We are buying a terrace house in South Harrow. We would like to an extension at the rear at the house.Will legal work on the property include enquiries to ascertain if these works are prohibited?
Your conveyancer should review the registered title as conveyancing in South Harrow can sometimes identify restrictions in the title documents which prohibit certain alterations or necessitated the consent of a 3rd party. Certain additions require local authority planning permissions and approval under the building regulations. Many locations are designated conservation areas and special planning restrictions apply which frequently prevent or impact extensions. It would be sensible to check these things with a surveyor prior to committing yourself to a purchase.
Does a directory service exist listing Co-operative panel solicitors in South Harrow on the Council of Mortgage Lender’s Website?
Unfortunately not yet. There is no such directory service on the Council of Mortgage Lenders or Building Society Association websites. Very few mortgage companies make their panel listings available online. If you are in need of a South Harrow solicitor on the Co-operative please use our facility.
Planning on purchasing a house in South Harrow. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Building Society if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the HSBC conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the South Harrow conveyancer is on the HSBC conveyancing panel.
I need some quick conveyancing in South Harrow as I am faced with pressure to exchange contracts within one month. A mortgage is not required. Can I escape the need for conveyancing searches to save money and time?
If.Given you are not obtaining a mortgage you have the choice not to do searches although no law firm would suggest that you don't. Drawing on years of experience of conveyancing in South Harrow the following are instances of issues that can show up and adversely impact market value: Refused Planning Applications, Outstanding Fees, Overdue Grants, Road Schemes,...
I purchased a 4 bedroom Edwardian house in South Harrow. Conveyancing solicitor acted for me and Godiva Mortgages Ltd. I did a free Land Registry search last week and I saw two entries: one for freehold, another for leasehold with the matching property. Is it worth asking Godiva Mortgages Ltd to clarify?
You should review the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in South Harrow and other locations in the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with lenders. You can also question the position with your conveyancing lawyer who completed the work.
Due to the encouragement of my in-laws I had a survey completed on a house in South Harrow before appointing solicitors. I have been advised that there is a flying freehold element to the property. My surveyor has said that some mortgage companies tend refuse to give a loan on a flying freehold home.
It depends who your proposed lender is. Bank of Scotland has different instructions from Nationwide. Should you wish to telephone us we can check via the relevant bank. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in South Harrow. Conveyancing may be slightly more expensive based on your lender's requirements.
I need to retain a conveyancing solicitor for some conveyancing in South Harrow. I happened to stumble upon a web site which looks to be the perfect answer If it is possible to get all formalities completed via email that would be preferable. Do I need to be concerned? What are the potential pitfalls?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
Do you have any advice for leasehold conveyancing in South Harrow with the aim of speeding up the sale process?
- A significant proportion of the frustration in leasehold conveyancing in South Harrow can be avoided if you get in touch lawyers as soon as your agents start marketing the property and ask them to collate the leasehold documentation which will be required by the purchasers’ representatives. You believe that you know the number of years left on your lease but it would be wise to double-check by asking your solicitors. A purchaser's lawyer will be unlikely to recommend their client to proceed with the purchase of a leasehold property the lease term is under 80 years. In the circumstances it is essential at an early stage that you consider whether the lease term requires a lease extension. If it does, contact your solicitors before you put your premises on the market for sale. In the event that you altered the property did you need the Landlord’s permission? Have you, for example laid down wooden flooring? South Harrow leases often stipulate that internal structural changes or addition of wooden flooring require a licence from the Landlord approving such alterations. Where you dont have the consents to hand you should not contact the landlord without checking with your solicitor first. A minority of South Harrow leases require Licence to Assign from the landlord. If this is the case, it would be prudent to notify your estate agents to make sure that the purchasers obtain financial (bank) and professional references. The bank reference will need to confirm that the buyers are financially capable of paying the annual service charge and the actual amount of the service charge should be quoted in the bank’s letter. You will therefore need to provide your estate agents with the actual amount of the service charge so that they can pass this information on to the buyers or their solicitors.
I have tried to negotiate informally with with my landlord to extend my lease without any joy. Can I apply to the Leasehold Valuation Tribunal? Can you recommend a South Harrow conveyancing firm to help?
if there is a absentee landlord or where there is dispute about the premium for a lease extension, under the relevant legislation it is possible to make an application to the Leasehold Valuation Tribunal to assess the price payable.
An example of a Lease Extension decision for a South Harrow property is GFF 1 Holyrood Avenue in May 2014. The Tenant wished to acquire a new (extended) lease and applied to the Willesden County Court who granted a vesting order on 20* March2013. The Tribunal decied that the premium to be paid was £9,062 This case related to 1 flat. The unexpired lease term was 79 years.