Find a Lender-Approved Local Conveyancer in Stockbridge

Ready to buy a new home? Find a law firm approved by your lender.

If you have reached us by Googling ‘Conveyancing in Stockbridge’ follow your intuition — you will have a better house move where you instruct a conveyancing solicitor in Stockbridge.

Reasons to use our Stockbridge conveyancing solicitors

  • 1 The practices shown on our web pages have a variation of conveyancing practitioners, legal executives and support staff handling over one hundred thousand cases each year.
  • 2 The accumulation of transactions means that Stockbridge solicitor have developed valuable working relationships with Stockbridge local estate agents, banks, building societies, landlords and property developers enabling them to liaise at speed with all concerned in the process of undertaking your conveyancing in Stockbridge.
  • 3 The Stockbridge conveyancing practitioners that are identified are committed to supplying value for money, efficient and transparent conveyancing service to purchasers, sellers and investors in Stockbridge
  • 4 Stockbridge lawyer are the key to a successful Stockbridge conveyancing experience, keeping the process under control. They are on your side throughout, offering dedicated advice for the duration of your transaction
  • 5 Property lawyer conveyancing lawyers have very good personal links with Stockbridge selling agents and work very closely with them and local surveyors so as to ensure transactions proceed expeditiously.

Examples of recent conveyancing in Stockbridge since January 2025*

Transfer

of semi-detached premises, Millstream Close, SP10 2NB completing on 22/01/2025 at a price of £287,500. The legal transfer of property included amongst the various tasks: drafting the sale agreement and Transfer, sending conveyancing papers to buyers representatives, preparing statement detailing charges

Recently asked questions about conveyancing in Stockbridge

I am nearing exchange of contracts for my house in Stockbridge and the EA has just telephoned to warn that the purchasers are changing their conveyancer. I am told that this is due to the fact that the bank will only deal with solicitors on their conveyancing panel. On what basis would a major lender only engage with certain law firms rather the firm that they want to appoint for their conveyancing in Stockbridge ?

Mortgage companies have always had panels of law firms that can act for them, but in the past few years big names such as Santander, have reviewed and reduced their conveyancing panel– in some cases removing conveyancing firms who have represented them for many years.

Lenders point to the increase in fraud as the reason for the reduction – criteria have been stiffened as a smaller panel is easier to oversee. No lender will say how many solicitors have been dropped, claiming the information is commercially sensitive, but the Law Society claims that it is being contacted daily by practices that have been removed from panels. Plenty of firms are unaware that they have been dropped until contacted by a borrower who has instructed them as might be the situation in your buyers' case. The purchasers are unlikely to have any sway in the decision.

My wife and I are buying a newly built duplex in Stockbridge and my conveyancer is advising me that she has to the bank to reveal incentives from the developer. I am on a tight deadline to exchange contracts and my preference is not to prolong the conveyancing. Is my lawyer right?

You should not exchange unless you have been advised to do so by your lawyer. A precondition to being on a lender panel is to comply with the UK Finance Lenders’ Handbook requirements. The CML Conveyancing Handbook requires that your lawyer have the appropriate Disclosure of Incentive form completed by the developer and accepted by your lender.

I have just over seventy years remaining on my lease and require a lease extension for my flat in Stockbridge. Conveyancing solicitors on the The Mortgage Works panel can deal with such extensions right?

Most leasehold conveyancing experts should be able to deal with a lease extension. if you are getting a mortgage then your lender may insist that the lease be extended before competition. The Mortgage Works have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 22/4/2025 the requirements read as follows :

Minimum unexpired lease term is 70 years with 30 years remaining at the end of the mortgage term.
Where the unexpired lease term is different to that recorded on the mortgage offer, the following clarifies if we need to be informed:

Second hand property:
- If the unexpired lease term on the offer is 85 years or more - only advise us if the actual lease term is less than 85 years
- if the unexpired lease term on the offer is less than 85 years – advise us if the actual lease term is different than reported
- For equity share applications - advise us if the actual lease term is different than reported on the offer

New build property:
- If the unexpired lease term stated on the offer is 125 years (flat) / 250 years (house) or more - only advise us if the actual lease term is less than 125 years (flat) / 250 years (house)
- For equity share applications - always advise us if the actual lease term is different than reported on the offer

Lease terms such as ground rent and event fees must be reasonable at all times during the term of the lease and adhere to our requirements below. If you’re unsure as to whether the terms of a lease are unreasonable or onerous, please refer the details to us in plain English for Valuer consideration. If the potentially onerous terms are in relation to the ground rent please include the current ground rent figure per annum, how often it will be reviewed and the price structure it will be reviewed against. See the guidance below.

