We are a couple about to sign contracts for a leasehold flat in Sudbury. We have hit a stumbling block. Our loan offer with Alliance & Leicester runs out on 20/7/2026 but the vendors are suggesting a completion date of 22/7/2026. Is it possible to prolong the mortgage offer?
The person best placed to deal with your question is your lawyer who should assess whether they better off negotiating with the mortgage company, vendor’s lawyers, property agents or indeed all parties taking into account what has happend in your house move as of today.
We see that you have a post code search directory listing solicitors on the UBS conveyancing panel. Do companies pay you a referral fee if I instruct them for our conveyancing in Sudbury?
We are a listing service only for law firms wishing to communicate if they are on the UBS conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Sudbury.
I am thinking of remortgaging my flat in Sudbury, does my lawyer have to be on the Yorkshire BS Solicitor panel?
There is nothing to stop you using your solicitor, but Yorkshire BS will insist on their interests being represented by a firm on their conveyancing panel. There is much more potential for delays and confusion with an additional lawyer added to the mix, and it will undoubtedly be more expensive too.
I'm buying my first flat in Sudbury with the aid of help to buy. The builders refused to reduce the amount so I negotiated £7000 of fixtures and fittings instead. The sale representative advised me not reveal to my lawyer about this deal as it could affect my mortgage with Nationwide Building Society. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
In my capacity as executor for the will of my grandmother I am disposing of a house in Neath but I am based in Sudbury. My solicitor (approximately 300 miles awayhas requested that I sign a statutory declaration prior to completion. Can you recommend a conveyancing practitioner in Sudbury who can witness this legal document for me?
Technically speaking you are unlikely to need to have the documents witnessed by a conveyancing solicitor. Ordinarily any notary public or qualified solicitor will suffice regardless of whether they are based in Sudbury
My husband and I have just had an offer accepted on a house and had meeting on Friday with HSBC for the mortgage. They advised us that when it comes to choosing a conveyancer that unless they are on their approved list of conveyancers then we will have to pay out an extra fee of £200. This is because they would then have to select a conveyancer to act on their behalf as well as the one we choose to act for ourselves and we assume responsibility for their fees. I have asked HSBC to supply me with a list so I can request estimates only from their approved conveyancers but was told that I need to check with each individual solicitor to see if they are on the panel. Is there a list online?
You can enquire of HSBC what their criteria for joining their panel is for a conveyancer.Then ask the solicitor of your choice whether they fit that criteria and have they acted on mortgages for HSBC historically. Where the answer to those is yes, then just clarify this with HSBC. Alternatively please make use of our search tool and we should be able to find you a conveyancing practitioner in Sudbury on the panel for HSBC.