver. Where the title is Leasehold then the Land Registry will usually hold a file duplicate of the Registered Lease and again, a copy can be obtained for twenty pounds.
I opted to have a survey completed on a house in South Harrow ahead of appointing lawyers. I have been told that there is a flying freehold element to the property. Our surveyor advised that some lenders may not issue a loan on such a premises.
It varies from the lender to lender. Bank of Scotland has different requirements for example to Halifax. Should you wish to telephone us we can investigate further with the relevant lender. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in South Harrow. Conveyancing may be slightly more expensive based on your lender's requirements.
Am I right to be suspicious by 3rd parties that I am dealing with are recommending a factory type conveyancing firm rather than a local South Harrow conveyancing company?
As with lots of service providers, often suggestions from family and friends can be extremely useful or valuable. But there are lots of players in a conveyancing deal; estate agents, mortgage brokers and mortgage companies may put forward conveyancers to choose. On occasion the solicitors might be known to one of the organisations as being good in their field, but occasionally there exists a financial incentive behind the endorsement. You have the discretion to choose your preferred lawyer. You need to be aware that some lenders specify a panel list of lawyers you are obliged to use for the mortgage related work in your conveyancing.
In my capacity as executor for the will of my grandmother I am selling a residence in Neath but I am based in South Harrow. My conveyancer (who is 235 miles awayrequires that I execute a stat dec before the transaction finalising. Can you recommend a conveyancing solicitor in South Harrow who can witness this legal document for me?
Technically speaking you are unlikely to be required to have the documents attested by a conveyancing solicitor. Normally or notary public or solicitor will do regardless of whether they are South Harrow based
Expecting to sign contracts shortly on a basement flat in South Harrow. Conveyancing solicitors assured me that they will have a report out to me next week. Are there areas in the report that I should be focusing on?
The report on title for your leasehold conveyancing in South Harrow should include some of the following:
Whether the lease restricts you from renting out the property, or working from home The length of the lease term. You should be advised as what happens when the lease expires, and aware of the importance of not letting the lease term falling below eighty years Where does the liability rest to repair and maintain the main walls and foundations. It is important for you to know who is responsible the repair and maintenance of all parts of the block and communal areas Whether the landlord has obligations to ensure rights of quiet enjoyment over your property and do you know what it means in practice?
I am the proprietor of a ground-floor 1950’s flat in South Harrow. Given that I can not reach agreement with the landlord, can the Leasehold valuation Tribunal determine the sum payable for a lease extension?
Most certainly. We can put you in touch with a South Harrow conveyancing firm who can help.
An example of a Lease Extension decision for a South Harrow premises is GFF 1 Holyrood Avenue in May 2014. The Tenant wished to acquire a new (extended) lease and applied to the Willesden County Court who granted a vesting order on 20* March2013. The Tribunal decied that the premium to be paid was £9,062 This case related to 1 flat. The number of years remaining on the existing lease(s) was 79 years.