It may have been a long time coming a mortgage offer from HSBC for the remortgage of my 2 bedroom apartment is due by the end of next week. Could you recommend a cheap conveyancing lawyer in South Harrow?
You have arrived at the wrong site to search for cut-price fees for conveyancing solicitors in South Harrow. Our aim is to provide value for money conveyancing but we do not advertise as being the cheapest. Do not be fooled by brokers offering the bait of ninety nine pound conveyancing in South Harrow. The optimum result, in choosing a lawyer for cheap conveyancing, you will end up with what you pay for and at worst you will end up invoiced for additional fees and still not receive the service you were looking for.
It is a dozen years since I acquired my property in South Harrow. Conveyancing lawyers have just been retained on the sale but I am unable to locate the deeds. Will this jeopardise the sale?
You need not be too concerned. Firstly there is a possibility that the deeds will be retained by the mortgage company or they could stored with the conveyancers who oversaw the purchase. Secondly in all probability the title will be registered at the land registry and you will be able to prove you own the property by your conveyancing lawyers obtaining up to date copy of the land registers. Almost all conveyancing in South Harrow involves registered property but in the unlikely event that your property is not registered it is more tricky but is not insurmountable.
I note that there are debates on Chancel Insurance on online forums. Am I compelled to have this when acquiring a residence in South Harrow? or Apparently there is an ancient law that could mean that homeowners residing in a parish church boundary will be compelled to pay for maintenance to the chancel within the church. Is this relevant for conveyancing in South Harrow?
Unless a previous purchase of the property completed post 12 October 2013 you can assume that solicitors handling conveyancing in South Harrow to remain encouraging a chancel search and or insurance against a claim.
How does conveyancing in South Harrow differ for newly converted properties?
Most buyers of new build or newly converted property in South Harrow contact us having been asked by the seller to exchange contracts and commit to the purchase even before the residence is finished. This is because developers in South Harrow usually buy the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in South Harrow or who has acted in the same development.
I am looking for a ground for flat up to £235,500 and identified one round the corner in South Harrow I like with open areas and station in the vicinity, however it only has 49 years on the lease. There is not much else in South Harrow in this price bracket, so just wondered if I would be making a grave error purchasing a lease with such few years left?
Should you need a home loan the shortness of the lease may be a potential deal breaker. Discount the price by the amount the lease extension will cost if it has not already been discounted. If the existing proprietor has owned the property for a minimum of twenty four months you can request that they commence the lease extension formalities and then assign it to you. An additional ninety years can be extended on to the existing lease term and have £0 ground rent by law. You should consult your conveyancing lawyer regarding this matter.
What advice can you give us when it comes to appointing a South Harrow conveyancing firm to deal with our lease extension?
If you are instructing a conveyancer for lease extension works (regardless if they are a South Harrow conveyancing practice) it is most important that he or she should be familiar with the legislation and specialises in this area of work. We recommend that you speak with two or three firms including non South Harrow conveyancing practices before you instructing a firm. Where the conveyancing practice is ALEP accredited then so much the better. The following questions might be helpful:
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How many lease extensions have they completed in South Harrow in the last year? Can they put you in touch with clients in South Harrow who can give a testimonial?
My wife and I have hit a brick wall in trying to reach an agreement for a lease extension in South Harrow. Can the Leasehold Valuation Tribunal adjudicate on premiums?
You certainly can. We can put you in touch with a South Harrow conveyancing firm who can help.
An example of a Lease Extension matter before the tribunal for a South Harrow premises is GFF 1 Holyrood Avenue in May 2014. The Tenant wished to acquire a new (extended) lease and applied to the Willesden County Court who granted a vesting order on 20* March2013. The Tribunal decied that the premium to be paid was £9,062 This case affected 1 flat. The unexpired residue of the current lease was 79 years.