SECOND HAND PROPERTIES

Unacceptable - advise Issuing Office (Will be declined):
- Unexpired lease term less than 70 years
- Less than 30 years remaining at the end of the mortgage term
- Ground Rent greater than 0.5% of the property value
- Ground Rent doubles less than every 20 years (e.g. doubles every 5, 10 or 15 years) - acceptable if doubles every 20 years or more
- Ground Rent is compounded RPI
- Ground Rent review period less than or equal to 5 years

Refer to Issuing Office (Valuer will consider any impact on valuation figure and marketability):
- Unexpired lease term is 70 to 85 years
- Ground Rent greater than 0.1% and less than or equal to 0.5% of the property value
- Ground Rent escalation is linked to any indices greater than RPI
- Ground Rent escalation is linked to the value of the building*
- Ground Rent review period is greater than 5 and less than 10 years
- Event clauses exist for normal use e.g. changing the carpet, installing a TV aerial etc
- Estate Rent Charges greater than £500 p/a (please provide details of what the charges cover)
- Service Charges greater than 1.0% of property value p/a (please provide details of what the charges cover)
- Anything that appears onerous, unusual or out of the ordinary

Acceptable (no requirement to advise Issuing Office):
- Unexpired lease term greater than 85 years
- Ground Rent less than or equal to 0.1% of the property value
- Ground Rent review period greater than or equal to 10 years
- Ground Rent escalation less than or equal to RPI

NEW BUILD PROPERTIES (includes office conversions)

Unacceptable - advise Issuing Office (will be declined):
- Unexpired lease term less than 125 years on a new build flat or less than 250 years on a new build house
- Any lease which is subject to a ground rent (or annual rent) being charged which is more than on a peppercorn basis
- Any lease which is subject to a ground rent (or annual rent) being reviewed and altered on any review basis or methodology

Refer to Issuing Office (Valuer will consider any impact on valuation figure and marketability):
- Event clauses exist for normal use e.g. changing the carpet, installing a TV aerial etc
- Estate Rent Charges greater than £500 p/a (please provide details of what the charges cover)
- Service Charges greater than 1.0% of property value p/a (please provide details of what the charges cover)
- Anything else appears onerous, unusual or out of the ordinary

Acceptable (no requirement to advise Issuing Office):
- Unexpired lease term greater than or equal to 125 years on a new build flat or greater than or equal to 250 years on a new build house
- A lease subject to a peppercorn ground rent (annual rent) charges

For the avoidance of doubt, any new build properties completed but not sold pre 30 June 2022 will only be acceptable if the lease conforms to the above guidance

* Where the Ground Rent escalation is linked to the value of the building, please provide the following:
- How is the value of the block/unit currently calculated and if the assessment relates to the block(s), how is the Ground Rent calculated/apportioned per property?
- The current valuation and Ground Rent for each unit
- What is the mechanism for future valuations of the block and how is the Ground Rent calculated/apportioned?
- What is the right of appeal? And is this a documented process within the lease?
- Who bears the cost of the valuation (and appeal) process?
- Confirmation the review period is not less than twenty years

LEASE EXTENSIONS

We require all lease extensions to be completed under the Leasehold Reform Housing and Urban Development Act 1993 and to meet the above criteria as a minimum. Where you become aware that it does not meet these requirements, please refer to the Issuing Office

Please ensure that all lender enquiries are submitted (with full documentation/requirements) at least 2 weeks prior to exchange to allow sufficient time for review and decisioning.

