My IFA has asked me for my Herne Hill lawyer’ panel reference for the Nat West conveyancing panel. What is the best way to find this out. I have e-mailed my local Herne Hill office but they don't know it.
You are best placed to get this information from your Herne Hill solicitor . They retain a central record lender panel numbers.
What is the difference between a licensed conveyancer and conveyancing solicitor in Herne Hill
There are many recorded licenced Conveyancers in Herne Hill and Solicitor firms in Herne Hill to choose from We would stress that both are regulated professionals specialising in the legal work in the home buying process. They may both also deal with associated property related work such as remortgage conveyancing, enfranchisement and transfer of equity conveyancing.
I'm spending time looking at houses in Herne Hill and I am about to put in an offer. Should I already have a solicitor in place at this point? I will be getting a mortgage with Co-operative.
It would be sensible to commence your search sooner rather than later. Once you decide who you want to use and once your offer is accepted you can instruct them to work for you and pass their details on to the selling agent. Given that you are taking out a mortgage with Co-operative, make sure you remember to check that your lawyer is on the Co-operative conveyancing panel.
The mortgage over my property is with Principality for my property in Herne Hill. Conveyancing has been completed some time ago. If I am intending to rent out the flat and do not currently have a buy-to-let mortgage do I need to remortgage to a BTL mortgage or inform Principality?
You must advise Principality prior to renting your property as this is likely to be a breach of Principality’s mortgage conditions. It may be that Principality will allow you to rent out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Principality directly. It should not be necessary to do this via a Principality conveyancing panel lawyer.
Are there restrictive covenants that are commonly identified during conveyancing in Herne Hill?
Restrictive covenants can be picked up when reviewing land registry title as part of the process of conveyancing in Herne Hill. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
I am buying a new build house in Herne Hill benefiting from help to buy. The developers refused to budge the amount so I negotiated 6k of additionals instead. The house builders rep suggested that I not disclose to my conveyancer about the side-deal as it will jeopardize my mortgage with the lender. Is this normal?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
My company is intending to take an assignment of a lease of an office on a shopping parade. Can you recommend lawyers offering competitive costs for commercial conveyancing in Herne Hill for under 1500k?
We can recommend firms who have well rounded knowledge of commercial conveyancing in Herne Hill, including the disposal and acquisition of businesses as well as simply property. If you are intending to buy or lease a shop, pub, restaurant, office, retail unit or a complete business we can put you in touch with the right lawyer. Regarding the charges this will depend on the structure and nuances of the deal. Let us have your contact information or telephone us so that we can provide you with comprehensive commercial conveyancing quote.
I have been sourcing a conveyancing solicitor in Herne Hill for my house move. Can I check a firm’s complaints history with the legal regulator?
You may read documented Solicitor Regulator Association (SRA) determinations arising from investigations commenced on or after Jan 2008. Visit Check a solicitor's record. To find details Pre 2008, or to check a firm's record, ring 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. For non-uk callers, dial +44 (0)121 329 6800. The regulator could recorded telephone calls for training purposes.