What is the difference between a licensed conveyancer and conveyancing solicitor in Sudbury
There are many registered licenced Conveyancers in Sudbury and Solicitor partnerships in Sudbury who can help with your conveyancing We would stress that the two are regulated professionals specialising in the legal aspects of transferring property. They may both also conduct other property legal work such as remortgage conveyancing, enfranchisement and transfer of equity conveyancing.
I had a mortgage agreed in principle with Skipton. Sudbury conveyancing practitioners were instructed. How long does it take for Skipton to send the offer to the conveyancing practitioner?
There is no definitive answer here. Have Skipton done the valuation? Have you informed Skipton as to your lawyers' details and checked that your lawyers are on the Skipton conveyancing panel? It is not unusual for a mortgage offer to take a month to come through.
I've read lots of house buying guides, I note that it is considered advisable to get your house surveyed prior to buying it. When I asked my local Sudbury solicitor - who is on the Coventry BS conveyancing panel - on this she said they don't do this and I need to contract an independent surveyor. is that correct?
Coventry BS will need an independent valuation of the property. Your lawyer will not arrange this. Usually Coventry BS will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. Your conveyancer will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by your Sudbury postcode. As you are getting a mortgage with Coventry BS, you could contact them to see if they have a list of approved surveyors in Sudbury.
Do I need to take out insurance to cover chancel repairs when buying a residence in Sudbury?
Unless a previous acquisition of the premises completed post 12 October 2013 you can take it that conveyancing practitioners carrying out conveyancing in Sudbury to continue to advocate a chancel search and or chancel repair liability insurance.
Are there restrictive covenants that are commonly picked up as part of conveyancing in Sudbury?
Restrictive covenants can be picked up when reviewing land registry title as part of the legal transfer of property in Sudbury. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
The estate agent has sent us the confirmation of our purchase of a new build flat in Sudbury. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.
Here are examples of a selection of leasehold new build enquiries that you can expect your new-build leasehold conveyancing in Sudbury
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Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. Please provide evidence that the form of Lease proposed has been approved by the Land Registry. The Vendor must covenant to keep unsold units in good repair until long leases are granted therefore. Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents.
I decided to have a survey carried out on a property in Sudbury ahead of appointing lawyers. I have been told that there is a flying freehold overhang to the house. My surveyor has said that some lenders will not give a loan on this type of house.
It depends who your proposed lender is. Lloyds has different requirements from Birmingham Midshires. Should you wish to telephone us we can look into this further with the relevant bank. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Sudbury. Conveyancing may be slightly more expensive based on your lender's requirements.
How easy is it to transfer to a new solicitor as I need to instruct one who is on the Yorkshire Building Society conveyancing list. I hired a high street conveyancing solicitor in Sudbury round the corner but he is not accepted by Yorkshire Building Society
It would be our pleasure to help you find a conveyancing solicitor in Sudbury on the Yorkshire Building Society panel. Please note that the property lawyers that we work with do not pay us a referral fee if you instruct them and are registered with the SRA who regulate all conveyancing solicitors in Sudbury. Using the find a conveyancing solicitor tool on this site, you can scrutinise costs for conveyancing solicitors in Sudbury and beyond.