Me and my brother purchased a 4 bedroom Victorian property in Stockbridge. Conveyancing lawyer represented me and TSB. I happened to do a free search for it on the Land Registry database and there are a couple of entries: the first freehold, the second leasehold with the exact same property. I thought I was buying a freehold how can I check?

You should review the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Stockbridge and other areas of the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with purchasers. You can also check the situation with your conveyancing solicitor who conducted the conveyancing.

In surfing the internet for the term conveyancing in Stockbridge it brings up many property lawyerslocally. How do I determine which is the suitable property lawyer for me?

The ideal way of choosing the right conveyancer is via personal testimonial, so ask friends and family who have bought a property in Stockbridge or a respected estate agent or mortgage broker. Charges for conveyancing in Stockbridge vary, so it's sensible to obtain at least four costs illustrations from varying types of property lawyers. Be sure to seek confirmation that the charges are guaranteed not to rise.

My father-in-law mentioned that when selecting a conveyancing lawyer they must be approved by your bank. I am a FTB but I have an AIP from Nat West Bank and I already have a bricks and morter conveyancing lawyer in Stockbridge at the ready. Will Halifax insist on an approved conveyancer to be used? Does a list of approved firms even exist for my conveyancing in Stockbridge?

You need to choose a solicitor that is on the Halifax panel. Simply telephone your preferred Stockbridge conveyancing solicitor to check if they are on the Halifax panel. If they are not on the panel you have a number of choices available to you here:

  • Proceed with your preferred Stockbridge solicitor but Halifax will need to use a solicitor on their conveyancing panel. This will result in additional fees and likely delay.
  • Appoint a new conveyancer to act in the purchase, not forgetting to check that they are on the Halifax conveyancing panel.
  • Convince your property lawyer to do everything within their powers to get accepted on the Halifax conveyancing panel.

Last updated

Sample of conveyancing solicitors in Stockbridge regulated by the SRA

It is important to note that the listed firms do not limit their work for conveyancing in Stockbridge but also conveyancing throughout England and Wales.

  • Mcphersons, The Long Barn, Winchester Road, Kings Somborne, Stockbridge, Hampshire, SO20 6NZ
  • Helen M Bradley, Anstey House, Winchester Street, Chilbolton, Stockbridge, Hampshire, SO20 6BQ
  • Dbb Law Llp, 24-32 London Street, Andover, Hampshire, SP10 2PE
  • Ranson Houghton Llp, 1-5 Bridge Street, Andover, Hampshire, SP10 1BE

Commercial Conveyancing solicitors in Stockbridge regulated by the SRA

The list below is a small selection of solicitors in Stockbridge with expertise in commercial conveyancing in Stockbridge. This should include advice on buying or selling a shop, pub, restaurant, office, retail unit
  • Mcphersons, The Long Barn, Winchester Road, Kings Somborne, Stockbridge, Hampshire, SO20 6NZ
  • Dbb Law Llp, 24-32 London Street, Andover, Hampshire, SP10 2PE
  • Ranson Houghton Llp, 1-5 Bridge Street, Andover, Hampshire, SP10 1BE

Typically, Stockbridge conveyancing for a purchase has some of the following tasks

  • Taking instructions from the appropriate parties
  • Checking the title unregistered or registered
  • Carrying out Stockbridge property searches for the title
  • Considering the draft contract and other papers collated by the vendor’s solicitor
  • Submitting queries with the owner’s solicitor
  • Agreeing the wording of the sale agreement
  • Examining replies supplied by the owner to pre-contract enquiries
  • Agreeing the wording for a Transfer document
  • Advising the buyer in respect of the mortgage offer: (if applicable)
  • Preparing and sending the purchaser a report on title (that is; summarising to the buyer on the contents of the contract pack, preliminary enquiries and the result of the searches)
  • Proceeding to exchange of contracts and then preparing for completion
  • Preparing and submitting to HMRC the correct SDLT forms and payment
  • Registering the change in ownership and the home loan (if appropriate) at the HMLR.

*Source acknowledgement: House price data produced by Land Registry as well data supplied by Lexsure Ltd.

© Crown copyright material is reproduced with the permission of Land Registry under delegated authority from the Controller of HMSO.