Having sold my house in Earls Barton last December yet the purchaser is Skype messaging me to moan that his conveyancer is waiting to hear from mylawyer. What should my lawyer have done now that I have sold?
Following your disposal your conveyancer should deliver the transfer documentation and all of the paperwork to the buyer’s solicitors. Where appropriate, your conveyancer should also evidence that the legal charge in favour of the lender has been paid off to the buyers conveyancers. There are no post completion steps unique to conveyancing in Earls Barton.
Have just purchased a probate house at auction in Earls Barton. Conveyancing is necessary. What is next?
Having legally committed yourself to purchase you must retain a conveyancing solicitor as a matter of urgency as you are faced with a tight a drop dead date to complete the conveyancing. All auction property should have an associated legal pack. This will likely include most,if not all of the paperwork that your conveyancer requires. Where you are dealing with leasehold premises the auction papers should include a copy of the lease, management information and a sellers leasehold information form and associated conveyancing documentation relating to leasehold premises. You must hand this to the lawyer instructed by you as soon as possible. Do make sure that you have funds in place to complete on the date specified in the contract.
The formalities of my remortgage has taken place for my property in Earls Barton. Conveyancing was of an acceptable standard but I feel I should register my dissatisfaction about the lender. Who do I contact should I wish to lodge a complaint?
Most lenders have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Services Department at head office. We understand that complaints to a lender are sorted out effectively and efficiently. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service with full details of your complaint.
It is not clear whether my bank obliges me to make sure the lease term for the flat is extended prior to the completion date. I have telephoned my Earls Barton building society branch on various occasions and was reassured it wasn't a problem and they will lend. My Earls Barton conveyancing solicitor - who is on the bank conveyancing panel- called and was told they refuse to lend in accordance with their published requirements. Who do I believe?
Your conveyancer must follow the CML Handbook section two specifications for your bank. Unless your lawyer obtains specific confirmation in writing that the lender will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the mortgage company to contact your lawyer in writing confirming that they will accept the number of years left on the lease.
I used Arc property Solicitors a few years past for my conveyancing in Earls Barton. Now, I need my documents but the law firm is no longer operating. What do I do?
Do call the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Earls Barton of the conveyancing firm of solicitors you previously retained, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
How does conveyancing in Earls Barton differ for newly converted properties?
Most buyers of new build property in Earls Barton approach us having been asked by the developer to sign contracts and commit to the purchase even before the premises is completed. This is because house builders in Earls Barton typically buy the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Earls Barton or who has acted in the same development.
Due to the input of my in-laws I had a survey completed on a house in Earls Barton prior to appointing lawyers. I have been advised that there is a flying freehold overhang to the property. The surveyor has said that some banks may not issue a loan on this type of property.
It varies from the lender to lender. Santander has different requirements for example to Birmingham Midshires. Should you wish to telephone us we can check with the relevant bank. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Earls Barton. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Earls Barton to see if the conveyancing costs will increase in light of this.
My company is hoping to take over a lease of an office on the high street. Can you recommend conveyancers offering competitive charges for commercial conveyancing in Earls Barton for below £1,200?
We are happy to recommend firms who have an in-depth of experience of commercial conveyancing in Earls Barton, including the disposal and acquisition of businesses as well as simply premises. If you are hoping to buy or sell a shop, pub, restaurant, office, retail unit or a complete business we can find you the right lawyer. Regarding the charges this will depend on the structure and heads of terms of the proposed transaction. Please provide us with your contact information or telephone so as to enable us to provide you with a detailed commercial conveyancing calculation.